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Safe Rate's TrueRank Guarantee

Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best Mortgage Company Lenders in Colorado Springs

Updated February 5, 2026

Market Overview

Total Lenders

8,996

Total Loans

0.11%

Median Rate Spread

Rank	Lender	Overall	Pricing	Pull Through	Place	Avg Fees	Spread	Volume
1	PRIORITY HOME MORTGAGE, L.P.	Exceptional	Exceptional	Strong	Strong	$1,611	-1.075%	52
2	UNITED WHOLESALE MORTGAGE, LLC	Strong	Sound	Exceptional	Exceptional	$2,981	-0.215%	2,239
3	PROVIDENT FUNDING ASSOCIATES, L.P.	Strong	Exceptional	Sound	Sound	$2,189	-0.102%	50
4	FLAT BRANCH MORTGAGE, INC.	Strong	Sound	Exceptional	Strong	$2,106	-0.041%	125
5	ARK-LA-TEX FINANCIAL SERVICES, LLC.	Strong	Sound	Exceptional	Strong	$3,012	+0.288%	104
6	ROCKET MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	$4,247	+0.066%	686
7	GUARANTEED RATE, INC.	Strong	Sound	Strong	Strong	$2,698	-0.217%	302
8	FREEDOM MORTGAGE CORPORATION	Strong	Sound	Strong	Strong	$2,648	-0.274%	249
9	PENNYMAC LOAN SERVICES, LLC	Strong	Sound	Strong	Strong	$2,463	-0.370%	191
10	LOANDEPOT.COM, LLC	Strong	Sound	Strong	Strong	$2,654	+0.032%	167
11	NEST HOME LENDING, LLC	Strong	Sound	Strong	Strong	$3,981	-0.353%	128
12	BAY EQUITY LLC	Strong	Sound	Strong	Strong	$4,303	+0.127%	111
13	GUILD MORTGAGE COMPANY LLC	Strong	Acceptable	Exceptional	Strong	$3,173	+0.073%	302
14	NFM, INC.	Strong	Acceptable	Exceptional	Strong	$3,133	+0.045%	254
15	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Strong	$3,392	+0.305%	243
16	V.I.P. MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	$3,545	+0.232%	152
17	MOVEMENT MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	$3,921	+0.068%	132
18	CMG MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	$1,921	-0.250%	99
19	American Liberty Mortgage, Incorporated	Strong	Sound	Sound	Strong	$4,078	+0.210%	43
20	INSPIRE HOME LOANS INC.	Strong	Sound	Strong	Sound	-$1,535	+0.635%	41
21	Mortgage Research Center, LLC	Strong	Acceptable	Strong	Strong	$3,175	+0.036%	399
22	MORTGAGE SOLUTIONS OF COLORADO, LLC	Strong	Acceptable	Strong	Strong	$3,094	-0.229%	234
23	CROSSCOUNTRY MORTGAGE, LLC	Strong	Acceptable	Strong	Strong	$3,484	+0.337%	164
24	LOWER, LLC	Strong	Acceptable	Strong	Strong	$3,371	+0.063%	135
25	THE LOAN STORE, INC.	Strong	Acceptable	Strong	Strong	$2,004	+0.148%	97
26	Paramount Residential Mortgage Group, Inc.	Strong	Acceptable	Strong	Strong	$3,091	+0.509%	85
27	NATIONSTAR MORTGAGE LLC	Strong	Acceptable	Strong	Strong	$4,672	+0.026%	83
28	GUARANTEED RATE AFFINITY, LLC	Strong	Acceptable	Strong	Strong	$2,074	+0.032%	71
29	HUNT MORTGAGE CORPORATION	Strong	Acceptable	Strong	Strong	$3,249	-0.305%	65
30	UNION HOME MORTGAGE CORP.	Strong	Acceptable	Exceptional	Sound	$2,176	+0.098%	60
31	GROUP MORTGAGE, LLC	Strong	Acceptable	Strong	Strong	$5,978	-0.014%	47
32	GoodLeap, LLC	Strong	Sound	Sound	Sound	$4,573	+0.043%	40
33	NOVA FINANCIAL & INVESTMENT CORPORATION	Strong	Acceptable	Exceptional	Sound	$2,123	+0.266%	37
34	INTERCAP LENDING INC.	Strong	Acceptable	Exceptional	Sound	$3,059	+0.374%	36
35	MUTUAL OF OMAHA MORTGAGE, INC.	Strong	Sound	Sound	Sound	$1,018	-0.094%	36
36	PLANET HOME LENDING, LLC	Strong	Acceptable	Exceptional	Sound	$2,233	-0.319%	35
37	SWBC MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Sound	$2,830	+0.109%	31
38	CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP	Strong	Acceptable	Exceptional	Sound	$3,641	+0.194%	28
39	NEWREZ LLC	Sound	Acceptable	Sound	Strong	$3,095	+0.139%	173
40	NEW AMERICAN FUNDING, LLC	Sound	Acceptable	Sound	Strong	$3,703	+0.243%	129
41	Summit Mortgage Corporation	Sound	Acceptable	Strong	Sound	$2,733	-0.016%	40
42	LEADERONE FINANCIAL CORPORATION	Sound	Acceptable	Strong	Sound	$3,977	+0.369%	36
43	KIND LENDING, LLC	Sound	Acceptable	Strong	Sound	$3,282	+0.198%	35
44	TOWNE MORTGAGE COMPANY	Sound	Acceptable	Strong	Sound	$2,769	+0.132%	35
45	Equity Prime Mortgage LLC	Sound	Acceptable	Strong	Sound	$3,457	+0.528%	27
46	PRIMARY RESIDENTIAL MORTGAGE, INC.	Sound	Mediocre	Strong	Strong	$3,923	+0.543%	71
47	CARRINGTON MORTGAGE SERVICES, LLC	Sound	Acceptable	Sound	Sound	$4,086	-0.323%	52
48	AMERICAN PACIFIC MORTGAGE CORPORATION	Sound	Mediocre	Exceptional	Sound	$5,659	+0.360%	39
49	AMERICAN FINANCING CORPORATION	Sound	Acceptable	Sound	Sound	$4,734	-0.003%	37
50	MASON MCDUFFIE MORTGAGE CORPORATION	Sound	Acceptable	Sound	Sound	$4,020	+0.160%	28

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

Pricing

Rate and fee competitiveness (33%)

Pull Through

Reliability in closing loans (33%)

Place

Local market expertise (33%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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