Safe Rate Rankings

Best All Lender Mortgage Lenders in Anchorage

Updated May 26, 2026

⚖️ The 4 PsRankings are calculated based on observed lender differences on closed loans across Pricing, Pull-through, Product, and Place.

🛡️ No Pay to PlayLenders cannot buy their way to the top. Rankings are 100% earned.

📊 HMDA 2024Built using publicly available originated loan data from the federal government.

🎯 Peer BenchmarkedPerformance is normalized and benchmarked against peer institutions.

Market

Total Lenders54

Total Loans4,795

Median Rate Spread0.13%

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Rank	Lender	Overall	Pricing	Pull Through	Place	Avg Fees	Rate Spread	# of Loans
1	Global Federal Credit UnionCredit Union	Exceptional	Strong	Exceptional	Exceptional	$1,710Fees	0.038%Above	674
2	CREDIT UNION 1 Credit UnionCredit Union	Exceptional	Exceptional	Sound	Strong	$2,723Fees	0.220%Below	79
3	RESIDENTIAL MORTGAGE, LLCIndependent Mortgage Company	Strong	Sound	Exceptional	Exceptional	$3,050Fees	0.033%Above	1,032
4	NAVY FEDERAL CREDIT UNIONCredit Union	Strong	Exceptional	Sound	Sound	$767Fees	0.622%Below	59
5	NBKC BANKBank	Strong	Exceptional	Sound	Sound	$1,125Fees	0.179%Below	35
6	UNITED WHOLESALE MORTGAGE, LLCIndependent Mortgage Company	Strong	Sound	Exceptional	Strong	$3,473Fees	0.130%Above	230
7	GUARANTEED RATE, INC.Independent Mortgage Company	Strong	Sound	Strong	Strong	$3,059Fees	0.114%Above	91
8	LOANDEPOT.COM, LLCIndependent Mortgage Company	Strong	Sound	Strong	Strong	$4,638Fees	0.309%Above	85
9	Wells Fargo Bank, National AssociationBank	Strong	Strong	Sound	Sound	$2,751Fees	0.129%Above	54
10	ARK-LA-TEX FINANCIAL SERVICES, LLC.Independent Mortgage Company	Strong	Sound	Exceptional	Sound	$2,181Fees	0.169%Above	46
11	ROCKET MORTGAGE, LLCIndependent Mortgage Company	Strong	Acceptable	Exceptional	Strong	$4,417Fees	0.301%Above	261
12	MOVEMENT MORTGAGE, LLCIndependent Mortgage Company	Strong	Acceptable	Exceptional	Strong	$4,251Fees	0.080%Above	182
13	PRIMELENDING, A PLAINSCAPITAL COMPANYIndependent Mortgage Company	Strong	Acceptable	Exceptional	Strong	$5,224Fees	0.130%Below	123
14	NuVision Federal Credit UnionCredit Union	Strong	Sound	Sound	Strong	$3,202Fees	0.076%Below	58
15	FREEDOM MORTGAGE CORPORATIONIndependent Mortgage Company	Strong	Sound	Strong	Sound	$5,258Fees	0.124%Below	55
16	PENNYMAC LOAN SERVICES, LLCIndependent Mortgage Company	Strong	Sound	Strong	Sound	$2,143Fees	0.347%Below	35
17	NEWREZ LLCIndependent Mortgage Company	Strong	Acceptable	Sound	Exceptional	$2,772Fees	0.295%Above	410
18	Mortgage Research Center, LLCIndependent Mortgage Company	Strong	Acceptable	Strong	Strong	$484Credit	0.535%Above	190
19	THE LOAN STORE, INC.Independent Mortgage Company	Strong	Acceptable	Strong	Strong	$2,962Fees	0.068%Above	123
20	CANOPY MORTGAGE, LLCIndependent Mortgage Company	Strong	Acceptable	Strong	Strong	$4,654Fees	0.016%Above	81
21	GUILD MORTGAGE COMPANY LLCIndependent Mortgage Company	Strong	Acceptable	Exceptional	Sound	$4,422Fees	0.093%Below	60
22	USAA Federal Savings BankBank	Strong	Sound	Sound	Sound	$1,853Fees	0.255%Below	53
23	FAIRWAY INDEPENDENT MORTGAGE CORPORATIONIndependent Mortgage Company	Strong	Acceptable	Exceptional	Sound	$4,711Fees	0.216%Above	29
24	CMG MORTGAGE, INC.Independent Mortgage Company	Strong	Acceptable	Exceptional	Sound	$3,551Fees	0.172%Above	22
25	First National Bank AlaskaBank	Sound	Acceptable	Sound	Strong	$4,829Fees	0.017%Below	82
26	Flagstar Bank, N.A.Bank	Sound	Acceptable	Strong	Sound	$2,580Fees	0.121%Above	40
27	Plains Commerce BankBank	Sound	Acceptable	Strong	Sound	$3,827Fees	0.223%Above	31
28	North American Savings Bank, F.S.B.Bank	Sound	Sound	Acceptable	Sound	$977Fees	0.205%Below	28
29	Paramount Residential Mortgage Group, Inc.Independent Mortgage Company	Sound	Acceptable	Strong	Sound	$4,287Fees	0.384%Above	24
30	KIND LENDING, LLCIndependent Mortgage Company	Sound	Acceptable	Strong	Sound	$3,442Fees	0.304%Above	21
31	PRIMARY RESIDENTIAL MORTGAGE, INC.Independent Mortgage Company	Sound	Mediocre	Strong	Strong	$4,445Fees	0.141%Above	78
32	MATANUSKA VALLEY FEDERAL CREDIT UNIONCredit Union	Sound	Acceptable	Acceptable	Strong	$2,127Fees	0.488%Above	43
33	GENEVA FINANCIAL, LLCIndependent Mortgage Company	Sound	Mediocre	Exceptional	Sound	$5,601Fees	0.296%Above	30
34	NEW AMERICAN FUNDING, LLCIndependent Mortgage Company	Sound	Acceptable	Sound	Sound	$3,264Fees	0.427%Above	24
35	HOMEOWNERS FINANCIAL GROUP USA, LLCIndependent Mortgage Company	Sound	Mediocre	Strong	Sound	$4,028Fees	0.039%Below	38
36	CHURCHILL MORTGAGE CORPORATIONIndependent Mortgage Company	Sound	Mediocre	Strong	Sound	$4,943Fees	0.405%Above	25
37	AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLCIndependent Mortgage Company	Sound	Mediocre	Strong	Sound	$2,792Fees	0.286%Above	24
38	The Federal Savings BankBank	Sound	Mediocre	Sound	Sound	$4,111Fees	0.425%Above	32

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

Pricing

Rate and fee competitiveness (33%)

Pull Through

Reliability in closing loans (33%)

Place

Local market expertise (33%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.