Safe Rate Rankings
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| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Rate Spread | # of Loans | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | ARK-LA-TEX FINANCIAL SERVICES, LLC.Independent Mortgage Company | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,428Fees | 0.346%Above | 191 | |
2 | SIRVA MORTGAGE, INC.Independent Mortgage Company | Exceptional | Exceptional | Strong | Sound | Sound | $4Credit | 0.097%Above | 17 | |
3 | ROCKET MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,203Fees | 0.345%Above | 707 | |
4 | UNITED WHOLESALE MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,289Fees | 0.019%Below | 284 | |
5 | LOANDEPOT.COM, LLCIndependent Mortgage Company | Strong | Sound | Exceptional | Strong | Strong | $3,277Fees | 0.476%Above | 154 | |
6 | COMMUNITY MORTGAGE CORPORATIONIndependent Mortgage Company | Strong | Sound | Strong | Exceptional | Strong | $2,178Fees | 0.187%Above | 62 | |
7 | MOVEMENT MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,689Fees | 0.245%Above | 572 | |
8 | CMG MORTGAGE, INC.Independent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,448Fees | 0.380%Above | 397 | |
9 | UNION HOME MORTGAGE CORP.Independent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Exceptional | $4,042Fees | 0.457%Above | 374 | |
10 | MORTGAGE INVESTORS GROUP, INC.Independent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,118Fees | 0.145%Above | 233 | |
11 | PENNYMAC LOAN SERVICES, LLCIndependent Mortgage Company | Strong | Sound | Exceptional | Sound | Strong | $2,512Fees | 0.094%Below | 69 | |
12 | Capital City Home Loans, LLCIndependent Mortgage Company | Strong | Sound | Strong | Strong | Strong | $73Fees | 0.377%Above | 45 | |
13 | MUTUAL OF OMAHA MORTGAGE, INC.Independent Mortgage Company | Strong | Strong | Strong | Sound | Sound | $3,459Fees | 0.459%Above | 24 | |
14 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD.Independent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Strong | $3,314Fees | 0.458%Above | 142 | |
15 | LEADERONE FINANCIAL CORPORATIONIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Strong | $4,356Fees | 0.650%Above | 100 | |
16 | GUARANTEED RATE, INC.Independent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Strong | $3,183Fees | 0.473%Above | 85 | |
17 | FREEDOM MORTGAGE CORPORATIONIndependent Mortgage Company | Strong | Sound | Strong | Sound | Strong | $4,590Fees | 0.418%Above | 78 | |
18 | GUILD MORTGAGE COMPANY LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Strong | $3,053Fees | 0.351%Above | 66 | |
19 | PRIMELENDING, A PLAINSCAPITAL COMPANYIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Strong | $4,225Fees | 0.376%Above | 63 | |
20 | NATIONSTAR MORTGAGE LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Strong | $3,307Fees | 0.217%Above | 54 | |
21 | FAIRWAY INDEPENDENT MORTGAGE CORPORATIONIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Strong | $3,343Fees | 0.430%Above | 54 | |
22 | ATLANTIC BAY MORTGAGE GROUP, L.L.C.Independent Mortgage Company | Strong | Acceptable | Exceptional | Exceptional | Sound | $3,132Fees | 0.610%Above | 33 | |
23 | SUMMIT FUNDING, INC.Independent Mortgage Company | Strong | Mediocre | Exceptional | Strong | Exceptional | $5,200Fees | 0.867%Above | 230 | |
24 | ALAMEDA MORTGAGE CORPORATIONIndependent Mortgage Company | Strong | Mediocre | Exceptional | Strong | Exceptional | $2,610Fees | 0.549%Above | 141 | |
25 | NEW AMERICAN FUNDING, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Sound | Strong | $3,450Fees | 0.572%Above | 120 | |
26 | NEWREZ LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Sound | Strong | $3,663Fees | 0.285%Above | 49 | |
27 | CROSSCOUNTRY MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Sound | $3,531Fees | 0.623%Above | 47 | |
28 | STOCKTON MORTGAGE CORPORATIONIndependent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Sound | $3,823Fees | 0.457%Above | 35 | |
29 | FIRST COMMUNITY MORTGAGE, INC.Independent Mortgage Company | Strong | Acceptable | Exceptional | Strong | Sound | $4,144Fees | 0.427%Above | 35 | |
30 | GoodLeap, LLCIndependent Mortgage Company | Strong | Sound | Strong | Sound | Sound | $3,820Fees | 0.145%Above | 21 | |
31 | Mortgage Research Center, LLCIndependent Mortgage Company | Strong | Acceptable | Strong | Sound | Strong | $1,692Fees | 0.397%Above | 148 | |
32 | CANOPY MORTGAGE, LLCIndependent Mortgage Company | Strong | Acceptable | Exceptional | Sound | Sound | $2,423Fees | 0.341%Above | 38 | |
33 | NFM, INC.Independent Mortgage Company | Sound | Mediocre | Exceptional | Strong | Sound | $3,755Fees | 0.902%Above | 40 | |
34 | CHURCHILL MORTGAGE CORPORATIONIndependent Mortgage Company | Sound | Mediocre | Exceptional | Strong | Sound | $3,156Fees | 0.385%Above | 34 | |
35 | ZILLOW HOME LOANS, LLCIndependent Mortgage Company | Sound | Acceptable | Strong | Sound | Sound | $2,961Fees | 0.410%Above | 17 | |
36 | TJC Mortgage, Inc.Independent Mortgage Company | Sound | Mediocre | Strong | Sound | Strong | $4,707Fees | 0.412%Above | 78 | |
37 | CARRINGTON MORTGAGE SERVICES, LLCIndependent Mortgage Company | Sound | Acceptable | Strong | Acceptable | Sound | $4,053Fees | 0.282%Above | 26 | |
38 | ROYAL UNITED MORTGAGE LLCIndependent Mortgage Company | Sound | Mediocre | Strong | Strong | Sound | $3,471Fees | 0.529%Above | 18 | |
39 | SUCCESS MORTGAGE PARTNERS, INC.Independent Mortgage Company | Sound | Mediocre | Strong | Sound | Sound | $4,686Fees | 0.546%Above | 16 | |
40 | AMERISAVE MORTGAGE CORPORATIONIndependent Mortgage Company | Sound | Mediocre | Strong | Acceptable | Sound | $4,223Fees | 0.673%Above | 22 | |
41 | GUARANTY MORTGAGE SERVICES, L.L.C.Independent Mortgage Company | Sound | Mediocre | Sound | Sound | Sound | $2,823Fees | 0.492%Above | 16 |
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.