🛡️
Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best FHA Mortgage Lenders in Portland
Updated February 5, 2026
Market Overview
76
Total Lenders
6,357
Total Loans
0.26%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | Bangor Savings Bank | Exceptional | Exceptional | Strong | Strong | Exceptional | $1,332 | -0.065% | 462 | |
2 | The Camden National Bank | Exceptional | Exceptional | Strong | Sound | Exceptional | $832 | +0.099% | 304 | |
3 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $2,446 | +0.345% | 778 | |
4 | MEGASTAR FINANCIAL CORP. | Exceptional | Exceptional | Strong | Strong | Sound | -$7,098 | +0.510% | 20 | |
5 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Sound | $2,280 | +0.641% | 48 | |
6 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,979 | +0.344% | 340 | |
7 | NORTHPOINT MORTGAGE, INC. | Strong | Sound | Strong | Strong | Exceptional | $2,775 | +0.407% | 162 | |
8 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,069 | +0.185% | 61 | |
9 | PENNYMAC LOAN SERVICES, LLC | Strong | Strong | Exceptional | Sound | Sound | $889 | +0.021% | 24 | |
10 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,105 | +0.405% | 642 | |
11 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,645 | +0.283% | 543 | |
12 | HARBORONE MORTGAGE, LLC | Strong | Sound | Strong | Strong | Strong | $2,430 | +0.161% | 120 | |
13 | NEWREZ LLC | Strong | Sound | Exceptional | Sound | Strong | $2,943 | +0.250% | 60 | |
14 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,457 | +0.507% | 104 | |
15 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Exceptional | Strong | Strong | $3,494 | +0.698% | 84 | |
16 | HOMEBRIDGE FINANCIAL SERVICES, INC. | Strong | Sound | Strong | Strong | Sound | $3,283 | +0.585% | 22 | |
17 | TOTAL MORTGAGE SERVICES, LLC | Strong | Mediocre | Exceptional | Exceptional | Strong | $3,791 | +0.543% | 104 | |
18 | GUARANTEED RATE AFFINITY, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $4,421 | +0.370% | 31 | |
19 | NORWICH COMMERCIAL GROUP, INC. | Strong | Sound | Strong | Sound | Sound | $1,903 | +0.437% | 29 | |
20 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Mediocre | Exceptional | Strong | Strong | $3,154 | +0.355% | 160 | |
21 | NATIONSTAR MORTGAGE LLC | Strong | Mediocre | Exceptional | Strong | Strong | $4,537 | +0.356% | 57 | |
22 | ENVOY MORTGAGE, LTD | Strong | Acceptable | Exceptional | Sound | Sound | $4,524 | +0.397% | 32 | |
23 | CARRINGTON MORTGAGE SERVICES, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $7,053 | +0.120% | 17 | |
24 | DAS Acquisition Company, LLC | Strong | Mediocre | Exceptional | Exceptional | Sound | $3,189 | +0.164% | 17 | |
25 | AMERISAVE MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Sound | Sound | $2,389 | +0.376% | 14 | |
26 | NEW AMERICAN FUNDING, LLC | Sound | Mediocre | Exceptional | Sound | Strong | $2,034 | +0.351% | 151 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to find your perfect lender?
Get personalized recommendations based on your specific needs
PortlandFHA
No credit impact
3-minute process
100% free