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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Company Lenders in Delaware
Updated February 6, 2026
Market Overview
46
Total Lenders
13,588
Total Loans
0.27%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | NATION ONE MORTGAGE CORPORATION | Exceptional | Strong | Strong | Exceptional | Strong | $3,236 | -0.015% | 187 | |
2 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,460 | +0.322% | 1,024 | |
3 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,211 | +0.059% | 484 | |
4 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $1,332 | +0.317% | 391 | |
5 | PIKE CREEK MORTGAGE SERVICES, INC. | Strong | Acceptable | Strong | Exceptional | Exceptional | $3,582 | +0.308% | 927 | |
6 | Prosperity Home Mortgage, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $1,079 | +0.371% | 498 | |
7 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Strong | $1,455 | +0.066% | 132 | |
8 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Strong | Strong | Sound | Sound | $203 | -0.007% | 47 | |
9 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Strong | Sound | $2,547 | +0.276% | 36 | |
10 | PLAZA HOME MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Sound | $3,519 | +0.286% | 32 | |
11 | KEYSTONE FUNDING, INC. | Strong | Acceptable | Strong | Strong | Exceptional | $3,515 | +0.301% | 412 | |
12 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,816 | +0.217% | 371 | |
13 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,675 | +0.312% | 289 | |
14 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $2,696 | +0.357% | 262 | |
15 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,362 | +0.306% | 246 | |
16 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,979 | +0.402% | 234 | |
17 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | Strong | $3,478 | +0.234% | 160 | |
18 | PRIMARY RESIDENTIAL MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $3,911 | +0.452% | 145 | |
19 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Strong | $3,673 | +0.313% | 104 | |
20 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $4,656 | +0.434% | 97 | |
21 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,806 | +0.296% | 71 | |
22 | Nations Lending Corporation | Strong | Acceptable | Exceptional | Exceptional | Sound | $3,895 | +0.201% | 58 | |
23 | MLD MORTGAGE INC. | Strong | Sound | Strong | Strong | Sound | $2,700 | -0.088% | 53 | |
24 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Strong | $3,010 | +0.253% | 224 | |
25 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $2,901 | +0.490% | 138 | |
26 | GUARANTEED RATE AFFINITY, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $3,486 | +0.500% | 95 | |
27 | TIDEWATER MORTGAGE SERVICES, INC. | Strong | Acceptable | Strong | Strong | Strong | $2,237 | +0.426% | 69 | |
28 | LOWER, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,298 | +0.630% | 60 | |
29 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | Sound | $2,568 | +0.182% | 45 | |
30 | FIRST COMMUNITY MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $2,715 | +0.509% | 42 | |
31 | ALLIED MORTGAGE GROUP, INC. | Strong | Sound | Strong | Sound | Sound | $1,705 | +0.371% | 42 | |
32 | EMM LOANS LLC | Strong | Acceptable | Exceptional | Strong | Sound | $4,032 | +0.441% | 41 | |
33 | THE LOAN STORE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $2,187 | +0.366% | 38 | |
34 | KIND LENDING, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,733 | +0.387% | 31 | |
35 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | Strong | Mediocre | Exceptional | Strong | Strong | $5,368 | +0.580% | 178 | |
36 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Sound | Strong | $3,320 | +0.476% | 146 | |
37 | Luminate Home Loans, Inc. | Strong | Mediocre | Exceptional | Strong | Strong | $5,030 | +0.443% | 106 | |
38 | EMBRACE HOME LOANS, INC. | Strong | Acceptable | Strong | Sound | Strong | $4,256 | +0.402% | 87 | |
39 | NFM, INC. | Strong | Mediocre | Exceptional | Strong | Strong | $4,434 | +0.432% | 86 | |
40 | ABSOLUTE HOME MORTGAGE CORPORATION | Strong | Acceptable | Strong | Sound | Strong | $3,526 | +0.537% | 73 | |
41 | FIRST HOME MORTGAGE CORPORATION | Strong | Mediocre | Exceptional | Exceptional | Sound | $4,312 | +0.404% | 48 | |
42 | MDE HOME LOANS, LLC | Strong | Sound | Sound | Sound | Sound | -$416 | +0.133% | 35 | |
43 | NEW FED MORTGAGE, CORP. | Strong | Acceptable | Strong | Strong | Sound | $3,819 | +0.398% | 33 | |
44 | Waterstone Mortgage Corporation | Sound | Mediocre | Exceptional | Strong | Sound | $4,726 | +0.452% | 50 | |
45 | DIRECT MORTGAGE LOANS, LLC | Sound | Mediocre | Strong | Strong | Sound | $4,435 | +0.595% | 38 | |
46 | AMERISAVE MORTGAGE CORPORATION | Sound | Mediocre | Strong | Acceptable | Sound | $3,193 | +0.624% | 45 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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