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Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best VA Mortgage Company Lenders in Colorado

Updated February 6, 2026

Market Overview

Total Lenders

82,332

Total Loans

0.21%

Median Rate Spread

Rank	Lender	Overall	Pricing	Product	Pull Through	Place	Avg Fees	Spread	Volume
1	JET HOMELOANS, LP	Exceptional	Exceptional	Exceptional	Exceptional	Strong	$2,390	-0.261%	235
2	UNITED WHOLESALE MORTGAGE, LLC	Exceptional	Strong	Exceptional	Exceptional	Exceptional	$2,893	+0.036%	12,892
3	GUARANTEED RATE, INC.	Exceptional	Strong	Exceptional	Strong	Exceptional	$2,615	+0.070%	1,267
4	MEGASTAR FINANCIAL CORP.	Exceptional	Exceptional	Strong	Strong	Strong	-$6,201	+0.287%	408
5	FREEDOM MORTGAGE CORPORATION	Exceptional	Strong	Exceptional	Strong	Strong	$2,351	-0.112%	937
6	PENNYMAC LOAN SERVICES, LLC	Exceptional	Strong	Exceptional	Strong	Strong	$1,990	-0.133%	810
7	INSPIRE HOME LOANS INC.	Exceptional	Strong	Exceptional	Strong	Strong	$1,273	+0.470%	590
8	GUARANTEED RATE AFFINITY, LLC	Exceptional	Strong	Exceptional	Strong	Strong	$2,650	+0.246%	367
9	KIND LENDING, LLC	Exceptional	Strong	Exceptional	Strong	Strong	$3,078	+0.232%	300
10	Prosperity Home Mortgage, LLC	Exceptional	Strong	Exceptional	Strong	Strong	$1,648	+0.323%	171
11	LOANDEPOT.COM, LLC	Exceptional	Sound	Exceptional	Strong	Exceptional	$2,830	+0.003%	1,535
12	CMG MORTGAGE, INC.	Exceptional	Sound	Exceptional	Exceptional	Strong	$2,189	+0.128%	972
13	MOVEMENT MORTGAGE, LLC	Exceptional	Sound	Exceptional	Exceptional	Strong	$3,535	+0.391%	841
14	ARK-LA-TEX FINANCIAL SERVICES, LLC.	Exceptional	Sound	Exceptional	Exceptional	Strong	$2,870	+0.370%	593
15	SWBC MORTGAGE CORPORATION	Exceptional	Sound	Exceptional	Exceptional	Strong	$1,535	+0.238%	446
16	NEST HOME LENDING, LLC	Exceptional	Sound	Strong	Exceptional	Exceptional	$4,285	-0.426%	433
17	TOWNE MORTGAGE COMPANY	Exceptional	Sound	Exceptional	Exceptional	Strong	$2,066	+0.112%	317
18	PRIMELENDING, A PLAINSCAPITAL COMPANY	Exceptional	Sound	Exceptional	Exceptional	Strong	$2,749	+0.113%	263
19	RESICENTRAL, LLC	Exceptional	Strong	Strong	Strong	Strong	$1,057	+0.074%	240
20	OriginPoint, LLC	Exceptional	Strong	Strong	Strong	Strong	$3,285	+0.338%	168
21	ROCKET MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$3,725	+0.126%	5,153
22	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$3,829	+0.395%	1,986
23	THE LOAN STORE, INC.	Strong	Sound	Exceptional	Strong	Strong	$2,050	+0.143%	844
24	NEWREZ LLC	Strong	Sound	Exceptional	Strong	Strong	$2,825	+0.204%	742
25	Paramount Residential Mortgage Group, Inc.	Strong	Sound	Exceptional	Strong	Strong	$3,367	+0.386%	484
26	MUTUAL OF OMAHA MORTGAGE, INC.	Strong	Sound	Exceptional	Strong	Strong	$1,288	+0.033%	389
27	KEYSTONE FUNDING, INC.	Strong	Sound	Strong	Exceptional	Strong	$1,649	+0.087%	290
28	PLANET HOME LENDING, LLC	Strong	Sound	Exceptional	Strong	Strong	$3,750	+0.160%	238
29	PLAZA HOME MORTGAGE, INC.	Strong	Sound	Exceptional	Strong	Strong	$3,077	+0.172%	223
30	GUILD MORTGAGE COMPANY LLC	Strong	Acceptable	Exceptional	Strong	Exceptional	$3,497	+0.323%	2,693
31	CROSSCOUNTRY MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	Exceptional	$3,914	+0.400%	1,933
32	V.I.P. MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	Exceptional	$4,141	+0.280%	1,214
33	LOWER, LLC	Strong	Acceptable	Exceptional	Strong	Exceptional	$2,890	+0.215%	1,121
34	NFM, INC.	Strong	Acceptable	Exceptional	Exceptional	Strong	$3,631	+0.107%	626
35	American Liberty Mortgage, Incorporated	Strong	Sound	Strong	Strong	Strong	$2,597	+0.236%	228
36	Mortgage Research Center, LLC	Strong	Acceptable	Exceptional	Strong	Strong	$1,807	+0.160%	978
37	BAY EQUITY LLC	Strong	Acceptable	Exceptional	Strong	Strong	$3,375	+0.221%	609
38	NATIONSTAR MORTGAGE LLC	Strong	Acceptable	Exceptional	Strong	Strong	$3,470	+0.195%	412
39	MORTGAGE SOLUTIONS OF COLORADO, LLC	Strong	Acceptable	Exceptional	Strong	Strong	$3,356	+0.192%	392
40	UNION HOME MORTGAGE CORP.	Strong	Acceptable	Exceptional	Strong	Strong	$1,880	+0.202%	344
41	GROUP MORTGAGE, LLC	Strong	Acceptable	Strong	Strong	Exceptional	$4,296	+0.194%	327
42	AMERICAN FINANCING CORPORATION	Strong	Acceptable	Strong	Sound	Exceptional	$5,836	+0.040%	1,111
43	Synergy One Lending, Inc.	Strong	Acceptable	Strong	Strong	Strong	$3,648	+0.238%	552
44	ZILLOW HOME LOANS, LLC	Strong	Acceptable	Strong	Strong	Strong	$3,200	+0.149%	541
45	ALLIED MORTGAGE GROUP, INC.	Strong	Acceptable	Strong	Strong	Strong	$1,984	+0.301%	216
46	PRIMARY RESIDENTIAL MORTGAGE, INC.	Strong	Mediocre	Exceptional	Strong	Strong	$3,600	+0.382%	558
47	NOVA FINANCIAL & INVESTMENT CORPORATION	Strong	Mediocre	Exceptional	Strong	Strong	$1,886	+0.348%	413
48	EVERETT FINANCIAL, INC.	Strong	Mediocre	Exceptional	Strong	Strong	$5,404	+0.659%	257
49	Luminate Home Loans, Inc.	Sound	Mediocre	Strong	Strong	Strong	$3,870	+0.491%	544
50	THE MORTGAGE COMPANY	Sound	Acceptable	Sound	Sound	Strong	$3,871	+0.293%	213

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

Pricing

Rate and fee competitiveness (25%)

Pull Through

Reliability in closing loans (25%)

Product

Specialization in the loan type (25%)

Place

Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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