🛡️
Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best FHA Mortgage Company Lenders in Ohio
Updated February 6, 2026
Market Overview
50
Total Lenders
133,713
Total Loans
0.39%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | VICTORY MORTGAGE, L.L.C. | Exceptional | Exceptional | Strong | Strong | Exceptional | $561 | -0.144% | 1,026 | |
2 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $2,404 | +0.296% | 5,780 | |
3 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $2,246 | +0.465% | 1,071 | |
4 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Exceptional | Strong | Exceptional | Strong | Strong | $1,154 | +0.448% | 298 | |
5 | LOANDEPOT.COM, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,299 | +0.566% | 1,927 | |
6 | M/I FINANCIAL, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $3,018 | +0.017% | 1,006 | |
7 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Sound | Strong | $1,553 | +0.064% | 845 | |
8 | THE EQUITABLE MORTGAGE CORPORATION | Exceptional | Strong | Strong | Sound | Exceptional | $1,601 | +0.139% | 570 | |
9 | GoodLeap, LLC | Exceptional | Strong | Exceptional | Sound | Strong | $3,352 | +0.074% | 376 | |
10 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,563 | +0.479% | 11,005 | |
11 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,254 | +0.761% | 3,651 | |
12 | NFM, INC. | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,704 | +0.644% | 2,434 | |
13 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,004 | +0.585% | 2,217 | |
14 | HOWARD HANNA FINANCIAL SERVICES, INC. | Strong | Sound | Strong | Strong | Exceptional | $2,332 | +0.349% | 1,621 | |
15 | NEWREZ LLC | Strong | Sound | Exceptional | Sound | Exceptional | $1,861 | +0.535% | 1,398 | |
16 | RMC HOME MORTGAGE, LLC | Strong | Sound | Exceptional | Strong | Strong | $4,248 | +0.232% | 311 | |
17 | FIRST EQUITY MORTGAGE INCORPORATED | Strong | Exceptional | Sound | Acceptable | Strong | $995 | +0.054% | 284 | |
18 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,386 | +0.294% | 2,530 | |
19 | RUOFF MORTGAGE COMPANY, INC. | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,213 | +0.372% | 1,958 | |
20 | LOWER, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,803 | +0.616% | 1,789 | |
21 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,635 | +0.591% | 1,028 | |
22 | FIRST COMMUNITY MORTGAGE, INC. | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,000 | +0.461% | 999 | |
23 | Synergy One Lending, Inc. | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,266 | +0.544% | 850 | |
24 | T2 FINANCIAL LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,186 | +0.547% | 552 | |
25 | Nations Lending Corporation | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,137 | +0.514% | 512 | |
26 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Sound | Exceptional | $1,522 | +0.698% | 2,573 | |
27 | EQUITY RESOURCES, INC. | Strong | Acceptable | Strong | Strong | Exceptional | $1,605 | +0.389% | 728 | |
28 | GUARANTEED RATE AFFINITY, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,261 | +0.397% | 589 | |
29 | UNION CAPITAL MORTGAGE CORPORATION | Strong | Acceptable | Strong | Strong | Exceptional | $2,825 | +0.318% | 469 | |
30 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Exceptional | Strong | Strong | $3,777 | +0.642% | 455 | |
31 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,835 | +0.529% | 389 | |
32 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,004 | +0.447% | 320 | |
33 | ZILLOW HOME LOANS, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,359 | +0.692% | 278 | |
34 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Mediocre | Exceptional | Strong | Exceptional | $3,360 | +0.722% | 8,629 | |
35 | DAS Acquisition Company, LLC | Strong | Mediocre | Exceptional | Exceptional | Strong | $3,790 | +0.697% | 855 | |
36 | POLARIS HOME FUNDING CORP. | Strong | Mediocre | Exceptional | Strong | Exceptional | $3,591 | +0.761% | 670 | |
37 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Acceptable | Exceptional | Sound | Strong | $2,287 | +0.406% | 626 | |
38 | CARRINGTON MORTGAGE SERVICES, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $3,274 | +0.664% | 438 | |
39 | AMERICAN PACIFIC MORTGAGE CORPORATION | Strong | Mediocre | Exceptional | Exceptional | Strong | $3,605 | +0.786% | 424 | |
40 | AMERISAVE MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Sound | Strong | $4,304 | +0.725% | 292 | |
41 | NATIONSTAR MORTGAGE LLC | Strong | Mediocre | Exceptional | Strong | Strong | $3,230 | +0.527% | 777 | |
42 | RAPID MORTGAGE COMPANY | Strong | Mediocre | Strong | Strong | Exceptional | $3,835 | +0.680% | 625 | |
43 | Click n' Close, Inc. | Strong | Mediocre | Exceptional | Strong | Strong | $5,349 | +1.651% | 534 | |
44 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | Strong | Mediocre | Exceptional | Strong | Strong | $3,279 | +0.671% | 458 | |
45 | NATIONS RELIABLE LENDING, LLC | Strong | Mediocre | Exceptional | Strong | Strong | $3,146 | +0.621% | 284 | |
46 | NEW AMERICAN FUNDING, LLC | Sound | Mediocre | Exceptional | Sound | Strong | $3,213 | +0.870% | 751 | |
47 | GO MORTGAGE, LLC | Sound | Mediocre | Strong | Strong | Strong | $2,781 | +0.570% | 454 | |
48 | BAYSHORE MORTGAGE FUNDING, LLC | Sound | Mediocre | Strong | Strong | Strong | $2,921 | +0.588% | 293 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to find your perfect lender?
Get personalized recommendations based on your specific needs
OhioFHA
No credit impact
3-minute process
100% free