🛡️
Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Company Lenders in Ohio
Updated February 6, 2026
Market Overview
50
Total Lenders
133,713
Total Loans
0.39%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | VICTORY MORTGAGE, L.L.C. | Exceptional | Exceptional | Strong | Strong | Exceptional | $561 | -0.144% | 1,026 | |
2 | RUOFF MORTGAGE COMPANY, INC. | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,213 | +0.372% | 1,958 | |
3 | LOANDEPOT.COM, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,299 | +0.566% | 1,927 | |
4 | THE EQUITABLE MORTGAGE CORPORATION | Exceptional | Strong | Strong | Sound | Exceptional | $1,601 | +0.139% | 570 | |
5 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,563 | +0.479% | 11,005 | |
6 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $2,404 | +0.296% | 5,780 | |
7 | EQUITY RESOURCES, INC. | Strong | Sound | Strong | Strong | Exceptional | $1,605 | +0.389% | 728 | |
8 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Strong | Strong | Sound | Strong | $2,287 | +0.406% | 626 | |
9 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Strong | Strong | $1,154 | +0.448% | 298 | |
10 | FIRST EQUITY MORTGAGE INCORPORATED | Strong | Strong | Strong | Sound | Strong | $995 | +0.054% | 284 | |
11 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,360 | +0.722% | 8,629 | |
12 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,254 | +0.761% | 3,651 | |
13 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,386 | +0.294% | 2,530 | |
14 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,004 | +0.585% | 2,217 | |
15 | LOWER, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,803 | +0.616% | 1,789 | |
16 | HOWARD HANNA FINANCIAL SERVICES, INC. | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,332 | +0.349% | 1,621 | |
17 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Strong | $1,553 | +0.064% | 845 | |
18 | Nations Lending Corporation | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,137 | +0.514% | 512 | |
19 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Exceptional | $1,861 | +0.535% | 1,398 | |
20 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | Strong | $2,246 | +0.465% | 1,071 | |
21 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | Strong | $2,635 | +0.591% | 1,028 | |
22 | M/I FINANCIAL, LLC | Strong | Acceptable | Strong | Strong | Exceptional | $3,018 | +0.017% | 1,006 | |
23 | FIRST COMMUNITY MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $3,000 | +0.461% | 999 | |
24 | DAS Acquisition Company, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,790 | +0.697% | 855 | |
25 | Synergy One Lending, Inc. | Strong | Acceptable | Strong | Strong | Exceptional | $3,266 | +0.544% | 850 | |
26 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,230 | +0.527% | 777 | |
27 | T2 FINANCIAL LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,186 | +0.547% | 552 | |
28 | UNION CAPITAL MORTGAGE CORPORATION | Strong | Acceptable | Strong | Strong | Exceptional | $2,825 | +0.318% | 469 | |
29 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Exceptional | Strong | Strong | $3,777 | +0.642% | 455 | |
30 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,835 | +0.529% | 389 | |
31 | GoodLeap, LLC | Strong | Sound | Strong | Sound | Strong | $3,352 | +0.074% | 376 | |
32 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,004 | +0.447% | 320 | |
33 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Sound | Exceptional | $1,522 | +0.698% | 2,573 | |
34 | NFM, INC. | Strong | Mediocre | Exceptional | Strong | Exceptional | $3,704 | +0.644% | 2,434 | |
35 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $3,213 | +0.870% | 751 | |
36 | GUARANTEED RATE AFFINITY, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $2,261 | +0.397% | 589 | |
37 | GO MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | Strong | $2,781 | +0.570% | 454 | |
38 | POLARIS HOME FUNDING CORP. | Strong | Mediocre | Strong | Strong | Exceptional | $3,591 | +0.761% | 670 | |
39 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | Strong | Mediocre | Exceptional | Strong | Strong | $3,279 | +0.671% | 458 | |
40 | AMERICAN PACIFIC MORTGAGE CORPORATION | Strong | Mediocre | Exceptional | Strong | Strong | $3,605 | +0.786% | 424 | |
41 | BAYSHORE MORTGAGE FUNDING, LLC | Strong | Acceptable | Strong | Sound | Strong | $2,921 | +0.588% | 293 | |
42 | NATIONS RELIABLE LENDING, LLC | Strong | Acceptable | Strong | Sound | Strong | $3,146 | +0.621% | 284 | |
43 | ZILLOW HOME LOANS, LLC | Strong | Acceptable | Strong | Sound | Strong | $2,359 | +0.692% | 278 | |
44 | CARRINGTON MORTGAGE SERVICES, LLC | Sound | Acceptable | Strong | Acceptable | Strong | $3,274 | +0.664% | 438 | |
45 | ROYAL UNITED MORTGAGE LLC | Sound | Mediocre | Strong | Strong | Strong | $2,855 | +0.923% | 380 | |
46 | Click n' Close, Inc. | Sound | Mediocre | Strong | Sound | Strong | $5,349 | +1.651% | 534 | |
47 | Farm Credit Mid-America, ACA | Sound | Mediocre | Strong | Sound | Strong | $4,805 | +0.526% | 498 | |
48 | RMC HOME MORTGAGE, LLC | Sound | Mediocre | Strong | Sound | Strong | $4,248 | +0.232% | 311 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to find your perfect lender?
Get personalized recommendations based on your specific needs
OhioConventional
No credit impact
3-minute process
100% free