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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Company Lenders in Boston
Updated February 5, 2026
Market Overview
43
Total Lenders
9,855
Total Loans
0.27%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $2,754 | +0.202% | 787 | |
2 | BAYCOAST MORTGAGE COMPANY, LLC | Strong | Strong | Strong | Strong | $640 | +0.000% | 69 | |
3 | GUARANTEED RATE, INC. | Strong | Sound | Strong | Exceptional | $1,591 | +0.101% | 1,081 | |
4 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $4,111 | +0.215% | 950 | |
5 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | $2,352 | +0.194% | 505 | |
6 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Exceptional | $2,462 | +0.147% | 464 | |
7 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $2,488 | +0.215% | 455 | |
8 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Strong | $2,309 | +0.351% | 393 | |
9 | HARBORONE MORTGAGE, LLC | Strong | Sound | Strong | Strong | $1,945 | +0.063% | 188 | |
10 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Strong | $1,965 | -0.005% | 124 | |
11 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Strong | $1,403 | +0.050% | 115 | |
12 | WILLIAM RAVEIS MORTGAGE, LLC | Strong | Sound | Strong | Strong | $1,985 | +0.225% | 74 | |
13 | AMERANT MORTGAGE, LLC | Strong | Sound | Strong | Strong | $1,306 | +0.152% | 53 | |
14 | KEYSTONE FUNDING, INC. | Strong | Sound | Exceptional | Sound | $1,567 | +0.197% | 45 | |
15 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Exceptional | $2,085 | +0.274% | 776 | |
16 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | $2,690 | +0.339% | 356 | |
17 | RADIUS FINANCIAL GROUP INC. | Strong | Acceptable | Strong | Exceptional | $3,037 | +0.495% | 253 | |
18 | SALEM FIVE MORTGAGE COMPANY, LLC | Strong | Acceptable | Strong | Exceptional | $1,975 | +0.024% | 229 | |
19 | WASHINGTON TRUST MORTGAGE COMPANY LLC | Strong | Sound | Sound | Strong | $1,704 | +0.133% | 118 | |
20 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | $3,167 | +0.428% | 79 | |
21 | NFM, INC. | Strong | Acceptable | Exceptional | Strong | $4,635 | +0.535% | 79 | |
22 | FIRST COMMUNITY MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | $609 | +0.261% | 71 | |
23 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Sound | Sound | Strong | $1,426 | -0.119% | 70 | |
24 | BAY EQUITY LLC | Strong | Sound | Strong | Sound | $1,553 | +0.022% | 60 | |
25 | NORWICH COMMERCIAL GROUP, INC. | Strong | Sound | Strong | Sound | $3,462 | +0.359% | 35 | |
26 | GUARANTEED RATE AFFINITY, LLC | Strong | Acceptable | Strong | Strong | $2,523 | +0.174% | 224 | |
27 | MORTGAGE EQUITY PARTNERS LLC | Strong | Acceptable | Strong | Strong | $3,493 | +0.453% | 107 | |
28 | NEW FED MORTGAGE, CORP. | Strong | Acceptable | Strong | Strong | $3,045 | +0.309% | 106 | |
29 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Strong | Strong | $3,538 | +0.298% | 104 | |
30 | EMM LOANS LLC | Strong | Acceptable | Strong | Strong | $1,582 | +0.674% | 100 | |
31 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Strong | -$887 | -0.312% | 84 | |
32 | TOTAL MORTGAGE SERVICES, LLC | Sound | Mediocre | Exceptional | Strong | $4,614 | +0.436% | 185 | |
33 | NEWREZ LLC | Sound | Acceptable | Sound | Strong | $2,092 | +0.340% | 133 | |
34 | FIRST HOME MORTGAGE CORPORATION | Sound | Mediocre | Exceptional | Strong | $5,580 | +0.454% | 94 | |
35 | NEW AMERICAN FUNDING, LLC | Sound | Acceptable | Sound | Strong | $2,446 | +0.468% | 86 | |
36 | NATIONS DIRECT MORTGAGE, LLC | Sound | Acceptable | Strong | Sound | $812 | +0.025% | 51 | |
37 | EMBRACE HOME LOANS, INC. | Sound | Acceptable | Strong | Sound | $2,049 | +0.300% | 47 | |
38 | Paramount Residential Mortgage Group, Inc. | Sound | Acceptable | Strong | Sound | $1,960 | +0.387% | 39 | |
39 | Sierra Pacific Mortgage Company, Inc. | Sound | Acceptable | Strong | Sound | $1,983 | +0.218% | 38 | |
40 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | Sound | Mediocre | Strong | Sound | $3,854 | +0.406% | 34 | |
41 | PRIMARY RESIDENTIAL MORTGAGE, INC. | Sound | Mediocre | Strong | Sound | $4,355 | +0.442% | 33 | |
42 | NATIONS RELIABLE LENDING, LLC | Sound | Mediocre | Strong | Sound | $3,941 | +0.261% | 33 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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