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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best FHA Mortgage Company Lenders in Kansas
Updated February 6, 2026
Market Overview
45
Total Lenders
29,343
Total Loans
0.35%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | FLAT BRANCH MORTGAGE, INC. | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $1,540 | +0.469% | 1,496 | |
2 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $2,343 | +0.235% | 1,051 | |
3 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $1,711 | +0.297% | 304 | |
4 | Prosperity Home Mortgage, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $1,932 | +0.318% | 282 | |
5 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Exceptional | Strong | Exceptional | Strong | Strong | $1,604 | +0.413% | 232 | |
6 | COMMUNITY MORTGAGE, LLC | Exceptional | Strong | Strong | Exceptional | Strong | $1,120 | +0.077% | 94 | |
7 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Sound | Strong | $1,773 | -0.056% | 319 | |
8 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,368 | +0.416% | 2,363 | |
9 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $2,082 | +0.390% | 1,609 | |
10 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $2,047 | +0.411% | 409 | |
11 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,720 | +0.526% | 265 | |
12 | Members Mortgage Services, L.L.C. | Strong | Sound | Strong | Strong | Exceptional | $1,612 | +0.427% | 181 | |
13 | PLANET HOME LENDING, LLC | Strong | Sound | Exceptional | Strong | Strong | $1,926 | +0.482% | 178 | |
14 | Sierra Pacific Mortgage Company, Inc. | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,314 | +0.410% | 464 | |
15 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,267 | +0.520% | 428 | |
16 | MORTGAGE INVESTMENT SERVICES CORPORATION | Strong | Sound | Strong | Sound | Exceptional | $1,506 | +0.683% | 201 | |
17 | NEWREZ LLC | Strong | Sound | Exceptional | Sound | Strong | $2,416 | +0.403% | 188 | |
18 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Exceptional | Strong | $1,896 | +0.462% | 151 | |
19 | T2 FINANCIAL LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,904 | +0.661% | 110 | |
20 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Sound | Exceptional | $817 | +0.523% | 1,040 | |
21 | REGENT FINANCIAL GROUP, INC. | Strong | Acceptable | Strong | Exceptional | Strong | $1,934 | +0.539% | 130 | |
22 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,112 | +0.402% | 123 | |
23 | Equity Prime Mortgage LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,893 | +0.908% | 104 | |
24 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $1,590 | +0.285% | 97 | |
25 | LOWER, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,274 | +0.465% | 90 | |
26 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,099 | +0.451% | 81 | |
27 | ZILLOW HOME LOANS, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,680 | +0.741% | 75 | |
28 | Midwest Mortgage Associates Corporation | Strong | Sound | Strong | Sound | Strong | $1,671 | +0.296% | 60 | |
29 | LEADERONE FINANCIAL CORPORATION | Strong | Mediocre | Exceptional | Strong | Exceptional | $3,188 | +0.562% | 295 | |
30 | American Mortgage Bank, LLC | Strong | Acceptable | Strong | Strong | Strong | $1,822 | +0.459% | 125 | |
31 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Acceptable | Exceptional | Sound | Strong | $1,394 | +0.192% | 125 | |
32 | SUMMIT FUNDING, INC. | Strong | Mediocre | Exceptional | Exceptional | Strong | $2,506 | +0.419% | 111 | |
33 | Waterstone Mortgage Corporation | Strong | Mediocre | Exceptional | Exceptional | Strong | $3,575 | +0.487% | 99 | |
34 | AMERISAVE MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Sound | Strong | $3,944 | +0.912% | 85 | |
35 | CARRINGTON MORTGAGE SERVICES, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $4,363 | +0.584% | 76 | |
36 | AMERICAN FINANCIAL NETWORK, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $559 | +0.953% | 71 | |
37 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Mediocre | Exceptional | Strong | Strong | $2,583 | +0.378% | 336 | |
38 | NATIONSTAR MORTGAGE LLC | Strong | Mediocre | Exceptional | Strong | Strong | $3,307 | +0.514% | 248 | |
39 | PRIMARY RESIDENTIAL MORTGAGE, INC. | Strong | Mediocre | Exceptional | Strong | Strong | $2,280 | +0.839% | 199 | |
40 | Click n' Close, Inc. | Strong | Mediocre | Exceptional | Strong | Strong | $5,595 | +1.730% | 165 | |
41 | ENDEAVOR CAPITAL, LLC. | Strong | Acceptable | Strong | Sound | Strong | $1,555 | +0.227% | 148 | |
42 | NEW AMERICAN FUNDING, LLC | Sound | Mediocre | Exceptional | Sound | Strong | $2,749 | +0.871% | 149 | |
43 | US MORTGAGE CORPORATION | Sound | Mediocre | Strong | Strong | Strong | $3,324 | +0.677% | 76 | |
44 | Luminate Home Loans, Inc. | Sound | Mediocre | Exceptional | Strong | Sound | $2,891 | +0.705% | 64 | |
45 | ROYAL UNITED MORTGAGE LLC | Sound | Mediocre | Strong | Sound | Strong | $2,437 | +0.892% | 92 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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