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Safe Rate's TrueRank Guarantee

Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best Conventional Mortgage Lenders in Greeley

Updated February 5, 2026

Market Overview

Total Lenders

5,534

Total Loans

0.24%

Median Rate Spread

Rank	Lender	Overall	Pricing	Product	Pull Through	Place	Avg Fees	Spread	Volume
1	U.S. Bank National Association	Exceptional	Strong	Exceptional	Strong	Strong	$1,304	+0.035%	55
2	ENT Credit Union	Exceptional	Strong	Exceptional	Strong	Strong	$1,471	-0.212%	47
3	First National Bank of Omaha	Exceptional	Strong	Exceptional	Strong	Strong	$1,897	+0.241%	37
4	NAVY FEDERAL CREDIT UNION	Exceptional	Exceptional	Exceptional	Sound	Sound	$1,106	-0.631%	37
5	MEGASTAR FINANCIAL CORP.	Exceptional	Exceptional	Strong	Sound	Strong	-$6,633	+0.515%	31
6	PROVIDENT FUNDING ASSOCIATES, L.P.	Exceptional	Exceptional	Exceptional	Sound	Sound	$2,181	-0.166%	20
7	LOANDEPOT.COM, LLC	Exceptional	Sound	Exceptional	Strong	Exceptional	$1,927	-0.056%	278
8	ELEVATIONS	Exceptional	Sound	Exceptional	Strong	Exceptional	$1,649	+0.172%	112
9	First Western Trust Bank	Exceptional	Strong	Strong	Strong	Strong	$1,774	+0.199%	82
10	The Huntington National Bank	Exceptional	Strong	Exceptional	Strong	Sound	$1,536	+0.338%	19
11	UNITED WHOLESALE MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$3,406	+0.090%	793
12	ROCKET MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$4,461	+0.145%	294
13	JPMorgan Chase Bank, National Association	Strong	Sound	Exceptional	Strong	Strong	$3,106	+0.005%	73
14	Wells Fargo Bank, National Association	Strong	Strong	Exceptional	Sound	Sound	$2,062	-0.268%	18
15	GUILD MORTGAGE COMPANY LLC	Strong	Acceptable	Exceptional	Strong	Exceptional	$3,953	+0.423%	235
16	PRIMARY RESIDENTIAL MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	Exceptional	$3,319	+0.367%	167
17	PENNYMAC LOAN SERVICES, LLC	Strong	Sound	Exceptional	Sound	Strong	$1,746	-0.063%	49
18	V.I.P. MORTGAGE, INC.	Strong	Acceptable	Exceptional	Exceptional	Strong	$3,852	+0.119%	45
19	BOKF, National Association	Strong	Sound	Exceptional	Strong	Sound	$2,484	+0.380%	18
20	MUTUAL OF OMAHA MORTGAGE, INC.	Strong	Strong	Strong	Sound	Sound	$1,575	+0.002%	18
21	BAY EQUITY LLC	Strong	Sound	Exceptional	Strong	Sound	$3,565	+0.353%	14
22	PLAZA HOME MORTGAGE, INC.	Strong	Sound	Exceptional	Strong	Sound	$3,342	+0.194%	13
23	CROSSCOUNTRY MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	Strong	$5,037	+0.525%	186
24	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Strong	Strong	$4,064	+0.509%	128
25	GUARANTEED RATE, INC.	Strong	Acceptable	Exceptional	Strong	Strong	$3,808	+0.320%	120
26	CMG MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	Strong	$2,611	+0.079%	100
27	LOWER, LLC	Strong	Acceptable	Exceptional	Strong	Strong	$3,485	+0.263%	88
28	Gateway First Bank	Strong	Acceptable	Exceptional	Strong	Strong	$5,910	+0.430%	77
29	THE LOAN STORE, INC.	Strong	Acceptable	Exceptional	Strong	Strong	$1,986	+0.192%	68
30	FirstBank	Strong	Sound	Strong	Sound	Strong	$1,388	-0.204%	65
31	FREEDOM MORTGAGE CORPORATION	Strong	Sound	Strong	Sound	Strong	$2,998	-0.153%	62
32	NEW AMERICAN FUNDING, LLC	Strong	Acceptable	Exceptional	Sound	Strong	$3,545	+0.431%	118
33	INSPIRE HOME LOANS INC.	Strong	Acceptable	Strong	Strong	Strong	$970	-0.003%	92
34	GROUP MORTGAGE, LLC	Strong	Acceptable	Strong	Strong	Strong	$3,784	+0.251%	60
35	NEWREZ LLC	Strong	Acceptable	Exceptional	Sound	Strong	$3,114	+0.249%	57
36	NEST HOME LENDING, LLC	Strong	Sound	Sound	Sound	Strong	$4,927	-0.492%	43
37	MOVEMENT MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	Sound	$4,470	+0.644%	37
38	TOWNE MORTGAGE COMPANY	Strong	Acceptable	Exceptional	Strong	Sound	$2,807	+0.068%	29
39	Paramount Residential Mortgage Group, Inc.	Strong	Acceptable	Exceptional	Strong	Sound	$3,978	+0.494%	28
40	KIND LENDING, LLC	Strong	Acceptable	Exceptional	Strong	Sound	$3,471	+0.294%	27
41	NOVA FINANCIAL & INVESTMENT CORPORATION	Strong	Acceptable	Exceptional	Strong	Sound	$3,314	+0.368%	24
42	Plains Commerce Bank	Strong	Acceptable	Exceptional	Strong	Sound	$3,181	+0.326%	24
43	NATIONSTAR MORTGAGE LLC	Strong	Acceptable	Exceptional	Strong	Sound	$3,888	+0.226%	22
44	UNION HOME MORTGAGE CORP.	Strong	Acceptable	Exceptional	Strong	Sound	$2,814	+0.506%	16
45	PRIMELENDING, A PLAINSCAPITAL COMPANY	Strong	Acceptable	Exceptional	Strong	Sound	$4,352	-0.290%	15
46	Flagstar Bank, N.A.	Strong	Acceptable	Exceptional	Strong	Sound	$3,932	+0.282%	13
47	VAN DYK MORTGAGE CORPORATION	Strong	Acceptable	Strong	Sound	Strong	$3,165	+0.693%	103
48	Bank of Colorado	Strong	Acceptable	Strong	Sound	Strong	$3,793	+0.165%	75
49	Synergy One Lending, Inc.	Strong	Acceptable	Strong	Strong	Sound	$4,677	+0.295%	21
50	KEYSTONE FUNDING, INC.	Strong	Acceptable	Strong	Strong	Sound	$676	+0.224%	18

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

Pricing

Rate and fee competitiveness (25%)

Pull Through

Reliability in closing loans (25%)

Product

Specialization in the loan type (25%)

Place

Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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