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Safe Rate's TrueRank Guarantee

Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best Mortgage Lenders in New Haven

Updated February 5, 2026

Market Overview

Total Lenders

4,412

Total Loans

0.29%

Median Rate Spread

Rank	Lender	Overall	Pricing	Pull Through	Place	Avg Fees	Spread	Volume
1	Liberty Bank	Exceptional	Exceptional	Strong	Exceptional	-$803	-0.251%	137
2	MEMBERS MORTGAGE COMPANY, INC.	Exceptional	Exceptional	Sound	Exceptional	$541	-0.275%	104
3	SIKORSKY FINANCIAL CREDIT UNION	Exceptional	Exceptional	Sound	Strong	$1,093	-0.442%	61
4	The Milford Bank	Exceptional	Exceptional	Sound	Strong	$1,760	-0.366%	34
5	UNITED WHOLESALE MORTGAGE, LLC	Strong	Sound	Exceptional	Exceptional	$3,326	+0.388%	389
6	FIRST WORLD MORTGAGE CORPORATION	Strong	Sound	Exceptional	Exceptional	$2,414	+0.304%	132
7	Bank of America, National Association	Strong	Strong	Strong	Strong	$2,282	-0.151%	64
8	Newtown Savings Bank	Strong	Strong	Strong	Strong	$1,986	-0.222%	49
9	Manufacturers and Traders Trust Company	Strong	Strong	Strong	Strong	$1,527	-0.049%	49
10	PROVIDENT FUNDING ASSOCIATES, L.P.	Strong	Exceptional	Sound	Sound	$2,201	+0.023%	39
11	HOMESTEAD FUNDING CORP.	Strong	Strong	Exceptional	Sound	$893	+0.274%	27
12	NAVY FEDERAL CREDIT UNION	Strong	Exceptional	Sound	Sound	$712	-0.334%	27
13	U.S. Bank National Association	Strong	Strong	Strong	Sound	$562	+0.048%	44
14	Citizens Bank, National Association	Strong	Strong	Strong	Sound	$1,208	+0.220%	32
15	KeyBank National Association	Strong	Strong	Strong	Sound	$1,414	-0.031%	23
16	ROCKET MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	$4,527	+0.417%	398
17	JPMorgan Chase Bank, National Association	Strong	Sound	Strong	Strong	$2,662	+0.296%	109
18	LOANDEPOT.COM, LLC	Strong	Sound	Strong	Strong	$3,907	+0.482%	88
19	GUARANTEED RATE, INC.	Strong	Sound	Strong	Strong	$3,196	+0.325%	86
20	WILLIAM RAVEIS MORTGAGE, LLC	Strong	Sound	Strong	Strong	$2,539	+0.313%	84
21	NORWICH COMMERCIAL GROUP, INC.	Strong	Sound	Strong	Strong	$1,610	+0.311%	52
22	EQUITY RESOURCES, INC.	Strong	Sound	Strong	Strong	$2,313	+0.269%	41
23	Wells Fargo Bank, National Association	Strong	Strong	Sound	Sound	$2,409	+0.244%	23
24	CMG MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	$3,350	+0.463%	126
25	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Strong	$3,045	+0.385%	111
26	PRIMELENDING, A PLAINSCAPITAL COMPANY	Strong	Acceptable	Exceptional	Strong	$2,521	+0.366%	90
27	UNION HOME MORTGAGE CORP.	Strong	Acceptable	Exceptional	Strong	$2,167	+0.316%	52
28	MOVEMENT MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	$3,338	+0.410%	49
29	T2 FINANCIAL LLC	Strong	Acceptable	Exceptional	Strong	$3,392	+0.671%	49
30	PENNYMAC LOAN SERVICES, LLC	Strong	Sound	Strong	Sound	$1,830	+0.274%	42
31	FREEDOM MORTGAGE CORPORATION	Strong	Sound	Strong	Sound	$2,367	+0.688%	37
32	TOTAL MORTGAGE SERVICES, LLC	Strong	Mediocre	Exceptional	Exceptional	$3,661	+0.476%	394
33	CROSSCOUNTRY MORTGAGE, LLC	Strong	Acceptable	Strong	Strong	$2,797	+0.528%	155
34	GUARANTEED RATE AFFINITY, LLC	Strong	Acceptable	Strong	Strong	$2,843	+0.325%	98
35	PLAZA HOME MORTGAGE, INC.	Strong	Acceptable	Strong	Strong	$2,853	+0.420%	87
36	Mortgage Research Center, LLC	Strong	Acceptable	Strong	Strong	$2,275	+0.370%	63
37	Prosperity Home Mortgage, LLC	Strong	Acceptable	Strong	Strong	$2,326	+0.352%	55
38	KIND LENDING, LLC	Strong	Acceptable	Strong	Strong	$2,800	+0.506%	46
39	TD Bank, National Association	Strong	Sound	Sound	Sound	$995	+0.147%	27
40	MUTUAL OF OMAHA MORTGAGE, INC.	Strong	Sound	Sound	Sound	$2,020	+0.041%	26
41	Webster Bank, National Association	Strong	Sound	Sound	Sound	$1,146	+0.046%	25
42	GUILD MORTGAGE COMPANY LLC	Strong	Acceptable	Exceptional	Sound	$2,530	+0.298%	24
43	NFM, INC.	Strong	Acceptable	Exceptional	Sound	$3,757	+0.621%	20
44	NEWREZ LLC	Sound	Acceptable	Sound	Strong	$3,136	+0.499%	85
45	NEW AMERICAN FUNDING, LLC	Sound	Acceptable	Sound	Strong	$2,657	+0.517%	58
46	Paramount Residential Mortgage Group, Inc.	Sound	Acceptable	Strong	Sound	$2,591	+0.467%	36
47	NATIONSTAR MORTGAGE LLC	Sound	Acceptable	Strong	Sound	$3,287	+0.367%	36
48	NATIONS DIRECT MORTGAGE, LLC	Sound	Acceptable	Strong	Sound	$2,847	+0.612%	29
49	PROVINCE MORTGAGE ASSOCIATES, INC.	Sound	Acceptable	Strong	Sound	$2,371	+0.299%	28
50	CARRINGTON MORTGAGE SERVICES, LLC	Sound	Acceptable	Sound	Sound	$5,521	+0.552%	29

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

Pricing

Rate and fee competitiveness (33%)

Pull Through

Reliability in closing loans (33%)

Place

Local market expertise (33%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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