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Safe Rate's TrueRank Guarantee

Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best Conventional Mortgage Lenders in New Haven

Updated February 5, 2026

Market Overview

Total Lenders

4,412

Total Loans

0.29%

Median Rate Spread

Rank	Lender	Overall	Pricing	Product	Pull Through	Place	Avg Fees	Spread	Volume
1	Liberty Bank	Exceptional	Exceptional	Strong	Strong	Exceptional	-$803	-0.251%	137
2	MEMBERS MORTGAGE COMPANY, INC.	Exceptional	Exceptional	Strong	Sound	Exceptional	$541	-0.275%	104
3	Newtown Savings Bank	Exceptional	Exceptional	Strong	Strong	Strong	$1,986	-0.222%	49
4	Bank of America, National Association	Exceptional	Strong	Exceptional	Strong	Strong	$2,282	-0.151%	64
5	PROVIDENT FUNDING ASSOCIATES, L.P.	Exceptional	Exceptional	Exceptional	Sound	Sound	$2,201	+0.023%	39
6	HOMESTEAD FUNDING CORP.	Exceptional	Strong	Exceptional	Exceptional	Sound	$893	+0.274%	27
7	NAVY FEDERAL CREDIT UNION	Exceptional	Exceptional	Exceptional	Sound	Sound	$712	-0.334%	27
8	PeoplesBank	Exceptional	Exceptional	Strong	Strong	Sound	$927	-0.195%	19
9	FIRST WORLD MORTGAGE CORPORATION	Exceptional	Sound	Strong	Exceptional	Exceptional	$2,414	+0.304%	132
10	SIKORSKY FINANCIAL CREDIT UNION	Exceptional	Exceptional	Sound	Sound	Strong	$1,093	-0.442%	61
11	U.S. Bank National Association	Exceptional	Strong	Exceptional	Strong	Sound	$562	+0.048%	44
12	KeyBank National Association	Exceptional	Strong	Exceptional	Strong	Sound	$1,414	-0.031%	23
13	NBKC BANK	Exceptional	Exceptional	Strong	Sound	Sound	$1,412	-0.168%	12
14	Citibank, National Association	Exceptional	Exceptional	Exceptional	Sound	Acceptable	$2,794	+0.008%	11
15	ROCKET MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$4,527	+0.417%	398
16	UNITED WHOLESALE MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$3,326	+0.388%	389
17	JPMorgan Chase Bank, National Association	Strong	Sound	Exceptional	Strong	Strong	$2,662	+0.296%	109
18	LOANDEPOT.COM, LLC	Strong	Sound	Exceptional	Strong	Strong	$3,907	+0.482%	88
19	PLAZA HOME MORTGAGE, INC.	Strong	Sound	Exceptional	Strong	Strong	$2,853	+0.420%	87
20	Manufacturers and Traders Trust Company	Strong	Sound	Exceptional	Strong	Strong	$1,527	-0.049%	49
21	The Milford Bank	Strong	Exceptional	Acceptable	Sound	Strong	$1,760	-0.366%	34
22	Citizens Bank, National Association	Strong	Strong	Exceptional	Sound	Sound	$1,208	+0.220%	32
23	Wells Fargo Bank, National Association	Strong	Strong	Exceptional	Sound	Sound	$2,409	+0.244%	23
24	TOTAL MORTGAGE SERVICES, LLC	Strong	Acceptable	Exceptional	Strong	Exceptional	$3,661	+0.476%	394
25	EQUITY RESOURCES, INC.	Strong	Sound	Strong	Strong	Strong	$2,313	+0.269%	41
26	MUTUAL OF OMAHA MORTGAGE, INC.	Strong	Strong	Strong	Sound	Sound	$2,020	+0.041%	26
27	ARK-LA-TEX FINANCIAL SERVICES, LLC.	Strong	Sound	Exceptional	Strong	Sound	$1,857	+0.198%	17
28	CROSSCOUNTRY MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	Strong	$2,797	+0.528%	155
29	CMG MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	Strong	$3,350	+0.463%	126
30	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Strong	Strong	$3,045	+0.385%	111
31	PRIMELENDING, A PLAINSCAPITAL COMPANY	Strong	Acceptable	Exceptional	Strong	Strong	$2,521	+0.366%	90
32	GUARANTEED RATE, INC.	Strong	Acceptable	Exceptional	Strong	Strong	$3,196	+0.325%	86
33	WILLIAM RAVEIS MORTGAGE, LLC	Strong	Sound	Strong	Sound	Strong	$2,539	+0.313%	84
34	PRIMARY RESIDENTIAL MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	Strong	$4,435	+0.678%	76
35	Prosperity Home Mortgage, LLC	Strong	Acceptable	Exceptional	Strong	Strong	$2,326	+0.352%	55
36	UNION HOME MORTGAGE CORP.	Strong	Acceptable	Exceptional	Strong	Strong	$2,167	+0.316%	52
37	MOVEMENT MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	Strong	$3,338	+0.410%	49
38	T2 FINANCIAL LLC	Strong	Acceptable	Exceptional	Strong	Strong	$3,392	+0.671%	49
39	KIND LENDING, LLC	Strong	Acceptable	Exceptional	Strong	Strong	$2,800	+0.506%	46
40	PENNYMAC LOAN SERVICES, LLC	Strong	Sound	Exceptional	Sound	Sound	$1,830	+0.274%	42
41	GUARANTEED RATE AFFINITY, LLC	Strong	Acceptable	Exceptional	Sound	Strong	$2,843	+0.325%	98
42	NEWREZ LLC	Strong	Acceptable	Exceptional	Sound	Strong	$3,136	+0.499%	85
43	NEW AMERICAN FUNDING, LLC	Strong	Acceptable	Exceptional	Sound	Strong	$2,657	+0.517%	58
44	FREEDOM MORTGAGE CORPORATION	Strong	Sound	Strong	Sound	Sound	$2,367	+0.688%	37
45	Paramount Residential Mortgage Group, Inc.	Strong	Acceptable	Exceptional	Strong	Sound	$2,591	+0.467%	36
46	NATIONSTAR MORTGAGE LLC	Strong	Acceptable	Exceptional	Strong	Sound	$3,287	+0.367%	36
47	TD Bank, National Association	Strong	Sound	Strong	Sound	Sound	$995	+0.147%	27
48	GUILD MORTGAGE COMPANY LLC	Strong	Acceptable	Exceptional	Strong	Sound	$2,530	+0.298%	24
49	Flagstar Bank, N.A.	Strong	Acceptable	Exceptional	Strong	Sound	$3,064	+0.325%	15
50	EMM LOANS LLC	Strong	Acceptable	Exceptional	Strong	Sound	$3,117	+0.409%	14

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

Pricing

Rate and fee competitiveness (25%)

Pull Through

Reliability in closing loans (25%)

Product

Specialization in the loan type (25%)

Place

Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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