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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best FHA Mortgage Lenders in Connecticut
Updated February 6, 2026
Market Overview
208
Total Lenders
33,739
Total Loans
0.33%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | Liberty Bank | Exceptional | Exceptional | — | Strong | Exceptional | -$18 | -0.152% | 682 | |
2 | Prosperity Home Mortgage, LLC | Exceptional | Strong | Exceptional | Strong | Exceptional | $2,584 | +0.401% | 661 | |
3 | HOMESTEAD FUNDING CORP. | Exceptional | Strong | Exceptional | Exceptional | Strong | $1,460 | +0.141% | 358 | |
4 | Thomaston Savings Bank | Exceptional | Exceptional | Sound | Strong | Exceptional | $1,059 | +0.034% | 230 | |
5 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $3,094 | +0.315% | 2,211 | |
6 | U.S. Bank National Association | Exceptional | Strong | Exceptional | Sound | Exceptional | -$721 | -0.123% | 817 | |
7 | Manufacturers and Traders Trust Company | Exceptional | Strong | Exceptional | Strong | Strong | $1,426 | +0.028% | 385 | |
8 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $2,455 | +0.528% | 274 | |
9 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Exceptional | Strong | Exceptional | Strong | Strong | $1,804 | +0.401% | 164 | |
10 | KeyBank National Association | Exceptional | Exceptional | Strong | Sound | Strong | $1,403 | -0.016% | 115 | |
11 | FIRST WORLD MORTGAGE CORPORATION | Exceptional | Sound | Strong | Exceptional | Exceptional | $2,566 | +0.287% | 1,179 | |
12 | Newtown Savings Bank | Exceptional | Strong | — | Strong | Exceptional | $1,791 | -0.207% | 524 | |
13 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Sound | Strong | $1,904 | +0.265% | 297 | |
14 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,218 | +0.365% | 2,533 | |
15 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,222 | +0.361% | 914 | |
16 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $3,330 | +0.410% | 504 | |
17 | WILLIAM RAVEIS MORTGAGE, LLC | Strong | Sound | Strong | Strong | Exceptional | $2,342 | +0.184% | 481 | |
18 | Citizens Bank, National Association | Strong | Strong | Strong | Sound | Strong | $1,317 | +0.021% | 365 | |
19 | KIND LENDING, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,489 | +0.481% | 195 | |
20 | WARSHAW CAPITAL, LLC | Strong | Sound | Strong | Exceptional | Strong | $2,591 | +0.338% | 95 | |
21 | NATIONS DIRECT MORTGAGE, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,474 | +0.531% | 82 | |
22 | First Federal Bank | Strong | Strong | Strong | Strong | Sound | $1,483 | +0.364% | 75 | |
23 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,457 | +0.216% | 889 | |
24 | JPMorgan Chase Bank, National Association | Strong | Sound | Strong | Sound | Exceptional | $2,456 | +0.139% | 736 | |
25 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,217 | +0.464% | 734 | |
26 | NEWREZ LLC | Strong | Sound | Exceptional | Sound | Strong | $2,916 | +0.486% | 527 | |
27 | T2 FINANCIAL LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,031 | +0.526% | 390 | |
28 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,833 | +0.388% | 328 | |
29 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,403 | +0.354% | 189 | |
30 | NORTHPOINT MORTGAGE, INC. | Strong | Sound | Strong | Strong | Strong | $3,046 | +0.312% | 107 | |
31 | NFM, INC. | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,903 | +0.563% | 100 | |
32 | EMM LOANS LLC | Strong | Sound | Exceptional | Strong | Sound | $2,735 | +0.618% | 81 | |
33 | Flagstar Bank, N.A. | Strong | Sound | Exceptional | Strong | Sound | $3,729 | +0.229% | 76 | |
34 | Evolve Bank & Trust | Strong | Sound | Strong | Strong | Strong | $2,449 | +0.369% | 72 | |
35 | TOTAL MORTGAGE SERVICES, LLC | Strong | Mediocre | Exceptional | Exceptional | Exceptional | $3,443 | +0.462% | 2,298 | |
36 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,988 | +0.313% | 640 | |
37 | GUARANTEED RATE AFFINITY, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,360 | +0.208% | 460 | |
38 | NORWICH COMMERCIAL GROUP, INC. | Strong | Sound | Strong | Sound | Strong | $1,849 | +0.383% | 374 | |
39 | PLAZA HOME MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,732 | +0.397% | 349 | |
40 | Wells Fargo Bank, National Association | Strong | Sound | Strong | Sound | Strong | $2,214 | +0.027% | 306 | |
41 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Exceptional | Strong | Strong | $2,639 | +0.475% | 263 | |
42 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,545 | +0.269% | 143 | |
43 | Magnolia Bank, Incorporated | Strong | Sound | Strong | Strong | Sound | $4,844 | +0.576% | 76 | |
44 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Mediocre | Exceptional | Strong | Exceptional | $2,843 | +0.463% | 920 | |
45 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $2,234 | +0.488% | 460 | |
46 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Acceptable | Exceptional | Sound | Strong | $1,616 | +0.160% | 164 | |
47 | CARRINGTON MORTGAGE SERVICES, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $5,109 | +0.738% | 157 | |
48 | PROVINCE MORTGAGE ASSOCIATES, INC. | Strong | Acceptable | Strong | Strong | Strong | $2,328 | +0.373% | 124 | |
49 | EQUITY RESOURCES, INC. | Strong | Acceptable | Strong | Strong | Strong | $2,843 | +0.299% | 99 | |
50 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Sound | $2,733 | +0.321% | 69 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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