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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Mortgage Company Lenders in Montana
Updated February 6, 2026
Market Overview
40
Total Lenders
6,087
Total Loans
0.27%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | $2,936 | +0.056% | 821 | |
2 | GoPrime Mortgage, Inc. | Strong | Sound | Exceptional | Strong | $5,367 | +0.282% | 73 | |
3 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | $4,224 | +0.290% | 696 | |
4 | GUARANTEED RATE, INC. | Strong | Sound | Strong | Strong | $3,449 | +0.110% | 389 | |
5 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Strong | Strong | $2,778 | -0.053% | 120 | |
6 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Strong | $3,829 | -0.051% | 112 | |
7 | LOANDEPOT.COM, LLC | Strong | Sound | Strong | Strong | $4,459 | +0.136% | 92 | |
8 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Sound | $2,069 | +0.141% | 29 | |
9 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Strong | Exceptional | $3,847 | +0.404% | 439 | |
10 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | $4,965 | +0.144% | 303 | |
11 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | $3,699 | +0.234% | 155 | |
12 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | $3,366 | +0.316% | 121 | |
13 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | $3,055 | +0.136% | 111 | |
14 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Sound | Sound | Strong | $962 | -0.030% | 72 | |
15 | Servion, Inc. | Strong | Sound | Strong | Sound | $3,142 | +0.299% | 48 | |
16 | LAKEVIEW LOAN SERVICING, LLC | Strong | Strong | Acceptable | Sound | $1,906 | +0.258% | 23 | |
17 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | Strong | Mediocre | Exceptional | Exceptional | $4,985 | +0.260% | 523 | |
18 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Strong | $1,172 | +0.495% | 336 | |
19 | KIND LENDING, LLC | Strong | Acceptable | Strong | Strong | $2,708 | +0.287% | 176 | |
20 | LOWER, LLC | Strong | Acceptable | Strong | Strong | $4,372 | +0.192% | 153 | |
21 | Prosperity Home Mortgage, LLC | Strong | Acceptable | Strong | Strong | $1,925 | +0.388% | 86 | |
22 | Synergy One Lending, Inc. | Strong | Acceptable | Strong | Strong | $4,152 | +0.289% | 82 | |
23 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Strong | Strong | $3,664 | +0.381% | 74 | |
24 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Sound | $4,868 | +0.400% | 66 | |
25 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Sound | $3,389 | +0.668% | 23 | |
26 | ENVOY MORTGAGE, LTD | Sound | Acceptable | Sound | Strong | $2,682 | +0.168% | 93 | |
27 | NEWREZ LLC | Sound | Acceptable | Sound | Strong | $3,197 | +0.142% | 81 | |
28 | Paramount Residential Mortgage Group, Inc. | Sound | Acceptable | Strong | Sound | $3,506 | +0.384% | 46 | |
29 | THE LOAN STORE, INC. | Sound | Acceptable | Strong | Sound | $2,484 | +0.214% | 34 | |
30 | MORTGAGE SOLUTIONS OF COLORADO, LLC | Sound | Acceptable | Strong | Sound | $3,457 | +0.378% | 24 | |
31 | ZILLOW HOME LOANS, LLC | Sound | Acceptable | Strong | Sound | $2,744 | +0.433% | 22 | |
32 | CHURCHILL MORTGAGE CORPORATION | Sound | Mediocre | Strong | Strong | $4,666 | +0.289% | 126 | |
33 | NEW AMERICAN FUNDING, LLC | Sound | Acceptable | Sound | Sound | $3,650 | +0.695% | 53 | |
34 | AMERICAN PACIFIC MORTGAGE CORPORATION | Sound | Mediocre | Exceptional | Sound | $5,493 | +0.519% | 47 | |
35 | AMERICAN FINANCING CORPORATION | Sound | Acceptable | Sound | Sound | $5,452 | +0.269% | 26 | |
36 | CALCON MUTUAL MORTGAGE LLC | Sound | Mediocre | Sound | Strong | $5,991 | -0.070% | 76 | |
37 | NEW DAY FINANCIAL, LLC | Sound | Mediocre | Acceptable | Sound | $4,404 | +0.806% | 38 | |
38 | AMERISAVE MORTGAGE CORPORATION | Sound | Mediocre | Acceptable | Sound | $5,610 | +0.196% | 27 | |
39 | AgWest Farm Credit, FLCA | Acceptable | Mediocre | Mediocre | Sound | $4,021 | +0.637% | 21 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 30 Points)
10
Pricing
Rate and fee competitiveness (33%)
10
Pull Through
Reliability in closing loans (33%)
10
Place
Local market expertise (33%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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