Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | DSLD MORTGAGE, LLCIndependent Mortgage Company | Exceptional | Exceptional | Exceptional | Strong | Strong | $166Fees | 0.096%Below | 94 | |
2 | GMFS LLCIndependent Mortgage Company | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $1,585Fees | 0.297%Above | 380 | |
3 | STANDARD MORTGAGE CORPORATIONIndependent Mortgage Company | Exceptional | Strong | Strong | Strong | Strong | $1,731Fees | 0.001%Below | 79 | |
4 | UNITED WHOLESALE MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,218Fees | 0.375%Above | 533 | |
5 | ROCKET MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,814Fees | 0.424%Above | 499 | |
6 | LOANDEPOT.COM, LLCIndependent Mortgage Company | Strong | Sound | Exceptional | Strong | Strong | $3,730Fees | 0.555%Above | 53 | |
7 | MOVEMENT MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,745Fees | 0.457%Above | 291 | |
8 | PENNYMAC LOAN SERVICES, LLCIndependent Mortgage Company | Strong | Sound | Exceptional | Sound | Strong | $798Fees | 0.140%Above | 65 | |
9 | MUTUAL OF OMAHA MORTGAGE, INC.Independent Mortgage Company | Strong | Strong | Strong | Sound | Sound | $2,721Fees | 0.235%Above | 29 | |
10 | FREEDOM MORTGAGE CORPORATIONIndependent Mortgage Company | Strong | Sound | Strong | Sound | Strong | $2,042Fees | 0.307%Above | 131 | |
11 | CROSSCOUNTRY MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Strong | $3,053Fees | 0.598%Above | 130 | |
12 | America's Mortgage Resource, Inc.Independent Mortgage Company | Strong | Sound | Sound | Sound | Exceptional | $2,045Fees | 0.187%Above | 117 | |
13 | CMG MORTGAGE, INC.Independent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Strong | $2,953Fees | 0.558%Above | 53 | |
14 | PRIMELENDING, A PLAINSCAPITAL COMPANYIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Strong | $4,101Fees | 0.494%Above | 48 | |
15 | T2 FINANCIAL LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Strong | $3,897Fees | 0.335%Above | 46 | |
16 | NEW AMERICAN FUNDING, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Sound | Strong | $2,443Fees | 0.635%Above | 66 | |
17 | NEWREZ LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Sound | Strong | $2,265Fees | 0.420%Above | 63 | |
18 | NATIONSTAR MORTGAGE LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Sound | $4,296Fees | 0.290%Above | 42 | |
19 | LOWER, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Sound | $2,726Fees | 0.485%Above | 32 | |
20 | GUARANTEED RATE, INC.Independent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Sound | $2,174Fees | 0.427%Above | 27 | |
21 | AMERICAN FINANCIAL NETWORK, INC.Independent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Sound | $2,662Fees | 0.801%Above | 26 | |
22 | PRIMARY RESIDENTIAL MORTGAGE, INC.Independent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Sound | $3,161Fees | 0.620%Above | 19 | |
23 | FAIRWAY INDEPENDENT MORTGAGE CORPORATIONIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Sound | $3,979Fees | 0.667%Above | 18 | |
24 | Paramount Residential Mortgage Group, Inc.Independent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Sound | $3,070Fees | 0.644%Above | 17 | |
25 | LOANSTEADY LLCIndependent Mortgage Company | Strong | Sound | Strong | Sound | Sound | $2,617Fees | 0.555%Above | 16 | |
26 | FIRST COMMUNITY MORTGAGE, INC.Independent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Sound | $1,997Fees | 0.826%Above | 15 | |
27 | Mortgage Research Center, LLCIndependent Mortgage Company | Strong | Acceptable | Strong | Sound | Strong | $1,978Fees | 0.523%Above | 121 | |
28 | PLANET HOME LENDING, LLCIndependent Mortgage Company | Strong | Acceptable | Strong | Strong | Sound | $1,247Fees | 0.600%Above | 30 | |
29 | INTERLINC MORTGAGE SERVICES, LLCIndependent Mortgage Company | Strong | Acceptable | Strong | Strong | Sound | $2,907Fees | 0.417%Above | 29 | |
30 | AML FUNDING LLCIndependent Mortgage Company | Strong | Sound | Sound | Sound | Sound | $1,511Fees | 0.189%Above | 21 | |
31 | Assurance Financial Group, L.L.C.Independent Mortgage Company | Strong | Acceptable | Strong | Strong | Sound | $3,358Fees | 0.570%Above | 20 | |
32 | THE MORTGAGE FIRM, INC.Independent Mortgage Company | Sound | Mediocre | Strong | Strong | Strong | $2,922Fees | 0.554%Above | 60 | |
33 | SUMMIT FUNDING, INC.Independent Mortgage Company | Sound | Mediocre | Exceptional | Strong | Sound | $3,447Fees | 0.998%Above | 27 | |
34 | NATIONS RELIABLE LENDING, LLCIndependent Mortgage Company | Sound | Acceptable | Strong | Sound | Sound | $4,081Fees | 0.415%Above | 26 | |
35 | Click n' Close, Inc.Independent Mortgage Company | Sound | Mediocre | Strong | Sound | Strong | $6,561Fees | 1.840%Above | 48 | |
36 | SOUTHWEST FUNDING, LPIndependent Mortgage Company | Sound | Mediocre | Sound | Sound | Strong | $4,427Fees | 1.032%Above | 80 | |
37 | MORTGAGE SOLUTIONS OF COLORADO, LLCIndependent Mortgage Company | Sound | Mediocre | Sound | Acceptable | Sound | $3,188Fees | 0.604%Above | 20 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.