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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Lenders in Connecticut
Updated February 6, 2026
Market Overview
208
Total Lenders
33,739
Total Loans
0.33%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | Liberty Bank | Exceptional | Exceptional | Strong | Strong | Exceptional | -$18 | -0.152% | 682 | |
2 | Newtown Savings Bank | Exceptional | Exceptional | Strong | Strong | Exceptional | $1,791 | -0.207% | 524 | |
3 | Chelsea Groton Bank | Exceptional | Exceptional | Strong | Strong | Exceptional | $322 | -0.019% | 238 | |
4 | Leader Bank, National Association | Exceptional | Exceptional | Exceptional | Strong | Strong | $1,677 | -0.072% | 120 | |
5 | U.S. Bank National Association | Exceptional | Strong | Exceptional | Strong | Exceptional | -$721 | -0.123% | 817 | |
6 | HOMESTEAD FUNDING CORP. | Exceptional | Strong | Exceptional | Exceptional | Strong | $1,460 | +0.141% | 358 | |
7 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Exceptional | Sound | Strong | $516 | -0.460% | 324 | |
8 | MEMBERS MORTGAGE COMPANY, INC. | Exceptional | Exceptional | Strong | Sound | Exceptional | $725 | -0.304% | 286 | |
9 | Thomaston Savings Bank | Exceptional | Exceptional | Sound | Strong | Exceptional | $1,059 | +0.034% | 230 | |
10 | Citibank, National Association | Exceptional | Exceptional | Exceptional | Sound | Strong | $680 | -0.231% | 158 | |
11 | PROVIDENT FUNDING ASSOCIATES, L.P. | Exceptional | Exceptional | Exceptional | Sound | Strong | $1,809 | +0.034% | 142 | |
12 | Bank of America, National Association | Exceptional | Strong | Exceptional | Strong | Strong | $1,480 | -0.242% | 461 | |
13 | SIKORSKY FINANCIAL CREDIT UNION | Exceptional | Exceptional | Sound | Sound | Exceptional | $922 | -0.555% | 234 | |
14 | Charter Oak Federal Credit Union | Exceptional | Exceptional | Sound | Strong | Strong | -$344 | -0.188% | 175 | |
15 | Morgan Stanley Private Bank, National Association | Exceptional | Exceptional | Strong | Sound | Strong | $369 | -0.469% | 139 | |
16 | KeyBank National Association | Exceptional | Strong | Exceptional | Strong | Strong | $1,403 | -0.016% | 115 | |
17 | FIRST WORLD MORTGAGE CORPORATION | Exceptional | Sound | Strong | Exceptional | Exceptional | $2,566 | +0.287% | 1,179 | |
18 | JPMorgan Chase Bank, National Association | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,456 | +0.139% | 736 | |
19 | Citizens Bank, National Association | Exceptional | Strong | Exceptional | Sound | Strong | $1,317 | +0.021% | 365 | |
20 | Wells Fargo Bank, National Association | Exceptional | Strong | Exceptional | Sound | Strong | $2,214 | +0.027% | 306 | |
21 | NBKC BANK | Exceptional | Exceptional | Strong | Sound | Sound | $895 | -0.151% | 74 | |
22 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,218 | +0.365% | 2,533 | |
23 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,094 | +0.315% | 2,211 | |
24 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $3,330 | +0.410% | 504 | |
25 | Manufacturers and Traders Trust Company | Strong | Sound | Exceptional | Strong | Strong | $1,426 | +0.028% | 385 | |
26 | PLAZA HOME MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Strong | $2,732 | +0.397% | 349 | |
27 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Strong | Strong | $1,804 | +0.401% | 164 | |
28 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Strong | Strong | Sound | Strong | $1,616 | +0.160% | 164 | |
29 | TOTAL MORTGAGE SERVICES, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,443 | +0.462% | 2,298 | |
30 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,843 | +0.463% | 920 | |
31 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,222 | +0.361% | 914 | |
32 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,457 | +0.216% | 889 | |
33 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,217 | +0.464% | 734 | |
34 | Prosperity Home Mortgage, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,584 | +0.401% | 661 | |
35 | WILLIAM RAVEIS MORTGAGE, LLC | Strong | Sound | Strong | Sound | Exceptional | $2,342 | +0.184% | 481 | |
36 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Strong | $1,904 | +0.265% | 297 | |
37 | Union Savings Bank | Strong | Strong | Sound | Sound | Strong | $1,008 | -0.262% | 209 | |
38 | EQUITY RESOURCES, INC. | Strong | Sound | Strong | Strong | Strong | $2,843 | +0.299% | 99 | |
39 | Evolve Bank & Trust | Strong | Sound | Strong | Strong | Strong | $2,449 | +0.369% | 72 | |
40 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,988 | +0.313% | 640 | |
41 | T2 FINANCIAL LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,031 | +0.526% | 390 | |
42 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | Strong | $2,833 | +0.388% | 328 | |
43 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | Strong | $2,455 | +0.528% | 274 | |
44 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Exceptional | Strong | Strong | $2,639 | +0.475% | 263 | |
45 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,969 | +0.301% | 232 | |
46 | PRIMARY RESIDENTIAL MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $4,471 | +0.606% | 208 | |
47 | KIND LENDING, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,489 | +0.481% | 195 | |
48 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | Strong | $2,403 | +0.354% | 189 | |
49 | TD Bank, National Association | Strong | Sound | Strong | Sound | Strong | $939 | +0.240% | 167 | |
50 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,545 | +0.269% | 143 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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