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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best VA Mortgage Company Lenders in Colorado Springs
Updated February 5, 2026
Market Overview
50
Total Lenders
11,446
Total Loans
0.07%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Exceptional | $2,981 | -0.215% | 2,239 | |
2 | PRIORITY HOME MORTGAGE, L.P. | Exceptional | Exceptional | Strong | Strong | Strong | $1,611 | -1.075% | 52 | |
3 | GUARANTEED RATE, INC. | Exceptional | Strong | Exceptional | Strong | Strong | $2,698 | -0.217% | 302 | |
4 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $2,648 | -0.274% | 249 | |
5 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $2,463 | -0.370% | 191 | |
6 | GUARANTEED RATE AFFINITY, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $2,074 | +0.032% | 71 | |
7 | MOVEMENT MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Strong | $3,921 | +0.068% | 132 | |
8 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Exceptional | Sound | Exceptional | Exceptional | Strong | $3,012 | +0.288% | 104 | |
9 | CMG MORTGAGE, INC. | Exceptional | Sound | Exceptional | Exceptional | Strong | $1,921 | -0.250% | 99 | |
10 | INSPIRE HOME LOANS INC. | Exceptional | Strong | Exceptional | Strong | Sound | -$1,535 | +0.635% | 41 | |
11 | KIND LENDING, LLC | Exceptional | Strong | Exceptional | Strong | Sound | $3,282 | +0.198% | 35 | |
12 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,247 | +0.066% | 686 | |
13 | NEWREZ LLC | Strong | Sound | Exceptional | Strong | Strong | $3,095 | +0.139% | 173 | |
14 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,654 | +0.032% | 167 | |
15 | NEST HOME LENDING, LLC | Strong | Sound | Strong | Exceptional | Strong | $3,981 | -0.353% | 128 | |
16 | THE LOAN STORE, INC. | Strong | Sound | Exceptional | Strong | Strong | $2,004 | +0.148% | 97 | |
17 | Paramount Residential Mortgage Group, Inc. | Strong | Sound | Exceptional | Strong | Strong | $3,091 | +0.509% | 85 | |
18 | INTERCAP LENDING INC. | Strong | Sound | Exceptional | Exceptional | Sound | $3,059 | +0.374% | 36 | |
19 | TOWNE MORTGAGE COMPANY | Strong | Sound | Exceptional | Exceptional | Sound | $2,769 | +0.132% | 35 | |
20 | SWBC MORTGAGE CORPORATION | Strong | Sound | Exceptional | Exceptional | Sound | $2,830 | +0.109% | 31 | |
21 | NFM, INC. | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,133 | +0.045% | 254 | |
22 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,392 | +0.305% | 243 | |
23 | FLAT BRANCH MORTGAGE, INC. | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,106 | -0.041% | 125 | |
24 | HUNT MORTGAGE CORPORATION | Strong | Sound | Strong | Strong | Strong | $3,249 | -0.305% | 65 | |
25 | American Liberty Mortgage, Incorporated | Strong | Sound | Strong | Strong | Strong | $4,078 | +0.210% | 43 | |
26 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Sound | $1,018 | -0.094% | 36 | |
27 | PLANET HOME LENDING, LLC | Strong | Sound | Exceptional | Strong | Sound | $2,233 | -0.319% | 35 | |
28 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,175 | +0.036% | 399 | |
29 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,173 | +0.073% | 302 | |
30 | MORTGAGE SOLUTIONS OF COLORADO, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,094 | -0.229% | 234 | |
31 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,484 | +0.337% | 164 | |
32 | V.I.P. MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $3,545 | +0.232% | 152 | |
33 | LOWER, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,371 | +0.063% | 135 | |
34 | BAY EQUITY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $4,303 | +0.127% | 111 | |
35 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $4,672 | +0.026% | 83 | |
36 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | Sound | $2,176 | +0.098% | 60 | |
37 | GROUP MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | Strong | $5,978 | -0.014% | 47 | |
38 | Summit Mortgage Corporation | Strong | Sound | Strong | Sound | Sound | $2,733 | -0.016% | 40 | |
39 | GoodLeap, LLC | Strong | Sound | Strong | Sound | Sound | $4,573 | +0.043% | 40 | |
40 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Sound | $3,641 | +0.194% | 28 | |
41 | PRIMARY RESIDENTIAL MORTGAGE, INC. | Strong | Mediocre | Exceptional | Strong | Strong | $3,923 | +0.543% | 71 | |
42 | CARRINGTON MORTGAGE SERVICES, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $4,086 | -0.323% | 52 | |
43 | Equity Prime Mortgage LLC | Strong | Acceptable | Exceptional | Sound | Sound | $3,457 | +0.528% | 27 | |
44 | NEW AMERICAN FUNDING, LLC | Sound | Mediocre | Exceptional | Sound | Strong | $3,703 | +0.243% | 129 | |
45 | AMERICAN PACIFIC MORTGAGE CORPORATION | Sound | Mediocre | Exceptional | Strong | Sound | $5,659 | +0.360% | 39 | |
46 | AMERICAN FINANCING CORPORATION | Sound | Acceptable | Strong | Sound | Sound | $4,734 | -0.003% | 37 | |
47 | NOVA FINANCIAL & INVESTMENT CORPORATION | Sound | Mediocre | Exceptional | Strong | Sound | $2,123 | +0.266% | 37 | |
48 | VILLAGE CAPITAL & INVESTMENT LLC | Sound | Acceptable | Strong | Sound | Sound | $2,158 | -0.387% | 36 | |
49 | LEADERONE FINANCIAL CORPORATION | Sound | Mediocre | Exceptional | Strong | Sound | $3,977 | +0.369% | 36 | |
50 | INTEGRITY MORTGAGE & FINANCIAL INCORPORATED | Sound | Mediocre | Sound | Strong | Strong | $4,606 | +0.165% | 44 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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