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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best VA Mortgage Lenders in Connecticut
Updated February 6, 2026
Market Overview
208
Total Lenders
33,739
Total Loans
0.33%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Exceptional | $3,094 | +0.315% | 2,211 | |
2 | Prosperity Home Mortgage, LLC | Exceptional | Strong | Exceptional | Strong | Exceptional | $2,584 | +0.401% | 661 | |
3 | HOMESTEAD FUNDING CORP. | Exceptional | Strong | Exceptional | Exceptional | Strong | $1,460 | +0.141% | 358 | |
4 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Exceptional | Sound | Strong | $516 | -0.460% | 324 | |
5 | NBKC BANK | Exceptional | Exceptional | Exceptional | Strong | Sound | $895 | -0.151% | 74 | |
6 | MOVEMENT MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $2,457 | +0.216% | 889 | |
7 | JPMorgan Chase Bank, National Association | Exceptional | Strong | Exceptional | Sound | Exceptional | $2,456 | +0.139% | 736 | |
8 | CMG MORTGAGE, INC. | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $3,217 | +0.464% | 734 | |
9 | GUARANTEED RATE, INC. | Exceptional | Strong | Exceptional | Strong | Strong | $2,988 | +0.313% | 640 | |
10 | GUARANTEED RATE AFFINITY, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $2,360 | +0.208% | 460 | |
11 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $1,904 | +0.265% | 297 | |
12 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $2,455 | +0.528% | 274 | |
13 | KIND LENDING, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $2,489 | +0.481% | 195 | |
14 | First Federal Bank | Exceptional | Exceptional | Exceptional | Sound | Sound | $1,483 | +0.364% | 75 | |
15 | FIRST WORLD MORTGAGE CORPORATION | Exceptional | Sound | Strong | Exceptional | Exceptional | $2,566 | +0.287% | 1,179 | |
16 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Exceptional | Sound | Exceptional | Exceptional | Strong | $2,833 | +0.388% | 328 | |
17 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Exceptional | Sound | Exceptional | Exceptional | Strong | $1,804 | +0.401% | 164 | |
18 | USAA Federal Savings Bank | Exceptional | Strong | Exceptional | Sound | Strong | $1,997 | -0.184% | 101 | |
19 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,218 | +0.365% | 2,533 | |
20 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,222 | +0.361% | 914 | |
21 | NEWREZ LLC | Strong | Sound | Exceptional | Strong | Strong | $2,916 | +0.486% | 527 | |
22 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $3,330 | +0.410% | 504 | |
23 | NORWICH COMMERCIAL GROUP, INC. | Strong | Strong | Strong | Sound | Strong | $1,849 | +0.383% | 374 | |
24 | Citizens Bank, National Association | Strong | Strong | Strong | Sound | Strong | $1,317 | +0.021% | 365 | |
25 | PLAZA HOME MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Strong | $2,732 | +0.397% | 349 | |
26 | Paramount Residential Mortgage Group, Inc. | Strong | Sound | Exceptional | Strong | Strong | $2,639 | +0.475% | 263 | |
27 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Strong | $1,616 | +0.160% | 164 | |
28 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,843 | +0.463% | 920 | |
29 | T2 FINANCIAL LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,031 | +0.526% | 390 | |
30 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $4,264 | +0.507% | 287 | |
31 | Flagstar Bank, N.A. | Strong | Sound | Exceptional | Strong | Sound | $3,729 | +0.229% | 76 | |
32 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,234 | +0.488% | 460 | |
33 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,969 | +0.301% | 232 | |
34 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | Strong | $2,403 | +0.354% | 189 | |
35 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,545 | +0.269% | 143 | |
36 | NATIONS DIRECT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,474 | +0.531% | 82 | |
37 | TOTAL MORTGAGE SERVICES, LLC | Strong | Mediocre | Strong | Exceptional | Exceptional | $3,443 | +0.462% | 2,298 | |
38 | CARRINGTON MORTGAGE SERVICES, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $5,109 | +0.738% | 157 | |
39 | CALCON MUTUAL MORTGAGE LLC | Strong | Acceptable | Strong | Strong | Strong | $4,311 | +0.528% | 95 | |
40 | EMM LOANS LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,735 | +0.618% | 81 | |
41 | PRIMARY RESIDENTIAL MORTGAGE, INC. | Strong | Mediocre | Exceptional | Strong | Strong | $4,471 | +0.606% | 208 | |
42 | NEW AMERICAN FUNDING, LLC | Sound | Mediocre | Exceptional | Sound | Strong | $3,145 | +0.504% | 338 | |
43 | AMERISAVE MORTGAGE CORPORATION | Sound | Acceptable | Strong | Sound | Sound | $4,176 | +0.556% | 79 | |
44 | The Federal Savings Bank | Sound | Mediocre | Exceptional | Sound | Sound | $5,309 | +0.567% | 69 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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