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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Company Lenders in Ohio
Updated February 6, 2026
Market Overview
50
Total Lenders
85,250
Total Loans
0.53%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | VICTORY MORTGAGE, L.L.C. | Exceptional | Exceptional | Strong | Exceptional | $561 | -0.144% | 1,026 | |
2 | THE EQUITABLE MORTGAGE CORPORATION | Exceptional | Strong | Strong | Exceptional | $1,601 | +0.139% | 570 | |
3 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $2,404 | +0.296% | 5,780 | |
4 | GUARANTEED RATE, INC. | Strong | Sound | Strong | Exceptional | $2,386 | +0.294% | 2,530 | |
5 | RUOFF MORTGAGE COMPANY, INC. | Strong | Sound | Strong | Exceptional | $2,213 | +0.372% | 1,958 | |
6 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Exceptional | $2,299 | +0.566% | 1,927 | |
7 | EQUITY RESOURCES, INC. | Strong | Sound | Strong | Exceptional | $1,605 | +0.389% | 728 | |
8 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Strong | $1,154 | +0.448% | 298 | |
9 | FIRST EQUITY MORTGAGE INCORPORATED | Strong | Strong | Sound | Strong | $995 | +0.054% | 284 | |
10 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $3,563 | +0.479% | 11,005 | |
11 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Exceptional | $3,254 | +0.761% | 3,651 | |
12 | NFM, INC. | Strong | Acceptable | Exceptional | Exceptional | $3,704 | +0.644% | 2,434 | |
13 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | $3,004 | +0.585% | 2,217 | |
14 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Strong | $2,246 | +0.465% | 1,071 | |
15 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Strong | $1,553 | +0.064% | 845 | |
16 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Exceptional | $3,360 | +0.722% | 8,629 | |
17 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Exceptional | $1,522 | +0.698% | 2,573 | |
18 | LOWER, LLC | Strong | Acceptable | Strong | Exceptional | $2,803 | +0.616% | 1,789 | |
19 | HOWARD HANNA FINANCIAL SERVICES, INC. | Strong | Acceptable | Strong | Exceptional | $2,332 | +0.349% | 1,621 | |
20 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | $2,635 | +0.591% | 1,028 | |
21 | M/I FINANCIAL, LLC | Strong | Acceptable | Strong | Exceptional | $3,018 | +0.017% | 1,006 | |
22 | FIRST COMMUNITY MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | $3,000 | +0.461% | 999 | |
23 | DAS Acquisition Company, LLC | Strong | Acceptable | Exceptional | Strong | $3,790 | +0.697% | 855 | |
24 | Synergy One Lending, Inc. | Strong | Acceptable | Strong | Exceptional | $3,266 | +0.544% | 850 | |
25 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Sound | Sound | Strong | $2,287 | +0.406% | 626 | |
26 | T2 FINANCIAL LLC | Strong | Acceptable | Exceptional | Strong | $3,186 | +0.547% | 552 | |
27 | Nations Lending Corporation | Strong | Acceptable | Exceptional | Strong | $3,137 | +0.514% | 512 | |
28 | UNION CAPITAL MORTGAGE CORPORATION | Strong | Acceptable | Strong | Exceptional | $2,825 | +0.318% | 469 | |
29 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | $2,835 | +0.529% | 389 | |
30 | GoodLeap, LLC | Strong | Sound | Sound | Strong | $3,352 | +0.074% | 376 | |
31 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | $2,004 | +0.447% | 320 | |
32 | NEWREZ LLC | Strong | Acceptable | Sound | Exceptional | $1,861 | +0.535% | 1,398 | |
33 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Strong | Strong | $3,230 | +0.527% | 777 | |
34 | GUARANTEED RATE AFFINITY, LLC | Strong | Acceptable | Strong | Strong | $2,261 | +0.397% | 589 | |
35 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Strong | Strong | $3,777 | +0.642% | 455 | |
36 | RMC HOME MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | $4,248 | +0.232% | 311 | |
37 | BAYSHORE MORTGAGE FUNDING, LLC | Strong | Acceptable | Strong | Strong | $2,921 | +0.588% | 293 | |
38 | ZILLOW HOME LOANS, LLC | Strong | Acceptable | Strong | Strong | $2,359 | +0.692% | 278 | |
39 | NEW AMERICAN FUNDING, LLC | Sound | Acceptable | Sound | Strong | $3,213 | +0.870% | 751 | |
40 | POLARIS HOME FUNDING CORP. | Sound | Mediocre | Strong | Exceptional | $3,591 | +0.761% | 670 | |
41 | CARRINGTON MORTGAGE SERVICES, LLC | Sound | Acceptable | Sound | Strong | $3,274 | +0.664% | 438 | |
42 | AMERICAN PACIFIC MORTGAGE CORPORATION | Sound | Mediocre | Exceptional | Strong | $3,605 | +0.786% | 424 | |
43 | LIBERTY HOME MORTGAGE CORPORATION | Sound | Mediocre | Sound | Exceptional | $3,253 | +0.866% | 652 | |
44 | RAPID MORTGAGE COMPANY | Sound | Mediocre | Sound | Exceptional | $3,835 | +0.680% | 625 | |
45 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | Sound | Mediocre | Strong | Strong | $3,279 | +0.671% | 458 | |
46 | GO MORTGAGE, LLC | Sound | Mediocre | Strong | Strong | $2,781 | +0.570% | 454 | |
47 | ROYAL UNITED MORTGAGE LLC | Sound | Mediocre | Strong | Strong | $2,855 | +0.923% | 380 | |
48 | NATIONS RELIABLE LENDING, LLC | Sound | Mediocre | Strong | Strong | $3,146 | +0.621% | 284 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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