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Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best Conventional Mortgage Lenders in Canton

Updated February 5, 2026

Market Overview

Total Lenders

4,228

Total Loans

0.53%

Median Rate Spread

Rank	Lender	Overall	Pricing	Product	Pull Through	Place	Avg Fees	Spread	Volume
1	The Huntington National Bank	Exceptional	Strong	Exceptional	Strong	Exceptional	$609	+0.477%	601
2	PNC Bank, National Association	Exceptional	Strong	Exceptional	Strong	Strong	$57	+0.124%	55
3	KeyBank National Association	Exceptional	Strong	Exceptional	Strong	Strong	$1,763	+0.146%	51
4	NAVY FEDERAL CREDIT UNION	Exceptional	Exceptional	Exceptional	Sound	Sound	$696	-0.597%	23
5	Citizens Bank, National Association	Exceptional	Strong	Exceptional	Sound	Strong	$1,124	+0.271%	71
6	Fifth Third Bank, National Association	Exceptional	Strong	Exceptional	Sound	Strong	$1,115	+0.465%	61
7	U.S. Bank National Association	Exceptional	Strong	Exceptional	Strong	Sound	$1,332	+0.372%	25
8	Third Federal Savings and Loan Association of Cleveland	Exceptional	Strong	Exceptional	Strong	Sound	$533	+0.183%	22
9	ROCKET MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$3,241	+0.534%	494
10	JPMorgan Chase Bank, National Association	Strong	Sound	Exceptional	Strong	Strong	$1,998	+0.434%	122
11	First Commonwealth Bank	Strong	Sound	Exceptional	Strong	Strong	$844	+0.255%	73
12	MUTUAL OF OMAHA MORTGAGE, INC.	Strong	Strong	Strong	Sound	Strong	$2,527	+0.741%	49
13	Wells Fargo Bank, National Association	Strong	Strong	Exceptional	Sound	Sound	$2,038	+0.172%	18
14	Seven Seventeen Credit Union	Strong	Strong	Strong	Strong	Sound	$1,258	-0.132%	13
15	CROSSCOUNTRY MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	Exceptional	$3,811	+0.838%	680
16	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Strong	Exceptional	$2,725	+0.497%	220
17	UNITED WHOLESALE MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	Strong	$2,737	+0.156%	82
18	Nations Lending Corporation	Strong	Acceptable	Exceptional	Exceptional	Strong	$2,293	+0.630%	69
19	The Farmers National Bank of Canfield	Strong	Sound	Strong	Strong	Strong	$1,026	+0.445%	68
20	RUOFF MORTGAGE COMPANY, INC.	Strong	Sound	Exceptional	Strong	Sound	$3,409	+0.498%	35
21	LOANDEPOT.COM, LLC	Strong	Sound	Exceptional	Strong	Sound	$2,414	+0.697%	33
22	GVC MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	Strong	$2,518	+0.754%	116
23	GUARANTEED RATE, INC.	Strong	Acceptable	Exceptional	Strong	Strong	$2,035	+0.376%	103
24	UNION HOME MORTGAGE CORP.	Strong	Acceptable	Exceptional	Strong	Strong	$4,093	+0.915%	74
25	CANTON SCHOOL EMPLOYEES Federal Credit Union	Strong	Strong	Acceptable	Sound	Strong	$1,408	+0.262%	38
26	Premier Bank	Strong	Sound	Strong	Strong	Sound	$798	+0.329%	27
27	PENNYMAC LOAN SERVICES, LLC	Strong	Sound	Exceptional	Sound	Sound	$1,343	+0.097%	20
28	WEST PENN FINANCIAL SERVICE CENTER, INC.	Strong	Sound	Strong	Strong	Sound	$2,846	+0.296%	12
29	NEWREZ LLC	Strong	Acceptable	Exceptional	Sound	Strong	$1,663	+0.256%	46
30	HOWARD HANNA FINANCIAL SERVICES, INC.	Strong	Acceptable	Exceptional	Strong	Sound	$2,326	+0.466%	30
31	NATIONSTAR MORTGAGE LLC	Strong	Acceptable	Exceptional	Strong	Sound	$4,497	+0.438%	29
32	Flagstar Bank, N.A.	Strong	Acceptable	Exceptional	Strong	Sound	$2,691	+0.787%	29
33	FREEDOM MORTGAGE CORPORATION	Strong	Sound	Strong	Sound	Sound	$3,558	+0.590%	23
34	LOWER, LLC	Strong	Acceptable	Exceptional	Strong	Sound	$2,379	+0.578%	17
35	GoodLeap, LLC	Strong	Sound	Strong	Sound	Sound	$3,634	+0.245%	16
36	Merchants Bank of Indiana	Strong	Sound	Strong	Sound	Sound	$1,727	+0.256%	11
37	POLARIS HOME FUNDING CORP.	Strong	Mediocre	Strong	Strong	Exceptional	$3,764	+0.777%	133
38	NFM, INC.	Strong	Mediocre	Exceptional	Strong	Strong	$3,333	+0.784%	51
39	Synergy One Lending, Inc.	Strong	Acceptable	Strong	Strong	Sound	$3,389	+0.420%	37
40	NEW AMERICAN FUNDING, LLC	Strong	Acceptable	Exceptional	Sound	Sound	$3,137	+1.212%	19
41	USAA Federal Savings Bank	Strong	Sound	Strong	Acceptable	Sound	$1,213	+0.028%	14
42	THE LOAN STORE, INC.	Strong	Acceptable	Exceptional	Strong	Acceptable	$2,517	+0.289%	10
43	RESICENTRAL, LLC	Strong	Sound	Strong	Sound	Acceptable	$1,264	+0.205%	10
44	Ixonia Bank	Sound	Mediocre	Exceptional	Strong	Sound	$2,479	+1.185%	15
45	ZILLOW HOME LOANS, LLC	Sound	Acceptable	Strong	Sound	Sound	$2,818	+1.008%	11
46	REPUBLIC STATE MORTGAGE CO.	Sound	Acceptable	Sound	Sound	Sound	$1,005	+0.652%	14
47	PREMIER LENDING, INC.	Sound	Mediocre	Sound	Strong	Sound	$4,308	+0.558%	18

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

Pricing

Rate and fee competitiveness (25%)

Pull Through

Reliability in closing loans (25%)

Product

Specialization in the loan type (25%)

Place

Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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