🛡️

Safe Rate's TrueRank Guarantee

Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best Conventional Mortgage Lenders in Pittsburgh

Updated February 5, 2026

Market Overview

147

Total Lenders

22,872

Total Loans

0.34%

Median Rate Spread

Rank	Lender	Overall	Pricing	Product	Pull Through	Place	Avg Fees	Spread	Volume
1	PNC Bank, National Association	Exceptional	Strong	Exceptional	Strong	Exceptional	-$920	+0.073%	775
2	First National Bank of Pennsylvania	Exceptional	Strong	Exceptional	Strong	Exceptional	$1,047	+0.215%	589
3	The Huntington National Bank	Exceptional	Strong	Exceptional	Strong	Exceptional	$312	+0.499%	430
4	PROVIDENT FUNDING ASSOCIATES, L.P.	Exceptional	Exceptional	Exceptional	Sound	Strong	$1,244	-0.057%	279
5	S&T Bank	Exceptional	Exceptional	Strong	Sound	Exceptional	-$173	+0.208%	265
6	FEDERATED MORTGAGE CORP.	Exceptional	Exceptional	Sound	Strong	Exceptional	$1,818	+0.199%	201
7	NAVY FEDERAL CREDIT UNION	Exceptional	Exceptional	Exceptional	Sound	Strong	$302	-0.459%	198
8	PENNSYLVANIA STATE EMPLOYEES Credit Union	Exceptional	Exceptional	Strong	Strong	Strong	$480	-0.024%	124
9	HOMESTEAD FUNDING CORP.	Exceptional	Strong	Exceptional	Exceptional	Strong	$888	+0.002%	98
10	Citizens Bank, National Association	Exceptional	Strong	Exceptional	Sound	Exceptional	$1,180	+0.165%	531
11	First Federal Savings and Loan Association of Greene Co	Exceptional	Exceptional	Sound	Strong	Strong	$596	-0.084%	115
12	Bank of America, National Association	Exceptional	Strong	Exceptional	Strong	Strong	$1,585	-0.112%	113
13	KeyBank National Association	Exceptional	Strong	Exceptional	Strong	Strong	$1,821	+0.167%	97
14	U.S. Bank National Association	Exceptional	Strong	Exceptional	Strong	Strong	$591	+0.067%	87
15	Liberty	Exceptional	Strong	Exceptional	Strong	Strong	$1,440	+0.376%	78
16	Citibank, National Association	Exceptional	Exceptional	Exceptional	Sound	Sound	$1,424	-0.026%	53
17	PLAZA HOME MORTGAGE, INC.	Exceptional	Sound	Exceptional	Strong	Exceptional	$2,182	+0.304%	429
18	First Commonwealth Bank	Exceptional	Sound	Exceptional	Strong	Exceptional	$986	+0.282%	422
19	Union Savings Bank	Exceptional	Sound	Exceptional	Strong	Exceptional	$1,199	+0.085%	343
20	Wells Fargo Bank, National Association	Exceptional	Strong	Exceptional	Sound	Strong	$2,380	+0.080%	161
21	SOMERSET TRUST COMPANY	Exceptional	Strong	Strong	Strong	Strong	$655	-0.019%	140
22	ROCKET MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$3,242	+0.400%	2,335
23	UNITED WHOLESALE MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$2,284	+0.420%	1,464
24	Dollar Bank, Federal Savings Bank	Strong	Sound	Strong	Strong	Exceptional	$908	+0.208%	685
25	WEST PENN FINANCIAL SERVICE CENTER, INC.	Strong	Sound	Strong	Strong	Exceptional	$1,960	+0.267%	567
26	EQUITY RESOURCES, INC.	Strong	Sound	Strong	Strong	Exceptional	$2,412	+0.273%	372
27	JPMorgan Chase Bank, National Association	Strong	Sound	Exceptional	Strong	Strong	$2,036	+0.211%	243
28	BAY EQUITY LLC	Strong	Sound	Exceptional	Strong	Strong	$2,710	+0.145%	153
29	LOANDEPOT.COM, LLC	Strong	Sound	Exceptional	Strong	Strong	$2,995	+0.739%	126
30	WesBanco Bank, Inc.	Strong	Sound	Exceptional	Strong	Strong	$1,662	+0.177%	93
31	Northwest Bank	Strong	Strong	Strong	Sound	Strong	$1,250	+0.203%	75
32	MOVEMENT MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	Exceptional	$2,524	+0.361%	968
33	HOWARD HANNA FINANCIAL SERVICES, INC.	Strong	Acceptable	Exceptional	Strong	Exceptional	$2,358	+0.252%	926
34	UNION HOME MORTGAGE CORP.	Strong	Acceptable	Exceptional	Strong	Exceptional	$2,776	+0.600%	473
35	CROSSCOUNTRY MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	Exceptional	$2,794	+0.447%	434
36	PENNYMAC LOAN SERVICES, LLC	Strong	Sound	Exceptional	Sound	Strong	$1,808	+0.208%	342
37	STOCKTON MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Strong	Exceptional	$2,896	+0.318%	301
38	Univest Bank and Trust Co.	Strong	Sound	Strong	Strong	Strong	$1,718	+0.157%	158
39	Premier Bank	Strong	Sound	Strong	Strong	Strong	$1,369	+0.365%	59
40	AFFORDABLE MORTGAGE ADVISORS, LLC.	Strong	Acceptable	Strong	Strong	Exceptional	$1,997	+0.393%	609
41	VICTORIAN FINANCE, LLC	Strong	Acceptable	Strong	Strong	Exceptional	$3,721	+0.354%	510
42	GUARANTEED RATE AFFINITY, LLC	Strong	Acceptable	Exceptional	Sound	Exceptional	$3,006	+0.268%	503
43	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Strong	Strong	$3,273	+0.433%	224
44	NATIONSTAR MORTGAGE LLC	Strong	Acceptable	Exceptional	Strong	Strong	$2,999	+0.500%	141
45	Flagstar Bank, N.A.	Strong	Acceptable	Exceptional	Strong	Strong	$2,054	+0.511%	140
46	GUILD MORTGAGE COMPANY LLC	Strong	Acceptable	Exceptional	Strong	Strong	$2,523	+0.214%	120
47	SWBC MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Strong	Strong	$2,391	+0.174%	116
48	TOWNE MORTGAGE COMPANY	Strong	Acceptable	Exceptional	Strong	Strong	$1,549	+0.383%	90
49	THE LOAN STORE, INC.	Strong	Acceptable	Exceptional	Strong	Strong	$2,080	+0.268%	77
50	PRIMELENDING, A PLAINSCAPITAL COMPANY	Strong	Acceptable	Exceptional	Strong	Strong	$3,786	+0.440%	77

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

Pricing

Rate and fee competitiveness (25%)

Pull Through

Reliability in closing loans (25%)

Product

Specialization in the loan type (25%)

Place

Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Ready to find your perfect lender?

Get personalized recommendations based on your specific needs

Pittsburgh, PAConventional

No credit impact

3-minute process

100% free