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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best VA Mortgage Lenders in Nebraska
Updated February 6, 2026
Market Overview
119
Total Lenders
20,913
Total Loans
0.25%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | Pinnacle Bank | Exceptional | Exceptional | Strong | Exceptional | Exceptional | $1,193 | -0.005% | 1,087 | |
2 | Lincoln FSB of Nebraska | Exceptional | Exceptional | Strong | Exceptional | Exceptional | $1,199 | -0.021% | 655 | |
3 | VERIDIAN CREDIT UNION | Exceptional | Exceptional | Strong | Exceptional | Exceptional | $123 | -0.248% | 485 | |
4 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Exceptional | $1,768 | +0.218% | 661 | |
5 | Union Bank and Trust Company | Exceptional | Exceptional | Sound | Strong | Exceptional | $1,063 | -0.071% | 584 | |
6 | GERSHMAN INVESTMENT CORP. | Exceptional | Strong | Exceptional | Strong | Exceptional | $1,340 | +0.277% | 427 | |
7 | Access Bank | Exceptional | Strong | Strong | Exceptional | Exceptional | $1,457 | +0.124% | 321 | |
8 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Exceptional | Sound | Strong | $558 | -0.520% | 186 | |
9 | NBKC BANK | Exceptional | Exceptional | Exceptional | Strong | Sound | $590 | -0.247% | 59 | |
10 | WEST GATE BANK | Exceptional | Strong | Strong | Strong | Exceptional | $1,057 | -0.034% | 1,396 | |
11 | CHARTER WEST BANK | Exceptional | Strong | Strong | Strong | Exceptional | $1,437 | +0.313% | 1,346 | |
12 | First National Bank of Omaha | Exceptional | Strong | Strong | Strong | Exceptional | $1,248 | +0.162% | 1,207 | |
13 | U.S. Bank National Association | Exceptional | Strong | Exceptional | Strong | Strong | $916 | +0.184% | 493 | |
14 | GUARANTEED RATE, INC. | Exceptional | Strong | Exceptional | Strong | Strong | $2,323 | +0.390% | 358 | |
15 | Prosperity Home Mortgage, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $1,006 | +0.215% | 297 | |
16 | Core Bank | Exceptional | Strong | Strong | Strong | Exceptional | $1,074 | +0.125% | 261 | |
17 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $1,680 | +0.034% | 203 | |
18 | Arbor Bank | Exceptional | Exceptional | Sound | Sound | Exceptional | $874 | +0.099% | 195 | |
19 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $2,173 | +0.634% | 182 | |
20 | CMG MORTGAGE, INC. | Exceptional | Sound | Exceptional | Exceptional | Strong | $1,813 | +0.385% | 411 | |
21 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Exceptional | Sound | Exceptional | Exceptional | Strong | $2,776 | +0.259% | 263 | |
22 | First Bank | Exceptional | Strong | Strong | Strong | Strong | $1,517 | +0.129% | 228 | |
23 | USAA Federal Savings Bank | Exceptional | Strong | Exceptional | Sound | Strong | $1,455 | -0.205% | 89 | |
24 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,654 | +0.497% | 1,456 | |
25 | Plains Commerce Bank | Strong | Sound | Exceptional | Strong | Strong | $1,695 | +0.471% | 269 | |
26 | LIBERTY FIRST CREDIT UNION | Strong | Sound | Strong | Strong | Exceptional | $1,770 | -0.016% | 222 | |
27 | Gateway First Bank | Strong | Sound | Exceptional | Strong | Strong | $1,650 | +0.243% | 174 | |
28 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Strong | $1,296 | +0.115% | 170 | |
29 | Security First Bank | Strong | Strong | — | Strong | Strong | $861 | +0.165% | 141 | |
30 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $3,272 | +0.444% | 109 | |
31 | Flagstar Bank, N.A. | Strong | Sound | Exceptional | Strong | Strong | $1,892 | +0.408% | 104 | |
32 | NEWREZ LLC | Strong | Sound | Exceptional | Strong | Strong | $2,110 | +0.343% | 100 | |
33 | Cobalt Credit Union | Strong | Exceptional | Sound | Acceptable | Strong | $638 | +0.069% | 90 | |
34 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $330 | +0.389% | 718 | |
35 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,154 | +0.392% | 412 | |
36 | Wells Fargo Bank, National Association | Strong | Sound | Exceptional | Sound | Strong | $2,048 | +0.018% | 238 | |
37 | DELMAR FINANCIAL COMPANY | Strong | Sound | Strong | Strong | Strong | $1,735 | +0.373% | 102 | |
38 | LoanUnited.com, LLC | Strong | Sound | Exceptional | Sound | Strong | $628 | +0.251% | 74 | |
39 | Paramount Residential Mortgage Group, Inc. | Strong | Sound | Exceptional | Strong | Sound | $3,374 | +0.631% | 70 | |
40 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,064 | +0.242% | 322 | |
41 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,810 | +0.562% | 245 | |
42 | American National Bank | Strong | Sound | Sound | Strong | Strong | $1,552 | +0.270% | 155 | |
43 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,287 | +0.436% | 112 | |
44 | REGENT FINANCIAL GROUP, INC. | Strong | Mediocre | Strong | Exceptional | Exceptional | $2,221 | +0.282% | 260 | |
45 | MORIA DEVELOPMENT, INC. | Strong | Acceptable | Strong | Strong | Strong | $2,931 | +0.650% | 241 | |
46 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | Sound | $1,993 | +0.381% | 69 | |
47 | CHURCHILL MORTGAGE CORPORATION | Sound | Mediocre | Strong | Strong | Strong | $2,973 | +0.508% | 325 | |
48 | CASTLE & COOKE MORTGAGE, LLC | Sound | Mediocre | Strong | Strong | Strong | $3,177 | +0.384% | 138 | |
49 | NEW AMERICAN FUNDING, LLC | Sound | Mediocre | Exceptional | Sound | Sound | $3,140 | +0.767% | 83 | |
50 | NEW DAY FINANCIAL, LLC | Sound | Mediocre | Exceptional | Sound | Sound | $3,892 | +0.902% | 51 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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