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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best VA Mortgage Lenders in Little Rock
Updated February 5, 2026
Market Overview
85
Total Lenders
8,194
Total Loans
0.34%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | LENDLO MORTGAGE, LLC | Exceptional | Exceptional | Exceptional | Exceptional | Exceptional | $2,900 | +0.140% | 356 | |
2 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Exceptional | $2,604 | -0.118% | 233 | |
3 | First Horizon Bank | Exceptional | Exceptional | Strong | Strong | Exceptional | $1,466 | +0.120% | 203 | |
4 | Arvest Bank | Exceptional | Strong | Exceptional | Strong | Exceptional | $1,743 | +0.321% | 532 | |
5 | Eagle Bank and Trust Company | Exceptional | Strong | Strong | Exceptional | Exceptional | $2,276 | +0.182% | 445 | |
6 | First Security Bank | Exceptional | Exceptional | Strong | Sound | Exceptional | $2,134 | -0.195% | 170 | |
7 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Exceptional | Sound | Strong | $885 | -0.492% | 82 | |
8 | NBKC BANK | Exceptional | Exceptional | Exceptional | Strong | Sound | $430 | -0.101% | 34 | |
9 | BANK OF LITTLE ROCK MORTGAGE CORPORATION | Exceptional | Strong | Strong | Strong | Exceptional | $1,033 | +0.194% | 229 | |
10 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $2,190 | -0.030% | 124 | |
11 | GUARANTEED RATE, INC. | Exceptional | Strong | Exceptional | Strong | Strong | $2,336 | +0.374% | 96 | |
12 | U.S. Bank National Association | Exceptional | Strong | Exceptional | Strong | Strong | $1,014 | +0.157% | 89 | |
13 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $3,453 | +0.477% | 76 | |
14 | ARKANSAS Federal Credit Union | Exceptional | Sound | Strong | Exceptional | Exceptional | $2,557 | -0.069% | 280 | |
15 | ENCORE BANK | Exceptional | Strong | Strong | Sound | Exceptional | $760 | +0.240% | 226 | |
16 | Chambers Bank | Exceptional | Sound | Strong | Exceptional | Exceptional | $2,157 | -0.120% | 95 | |
17 | USAA Federal Savings Bank | Exceptional | Strong | Exceptional | Sound | Strong | $1,391 | -0.161% | 76 | |
18 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Exceptional | Sound | Exceptional | Exceptional | Strong | $3,682 | +0.552% | 63 | |
19 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,834 | +0.453% | 655 | |
20 | FLAT BRANCH MORTGAGE, INC. | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $2,153 | +0.406% | 333 | |
21 | Centennial Bank | Strong | Sound | Strong | Strong | Exceptional | $1,665 | +0.296% | 241 | |
22 | Bank of England | Strong | Sound | Strong | Strong | Exceptional | $1,707 | +0.308% | 222 | |
23 | First Community Bank | Strong | Sound | Strong | Strong | Exceptional | $3,385 | +0.190% | 172 | |
24 | SWBC MORTGAGE CORPORATION | Strong | Sound | Exceptional | Exceptional | Sound | $3,847 | +0.277% | 39 | |
25 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,292 | +0.161% | 319 | |
26 | Simmons Bank | Strong | Sound | Strong | Sound | Exceptional | $1,720 | +0.371% | 174 | |
27 | COMMUNITY MORTGAGE CORPORATION | Strong | Acceptable | Strong | Exceptional | Exceptional | $2,387 | +0.102% | 134 | |
28 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,900 | +0.608% | 66 | |
29 | T2 FINANCIAL LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,001 | +0.335% | 54 | |
30 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Sound | $2,214 | +0.260% | 44 | |
31 | Regions Bank | Strong | Sound | Strong | Sound | Strong | $1,948 | +0.343% | 168 | |
32 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | Strong | Acceptable | Exceptional | Strong | Strong | $3,572 | +0.579% | 144 | |
33 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,062 | +0.359% | 94 | |
34 | MORTGAGE FINANCIAL SERVICES, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,585 | +0.637% | 78 | |
35 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $4,231 | +0.554% | 76 | |
36 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,922 | +0.782% | 62 | |
37 | PILGRIM MORTGAGE LLC | Strong | Acceptable | Strong | Strong | Strong | $3,161 | +0.676% | 62 | |
38 | LOWER, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,288 | +0.080% | 39 | |
39 | Sierra Pacific Mortgage Company, Inc. | Strong | Acceptable | Exceptional | Strong | Sound | $2,644 | +0.438% | 30 | |
40 | MORTGAGE SOLUTIONS OF COLORADO, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $1,675 | +0.585% | 26 | |
41 | GoodLeap, LLC | Strong | Sound | Strong | Sound | Sound | $4,689 | +0.437% | 24 | |
42 | SENTE MORTGAGE, INC. | Strong | Mediocre | Strong | Strong | Exceptional | $3,526 | +0.477% | 145 | |
43 | Luminate Home Loans, Inc. | Sound | Mediocre | Strong | Strong | Strong | $4,635 | +0.951% | 96 | |
44 | NEW AMERICAN FUNDING, LLC | Sound | Mediocre | Exceptional | Sound | Strong | $2,094 | +0.750% | 85 | |
45 | AMERISAVE MORTGAGE CORPORATION | Sound | Acceptable | Strong | Sound | Sound | $5,072 | +1.067% | 33 | |
46 | NEW DAY FINANCIAL, LLC | Sound | Mediocre | Exceptional | Sound | Sound | $4,633 | +0.939% | 41 | |
47 | The Federal Savings Bank | Sound | Mediocre | Exceptional | Sound | Sound | $2,644 | +0.379% | 29 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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