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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best FHA Mortgage Company Lenders in Wisconsin
Updated February 6, 2026
Market Overview
41
Total Lenders
65,281
Total Loans
0.31%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $1,966 | +0.178% | 1,883 | |
2 | Prosperity Home Mortgage, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $1,965 | +0.206% | 709 | |
3 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $2,124 | +0.398% | 439 | |
4 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Exceptional | Strong | Exceptional | Strong | Strong | $1,528 | +0.369% | 226 | |
5 | FIRST COLONY MORTGAGE CORPORATION | Exceptional | Sound | Exceptional | Strong | Exceptional | $1,541 | +0.334% | 815 | |
6 | A + MORTGAGE SERVICES, INC. | Exceptional | Strong | Sound | Strong | Exceptional | $1,425 | +0.302% | 480 | |
7 | WISCONSIN MORTGAGE CORPORATION | Exceptional | Strong | Strong | Sound | Exceptional | $938 | +0.155% | 387 | |
8 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Sound | Strong | $1,622 | +0.002% | 376 | |
9 | TOWNE MORTGAGE COMPANY | Exceptional | Sound | Exceptional | Exceptional | Strong | $2,677 | +0.674% | 132 | |
10 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,935 | +0.431% | 3,338 | |
11 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $2,416 | +0.402% | 2,513 | |
12 | Nations Lending Corporation | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $1,930 | +0.461% | 626 | |
13 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $3,095 | +0.441% | 543 | |
14 | PLANET HOME LENDING, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,061 | +0.308% | 260 | |
15 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,582 | +0.423% | 1,860 | |
16 | THOMPSON KANE & COMPANY, INC | Strong | Acceptable | Strong | Exceptional | Exceptional | $1,872 | +0.347% | 796 | |
17 | NEWREZ LLC | Strong | Sound | Exceptional | Sound | Strong | $1,654 | +0.294% | 614 | |
18 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,197 | +0.634% | 336 | |
19 | GATEWAY MORTGAGE CORPORATION | Strong | Sound | Sound | Exceptional | Strong | $1,930 | +0.302% | 217 | |
20 | V.I.P. MORTGAGE, INC. | Strong | Acceptable | Exceptional | Exceptional | Strong | $793 | +0.227% | 178 | |
21 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Exceptional | Strong | $1,877 | +0.339% | 151 | |
22 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Sound | Exceptional | $1,360 | +0.580% | 1,170 | |
23 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $1,897 | +0.317% | 741 | |
24 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,739 | +0.711% | 400 | |
25 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Strong | $4,068 | +0.521% | 364 | |
26 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Exceptional | Strong | Strong | $1,645 | +0.575% | 324 | |
27 | Servion, Inc. | Strong | Sound | Strong | Sound | Strong | $1,276 | +0.363% | 264 | |
28 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,911 | +0.391% | 254 | |
29 | GUARANTEED RATE AFFINITY, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,106 | +0.328% | 189 | |
30 | BAY EQUITY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,881 | +0.347% | 176 | |
31 | LOWER, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $1,891 | +0.465% | 149 | |
32 | AMERIHOME MORTGAGE COMPANY, LLC | Strong | Sound | Strong | Sound | Strong | $1,681 | +0.413% | 149 | |
33 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Mediocre | Exceptional | Strong | Exceptional | $3,120 | +0.566% | 974 | |
34 | AMERICAN PACIFIC MORTGAGE CORPORATION | Strong | Mediocre | Exceptional | Exceptional | Strong | $4,035 | +0.638% | 464 | |
35 | Waterstone Mortgage Corporation | Strong | Mediocre | Exceptional | Exceptional | Strong | $4,249 | +0.510% | 352 | |
36 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Acceptable | Exceptional | Sound | Strong | $2,005 | +0.301% | 215 | |
37 | NATIONSTAR MORTGAGE LLC | Strong | Mediocre | Exceptional | Strong | Strong | $3,389 | +0.377% | 321 | |
38 | PRIMARY RESIDENTIAL MORTGAGE, INC. | Strong | Mediocre | Exceptional | Strong | Strong | $4,093 | +0.689% | 259 | |
39 | Luminate Home Loans, Inc. | Strong | Mediocre | Exceptional | Strong | Strong | $3,681 | +0.744% | 171 | |
40 | SECURITYNATIONAL MORTGAGE COMPANY | Strong | Mediocre | Exceptional | Strong | Strong | $4,041 | +0.895% | 157 | |
41 | NEW AMERICAN FUNDING, LLC | Sound | Mediocre | Exceptional | Sound | Strong | $2,495 | +0.705% | 339 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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