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Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best Conventional Mortgage Company Lenders in Allentown

Updated February 5, 2026

Market Overview

Total Lenders

8,572

Total Loans

0.37%

Median Rate Spread

Rank	Lender	Overall	Pricing	Product	Pull Through	Place	Avg Fees	Spread	Volume
1	Mortgage America, Inc.	Exceptional	Sound	Exceptional	Exceptional	Exceptional	$2,135	+0.251%	309
2	PROVIDENT FUNDING ASSOCIATES, L.P.	Exceptional	Exceptional	Exceptional	Sound	Sound	$810	-0.030%	40
3	NJ LENDERS CORP.	Exceptional	Strong	Exceptional	Strong	Sound	$2,065	+0.120%	33
4	ROCKET MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$4,217	+0.438%	788
5	UNITED WHOLESALE MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$3,070	+0.188%	543
6	LOANDEPOT.COM, LLC	Strong	Sound	Exceptional	Strong	Strong	$2,887	+0.347%	125
7	CROSSCOUNTRY MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	Exceptional	$3,734	+0.566%	785
8	Prosperity Home Mortgage, LLC	Strong	Acceptable	Exceptional	Strong	Exceptional	$2,598	+0.284%	299
9	MOVEMENT MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	Exceptional	$3,652	+0.555%	239
10	CMG MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	Exceptional	$2,865	+0.496%	231
11	GUILD MORTGAGE COMPANY LLC	Strong	Acceptable	Exceptional	Strong	Exceptional	$3,540	+0.344%	216
12	PENNYMAC LOAN SERVICES, LLC	Strong	Sound	Exceptional	Sound	Strong	$1,966	+0.355%	128
13	Quaint Oak Mortgage, LLC	Strong	Sound	Strong	Strong	Strong	$3,227	+0.456%	68
14	V.I.P. MORTGAGE, INC.	Strong	Acceptable	Exceptional	Exceptional	Strong	$2,429	+0.387%	54
15	PLAZA HOME MORTGAGE, INC.	Strong	Sound	Exceptional	Strong	Sound	$1,955	+0.676%	31
16	MUTUAL OF OMAHA MORTGAGE, INC.	Strong	Strong	Strong	Sound	Sound	$2,068	-0.201%	25
17	Advisors Mortgage Group, L.L.C.	Strong	Sound	Exceptional	Strong	Sound	$2,700	+0.494%	19
18	ARK-LA-TEX FINANCIAL SERVICES, LLC.	Strong	Sound	Exceptional	Strong	Sound	$2,136	+0.307%	19
19	NEWREZ LLC	Strong	Acceptable	Exceptional	Sound	Exceptional	$2,657	+0.428%	310
20	GUARANTEED RATE, INC.	Strong	Acceptable	Exceptional	Strong	Strong	$2,828	+0.342%	108
21	T2 FINANCIAL LLC	Strong	Acceptable	Exceptional	Strong	Strong	$3,370	+0.408%	107
22	FREEDOM MORTGAGE CORPORATION	Strong	Sound	Strong	Sound	Strong	$2,365	+0.323%	91
23	UNION HOME MORTGAGE CORP.	Strong	Acceptable	Exceptional	Strong	Strong	$3,175	+0.521%	90
24	NATIONSTAR MORTGAGE LLC	Strong	Acceptable	Exceptional	Strong	Strong	$4,250	+0.234%	79
25	CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP	Strong	Acceptable	Exceptional	Strong	Strong	$2,934	+0.474%	64
26	Paramount Residential Mortgage Group, Inc.	Strong	Acceptable	Exceptional	Strong	Strong	$3,151	+0.581%	48
27	NEW AMERICAN FUNDING, LLC	Strong	Acceptable	Exceptional	Sound	Strong	$3,345	+0.678%	86
28	PLANET HOME LENDING, LLC	Strong	Acceptable	Strong	Strong	Strong	$3,125	+0.476%	60
29	KEYSTONE FUNDING, INC.	Strong	Acceptable	Strong	Strong	Strong	$2,478	+0.454%	60
30	AMERICAN FINANCIAL NETWORK, INC.	Strong	Acceptable	Exceptional	Strong	Sound	$5,074	+0.224%	37
31	THE LOAN STORE, INC.	Strong	Acceptable	Exceptional	Strong	Sound	$2,492	+0.229%	34
32	KIND LENDING, LLC	Strong	Acceptable	Exceptional	Strong	Sound	$1,905	+0.539%	28
33	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Strong	Sound	$3,359	+0.552%	21
34	LOWER, LLC	Strong	Acceptable	Exceptional	Strong	Sound	$3,263	+0.409%	20
35	GoodLeap, LLC	Strong	Sound	Strong	Sound	Sound	$4,632	-0.172%	20
36	Mortgage Research Center, LLC	Strong	Acceptable	Strong	Sound	Strong	$2,769	+0.328%	101
37	MORTGAGE ACCESS CORP.	Strong	Acceptable	Strong	Sound	Strong	$3,708	+0.450%	86
38	ABSOLUTE HOME MORTGAGE CORPORATION	Strong	Acceptable	Strong	Sound	Strong	$3,428	+0.562%	84
39	AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC	Strong	Mediocre	Exceptional	Strong	Strong	$2,852	+0.698%	68
40	GUARANTEED RATE AFFINITY, LLC	Strong	Acceptable	Exceptional	Sound	Sound	$2,496	+0.355%	35
41	EMBRACE HOME LOANS, INC.	Sound	Acceptable	Strong	Sound	Sound	$2,913	+0.332%	40
42	Northeast Equitable Mortgage, LLC	Sound	Acceptable	Sound	Sound	Strong	$3,361	+0.490%	29
43	NFM, INC.	Sound	Mediocre	Exceptional	Strong	Sound	$3,985	+0.515%	28
44	AMERICAN FINANCIAL RESOURCES, INC.	Sound	Acceptable	Strong	Sound	Sound	$3,714	+0.749%	25
45	RESIDENTIAL HOME MORTGAGE CORPORATION	Sound	Acceptable	Acceptable	Sound	Strong	$3,919	+0.494%	37
46	MILLENIUM HOME MORTGAGE, LLC	Sound	Acceptable	Sound	Sound	Sound	$3,824	+0.254%	21
47	JMAC LENDING, INC.	Sound	Acceptable	Strong	Acceptable	Sound	$3,014	+0.612%	19
48	ROYAL UNITED MORTGAGE LLC	Sound	Mediocre	Strong	Strong	Sound	$2,773	+1.011%	19
49	UNITED MORTGAGE CORP.	Sound	Mediocre	Strong	Sound	Sound	$4,574	+0.807%	23
50	AMERISAVE MORTGAGE CORPORATION	Sound	Mediocre	Strong	Acceptable	Sound	$3,245	+1.139%	22

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

Pricing

Rate and fee competitiveness (25%)

Pull Through

Reliability in closing loans (25%)

Product

Specialization in the loan type (25%)

Place

Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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