Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | COMMUNITY DEVELOPMENT CORPORATION OF BROWNSVILLEIndependent Mortgage Company | Exceptional | Exceptional | Sound | Exceptional | Exceptional | $1,496Fees | 0.090%Above | 52 | |
2 | PROVIDENT FUNDING ASSOCIATES, L.P.Independent Mortgage Company | Exceptional | Exceptional | Exceptional | Sound | Sound | $1,404Fees | 0.008%Below | 15 | |
3 | UNITED WHOLESALE MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,145Fees | 0.248%Above | 205 | |
4 | ROCKET MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,659Fees | 0.570%Above | 179 | |
5 | DAS Acquisition Company, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Exceptional | $4,439Fees | 0.418%Above | 135 | |
6 | GUARANTEED RATE, INC.Independent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Exceptional | $5,619Fees | 0.741%Above | 99 | |
7 | FAIRWAY INDEPENDENT MORTGAGE CORPORATIONIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Exceptional | $4,557Fees | 0.446%Above | 86 | |
8 | LOANDEPOT.COM, LLCIndependent Mortgage Company | Strong | Sound | Exceptional | Strong | Sound | $4,024Fees | 0.816%Above | 22 | |
9 | PLAZA HOME MORTGAGE, INC.Independent Mortgage Company | Strong | Sound | Exceptional | Strong | Sound | $2,917Fees | 0.038%Above | 16 | |
10 | CROSSCOUNTRY MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Strong | $4,323Fees | 0.860%Above | 56 | |
11 | FREEDOM MORTGAGE CORPORATIONIndependent Mortgage Company | Strong | Sound | Strong | Sound | Strong | $1,856Fees | 0.147%Above | 50 | |
12 | LOWER, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Strong | $4,219Fees | 0.589%Above | 48 | |
13 | CMG MORTGAGE, INC.Independent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Strong | $4,672Fees | 0.505%Above | 43 | |
14 | Paramount Residential Mortgage Group, Inc.Independent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Strong | $3,466Fees | 0.432%Above | 37 | |
15 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD.Independent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Strong | $4,411Fees | 0.440%Above | 34 | |
16 | PENNYMAC LOAN SERVICES, LLCIndependent Mortgage Company | Strong | Sound | Exceptional | Sound | Sound | $2,592Fees | 0.035%Above | 22 | |
17 | Nations Lending CorporationIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | Sound | $4,207Fees | 0.864%Above | 21 | |
18 | AMERIHOME MORTGAGE COMPANY, LLCIndependent Mortgage Company | Strong | Sound | Strong | Strong | Sound | $3,927Fees | 0.247%Above | 12 | |
19 | HALLMARK HOME MORTGAGE, LLCIndependent Mortgage Company | Strong | Mediocre | Exceptional | Strong | Exceptional | $4,428Fees | 0.671%Above | 126 | |
20 | MOVEMENT MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Sound | $5,447Fees | 0.351%Above | 24 | |
21 | NATIONSTAR MORTGAGE LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Sound | $4,188Fees | 0.729%Above | 18 | |
22 | GUILD MORTGAGE COMPANY LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Sound | $3,267Fees | 0.706%Above | 17 | |
23 | PRIMARY RESIDENTIAL MORTGAGE, INC.Independent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Sound | $3,996Fees | 0.441%Above | 15 | |
24 | GoodLeap, LLCIndependent Mortgage Company | Strong | Sound | Strong | Sound | Sound | $2,846Fees | 1.048%Above | 15 | |
25 | KIND LENDING, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Sound | $2,782Fees | 0.218%Above | 14 | |
26 | PRIMELENDING, A PLAINSCAPITAL COMPANYIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Sound | $4,397Fees | 1.079%Above | 12 | |
27 | WILLOW BEND MORTGAGE COMPANY, LLCIndependent Mortgage Company | Strong | Acceptable | Strong | Sound | Strong | $4,929Fees | 0.377%Above | 50 | |
28 | AMERICAN PACIFIC MORTGAGE CORPORATIONIndependent Mortgage Company | Strong | Mediocre | Exceptional | Strong | Strong | $4,973Fees | 0.532%Above | 47 | |
29 | NATIONS RELIABLE LENDING, LLCIndependent Mortgage Company | Strong | Acceptable | Strong | Sound | Strong | $3,594Fees | 0.261%Above | 37 | |
30 | NEW AMERICAN FUNDING, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Sound | Sound | $2,894Fees | 0.838%Above | 19 | |
31 | NEWREZ LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Sound | Sound | $2,833Fees | 0.609%Above | 16 | |
32 | SECURITYNATIONAL MORTGAGE COMPANYIndependent Mortgage Company | Sound | Mediocre | Strong | Sound | Exceptional | $4,808Fees | 0.856%Above | 126 | |
33 | STONEWOOD HOME LENDING, LLCIndependent Mortgage Company | Sound | Mediocre | Sound | Strong | Exceptional | $4,966Fees | 0.299%Above | 53 | |
34 | RIGHT START MORTGAGE, INC.Independent Mortgage Company | Sound | Mediocre | Strong | Strong | Strong | $5,064Fees | 0.847%Above | 46 | |
35 | SUN WEST MORTGAGE COMPANY, INC.Independent Mortgage Company | Sound | Acceptable | Strong | Sound | Sound | $2,998Fees | 0.762%Above | 23 | |
36 | Synergy One Lending, Inc.Independent Mortgage Company | Sound | Acceptable | Strong | Strong | Acceptable | $2,821Fees | 0.414%Above | 10 | |
37 | ROYAL UNITED MORTGAGE LLCIndependent Mortgage Company | Sound | Mediocre | Strong | Strong | Sound | $3,201Fees | 1.445%Above | 19 | |
38 | ZILLOW HOME LOANS, LLCIndependent Mortgage Company | Sound | Acceptable | Strong | Sound | Acceptable | $3,710Fees | 0.600%Above | 10 | |
39 | DIRECTIONS EQUITY, LLCIndependent Mortgage Company | Sound | Mediocre | Sound | Sound | Strong | $1,559Fees | 0.321%Above | 47 | |
40 | MORTGAGE SOLUTIONS OF COLORADO, LLCIndependent Mortgage Company | Sound | Mediocre | Sound | Acceptable | Strong | $3,800Fees | 0.712%Above | 39 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.