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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best FHA Mortgage Company Lenders in Huntsville
Updated February 5, 2026
Market Overview
39
Total Lenders
8,999
Total Loans
0.13%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | DSLD MORTGAGE, LLC | Exceptional | Exceptional | Exceptional | Strong | Exceptional | $133 | -0.529% | 180 | |
2 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $2,703 | -0.033% | 682 | |
3 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $3,455 | -0.192% | 212 | |
4 | VANDERBILT MORTGAGE AND FINANCE, INC. | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $3,179 | -0.291% | 208 | |
5 | GMFS LLC | Exceptional | Strong | Exceptional | Strong | Strong | $2,716 | -0.003% | 161 | |
6 | FBC MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Sound | $771 | -0.771% | 43 | |
7 | FIRST COLONY MORTGAGE CORPORATION | Exceptional | Sound | Exceptional | Strong | Exceptional | $3,642 | +0.031% | 190 | |
8 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Sound | Strong | $2,486 | -0.250% | 88 | |
9 | LENDLO MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Strong | $2,253 | +0.066% | 48 | |
10 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,258 | +0.300% | 585 | |
11 | Heritage Mortgage, LLC | Strong | Sound | Strong | Strong | Exceptional | $2,544 | -0.148% | 304 | |
12 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $4,097 | +0.245% | 78 | |
13 | PLANET HOME LENDING, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,678 | +0.192% | 72 | |
14 | THE LOAN STORE, INC. | Strong | Sound | Exceptional | Strong | Strong | $3,446 | +0.216% | 53 | |
15 | GoodLeap, LLC | Strong | Strong | Exceptional | Sound | Sound | $3,804 | -0.094% | 24 | |
16 | TOWNE MORTGAGE COMPANY | Strong | Sound | Exceptional | Exceptional | Sound | $3,226 | +0.266% | 22 | |
17 | CANOPY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $5,094 | +0.162% | 272 | |
18 | STOCKTON MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,416 | +0.116% | 208 | |
19 | FIRST COMMUNITY MORTGAGE, INC. | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,823 | +0.055% | 94 | |
20 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,197 | +0.319% | 69 | |
21 | Assurance Financial Group, L.L.C. | Strong | Acceptable | Exceptional | Exceptional | Strong | $4,091 | +0.269% | 68 | |
22 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Exceptional | Strong | $4,336 | +0.218% | 66 | |
23 | INSPIRE HOME LOANS INC. | Strong | Sound | Exceptional | Strong | Sound | $857 | +0.630% | 23 | |
24 | KIND LENDING, LLC | Strong | Sound | Exceptional | Strong | Sound | $3,192 | +0.080% | 21 | |
25 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,596 | +0.175% | 152 | |
26 | AMERICAN PORTFOLIO MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $3,582 | +0.252% | 76 | |
27 | NEWREZ LLC | Strong | Sound | Exceptional | Sound | Sound | $3,395 | +0.142% | 38 | |
28 | Hamilton Mortgage Corporation | Strong | Acceptable | Strong | Strong | Strong | $2,250 | +0.179% | 62 | |
29 | VICTORIAN FINANCE, LLC | Strong | Acceptable | Strong | Strong | Strong | $3,620 | +0.582% | 48 | |
30 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $2,097 | +0.108% | 47 | |
31 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,664 | +0.247% | 41 | |
32 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Sound | $3,917 | +0.243% | 36 | |
33 | Synergy One Lending, Inc. | Strong | Acceptable | Exceptional | Strong | Sound | $3,877 | -0.111% | 25 | |
34 | HOMEOWNERS FINANCIAL GROUP USA, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $5,077 | +0.156% | 24 | |
35 | NATIONSTAR MORTGAGE LLC | Strong | Mediocre | Exceptional | Strong | Strong | $2,721 | +0.480% | 80 | |
36 | CARRINGTON MORTGAGE SERVICES, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $3,355 | +0.220% | 25 | |
37 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Acceptable | Exceptional | Sound | Sound | $2,678 | +0.190% | 21 | |
38 | NEW AMERICAN FUNDING, LLC | Sound | Mediocre | Exceptional | Sound | Strong | $3,994 | +0.433% | 120 | |
39 | CROSSCOUNTRY MORTGAGE, LLC | Sound | Mediocre | Exceptional | Strong | Sound | $4,012 | +0.410% | 28 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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