🛡️

Safe Rate's TrueRank Guarantee

Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best Conventional Mortgage Lenders in Anaheim

Updated February 5, 2026

Market Overview

166

Total Lenders

17,759

Total Loans

0.30%

Median Rate Spread

Rank	Lender	Overall	Pricing	Product	Pull Through	Place	Avg Fees	Spread	Volume
1	Citibank, National Association	Exceptional	Exceptional	Exceptional	Sound	Exceptional	-$1,710	-0.251%	330
2	U.S. Bank National Association	Exceptional	Strong	Exceptional	Strong	Exceptional	-$861	-0.162%	1,093
3	SCHOOLSFIRST	Exceptional	Strong	Strong	Strong	Exceptional	$219	-0.107%	491
4	Bank of America, National Association	Exceptional	Strong	Exceptional	Strong	Strong	-$269	-0.322%	349
5	PNC Bank, National Association	Exceptional	Strong	Exceptional	Strong	Strong	$110	-0.019%	94
6	Morgan Stanley Private Bank, National Association	Exceptional	Exceptional	Strong	Sound	Strong	$400	-0.517%	92
7	NAVY FEDERAL CREDIT UNION	Exceptional	Exceptional	Exceptional	Sound	Sound	$529	-0.630%	72
8	PROVIDENT FUNDING ASSOCIATES, L.P.	Exceptional	Exceptional	Exceptional	Sound	Sound	-$18	-0.119%	66
9	JPMorgan Chase Bank, National Association	Exceptional	Sound	Exceptional	Strong	Exceptional	$1,655	+0.035%	472
10	Wells Fargo Bank, National Association	Exceptional	Strong	Exceptional	Sound	Strong	$486	-0.213%	395
11	UNITED WHOLESALE MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$2,036	+0.087%	2,789
12	ROCKET MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$3,289	+0.137%	2,064
13	LOANDEPOT.COM, LLC	Strong	Sound	Exceptional	Strong	Strong	$1,718	+0.028%	360
14	BMO Bank National Association	Strong	Strong	Strong	Sound	Strong	$301	-0.005%	190
15	BAY EQUITY LLC	Strong	Sound	Exceptional	Strong	Strong	$1,935	+0.143%	79
16	NMSI, INC.	Strong	Acceptable	Strong	Exceptional	Exceptional	$2,766	+0.354%	383
17	PENNYMAC LOAN SERVICES, LLC	Strong	Sound	Exceptional	Sound	Strong	$934	+0.101%	278
18	General Mortgage Capital Corporation	Strong	Sound	Strong	Strong	Strong	$1,551	+0.100%	83
19	Charles Schwab Bank, SSB	Strong	Sound	Strong	Strong	Strong	$558	-0.346%	69
20	PLAZA HOME MORTGAGE, INC.	Strong	Sound	Exceptional	Strong	Sound	$3,583	+0.804%	54
21	NuVision Federal Credit Union	Strong	Strong	Sound	Sound	Strong	$1,842	+0.152%	50
22	Zions Bancorporation, N.A.	Strong	Strong	Strong	Sound	Sound	$742	-0.299%	47
23	CROSSCOUNTRY MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	Strong	$3,197	+0.380%	353
24	THE LOAN STORE, INC.	Strong	Acceptable	Exceptional	Strong	Strong	$1,803	+0.317%	234
25	GUARANTEED RATE, INC.	Strong	Acceptable	Exceptional	Strong	Strong	$1,536	+0.131%	226
26	MOVEMENT MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	Strong	$1,802	+0.308%	208
27	Flagstar Bank, N.A.	Strong	Acceptable	Exceptional	Strong	Strong	$2,803	+0.196%	167
28	CMG MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	Strong	$1,849	+0.119%	152
29	KIND LENDING, LLC	Strong	Acceptable	Exceptional	Strong	Strong	$2,136	+0.256%	110
30	Paramount Residential Mortgage Group, Inc.	Strong	Acceptable	Exceptional	Strong	Strong	$2,814	+0.530%	97
31	City National Bank	Strong	Sound	Strong	Sound	Strong	$2,507	+0.149%	93
32	PRIMELENDING, A PLAINSCAPITAL COMPANY	Strong	Acceptable	Exceptional	Strong	Strong	$3,931	+0.299%	86
33	FREEDOM MORTGAGE CORPORATION	Strong	Sound	Strong	Sound	Strong	$2,964	+0.017%	81
34	Sierra Pacific Mortgage Company, Inc.	Strong	Acceptable	Exceptional	Strong	Strong	$2,482	+0.021%	79
35	NATIONSTAR MORTGAGE LLC	Strong	Acceptable	Exceptional	Strong	Strong	$3,092	+0.084%	77
36	AMERICAN FINANCIAL NETWORK, INC.	Strong	Acceptable	Exceptional	Strong	Strong	$930	+0.477%	75
37	NexBank	Strong	Sound	Strong	Strong	Sound	-$466	+0.450%	54
38	NEW AMERICAN FUNDING, LLC	Strong	Acceptable	Exceptional	Sound	Strong	$2,438	+0.304%	178
39	NEWREZ LLC	Strong	Acceptable	Exceptional	Sound	Strong	$2,204	+0.349%	123
40	GUARANTEED RATE AFFINITY, LLC	Strong	Acceptable	Exceptional	Sound	Strong	$2,708	+0.201%	103
41	FRANKLIN LOAN CORPORATION	Strong	Acceptable	Strong	Strong	Strong	$2,742	+0.579%	70
42	GUILD MORTGAGE COMPANY LLC	Strong	Acceptable	Exceptional	Strong	Sound	$4,550	+0.225%	65
43	Commerce Home Mortgage, Inc.	Strong	Acceptable	Exceptional	Strong	Sound	$3,784	+0.842%	57
44	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Strong	Sound	$2,990	+0.291%	55
45	First-Citizens Bank & Trust Company	Strong	Sound	Strong	Sound	Sound	-$33	+0.011%	43
46	NEW WAVE LENDING GROUP INC	Strong	Mediocre	Strong	Strong	Exceptional	$3,136	+0.602%	333
47	AAA CAPITAL INVESTMENT, INC.	Strong	Acceptable	Strong	Sound	Strong	$1,240	+0.164%	102
48	ZILLOW HOME LOANS, LLC	Strong	Acceptable	Strong	Sound	Strong	$2,432	+0.238%	82
49	OriginPoint, LLC	Strong	Acceptable	Strong	Sound	Strong	$1,236	+0.363%	56
50	NATIONS DIRECT MORTGAGE, LLC	Strong	Acceptable	Strong	Strong	Sound	$2,922	+0.318%	40

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

Pricing

Rate and fee competitiveness (25%)

Pull Through

Reliability in closing loans (25%)

Product

Specialization in the loan type (25%)

Place

Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Ready to find your perfect lender?

Get personalized recommendations based on your specific needs

AnaheimConventional

No credit impact

3-minute process

100% free