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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Company Lenders in Greeley
Updated February 5, 2026
Market Overview
46
Total Lenders
5,534
Total Loans
0.24%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | MEGASTAR FINANCIAL CORP. | Exceptional | Exceptional | Strong | Sound | Strong | -$6,633 | +0.515% | 31 | |
2 | PROVIDENT FUNDING ASSOCIATES, L.P. | Exceptional | Exceptional | Exceptional | Sound | Sound | $2,181 | -0.166% | 20 | |
3 | LOANDEPOT.COM, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $1,927 | -0.056% | 278 | |
4 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,406 | +0.090% | 793 | |
5 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,461 | +0.145% | 294 | |
6 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,953 | +0.423% | 235 | |
7 | PRIMARY RESIDENTIAL MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,319 | +0.367% | 167 | |
8 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Strong | $1,746 | -0.063% | 49 | |
9 | V.I.P. MORTGAGE, INC. | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,852 | +0.119% | 45 | |
10 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Strong | Strong | Sound | Sound | $1,575 | +0.002% | 18 | |
11 | BAY EQUITY LLC | Strong | Sound | Exceptional | Strong | Sound | $3,565 | +0.353% | 14 | |
12 | PLAZA HOME MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Sound | $3,342 | +0.194% | 13 | |
13 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $5,037 | +0.525% | 186 | |
14 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $4,064 | +0.509% | 128 | |
15 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $3,808 | +0.320% | 120 | |
16 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,611 | +0.079% | 100 | |
17 | LOWER, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,485 | +0.263% | 88 | |
18 | THE LOAN STORE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $1,986 | +0.192% | 68 | |
19 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | Strong | $2,998 | -0.153% | 62 | |
20 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $3,545 | +0.431% | 118 | |
21 | INSPIRE HOME LOANS INC. | Strong | Acceptable | Strong | Strong | Strong | $970 | -0.003% | 92 | |
22 | GROUP MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | Strong | $3,784 | +0.251% | 60 | |
23 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Strong | $3,114 | +0.249% | 57 | |
24 | NEST HOME LENDING, LLC | Strong | Sound | Sound | Sound | Strong | $4,927 | -0.492% | 43 | |
25 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $4,470 | +0.644% | 37 | |
26 | TOWNE MORTGAGE COMPANY | Strong | Acceptable | Exceptional | Strong | Sound | $2,807 | +0.068% | 29 | |
27 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Exceptional | Strong | Sound | $3,978 | +0.494% | 28 | |
28 | KIND LENDING, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,471 | +0.294% | 27 | |
29 | NOVA FINANCIAL & INVESTMENT CORPORATION | Strong | Acceptable | Exceptional | Strong | Sound | $3,314 | +0.368% | 24 | |
30 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,888 | +0.226% | 22 | |
31 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | Sound | $2,814 | +0.506% | 16 | |
32 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | Sound | $4,352 | -0.290% | 15 | |
33 | VAN DYK MORTGAGE CORPORATION | Strong | Acceptable | Strong | Sound | Strong | $3,165 | +0.693% | 103 | |
34 | NFM, INC. | Strong | Mediocre | Exceptional | Strong | Strong | $3,250 | -0.357% | 78 | |
35 | Luminate Home Loans, Inc. | Strong | Mediocre | Exceptional | Strong | Strong | $3,347 | +0.529% | 50 | |
36 | Synergy One Lending, Inc. | Strong | Acceptable | Strong | Strong | Sound | $4,677 | +0.295% | 21 | |
37 | GUARANTEED RATE AFFINITY, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $3,887 | +0.204% | 21 | |
38 | KEYSTONE FUNDING, INC. | Strong | Acceptable | Strong | Strong | Sound | $676 | +0.224% | 18 | |
39 | AMERICAN FINANCING CORPORATION | Sound | Acceptable | Strong | Acceptable | Strong | $6,009 | +0.074% | 125 | |
40 | EVERETT FINANCIAL, INC. | Sound | Mediocre | Exceptional | Strong | Sound | $5,633 | +0.460% | 20 | |
41 | American Liberty Mortgage, Incorporated | Sound | Sound | Sound | Acceptable | Sound | $2,834 | +0.336% | 20 | |
42 | SUMMIT FUNDING, INC. | Sound | Mediocre | Exceptional | Strong | Sound | $3,253 | +0.599% | 15 | |
43 | OCMBC, INC. | Sound | Mediocre | Strong | Sound | Sound | $7,879 | +0.247% | 13 | |
44 | Loan Simple, Inc. | Sound | Mediocre | Sound | Acceptable | Strong | $3,421 | +0.786% | 55 | |
45 | BROOKHOLLOW MORTGAGE SERVICES, LTD. | Sound | Mediocre | Sound | Sound | Sound | $4,314 | -0.100% | 26 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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