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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best VA Mortgage Company Lenders in Ohio
Updated February 6, 2026
Market Overview
50
Total Lenders
133,713
Total Loans
0.39%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Exceptional | $2,404 | +0.296% | 5,780 | |
2 | GUARANTEED RATE, INC. | Exceptional | Strong | Exceptional | Strong | Exceptional | $2,386 | +0.294% | 2,530 | |
3 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $2,246 | +0.465% | 1,071 | |
4 | VICTORY MORTGAGE, L.L.C. | Exceptional | Strong | Strong | Strong | Exceptional | $561 | -0.144% | 1,026 | |
5 | M/I FINANCIAL, LLC | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $3,018 | +0.017% | 1,006 | |
6 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $1,553 | +0.064% | 845 | |
7 | GUARANTEED RATE AFFINITY, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $2,261 | +0.397% | 589 | |
8 | THE EQUITABLE MORTGAGE CORPORATION | Exceptional | Strong | Strong | Strong | Exceptional | $1,601 | +0.139% | 570 | |
9 | LOANDEPOT.COM, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,299 | +0.566% | 1,927 | |
10 | NEWREZ LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $1,861 | +0.535% | 1,398 | |
11 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Exceptional | Sound | Exceptional | Exceptional | Strong | $2,635 | +0.591% | 1,028 | |
12 | MOVEMENT MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Strong | $2,835 | +0.529% | 389 | |
13 | CMG MORTGAGE, INC. | Exceptional | Sound | Exceptional | Exceptional | Strong | $2,004 | +0.447% | 320 | |
14 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Exceptional | Sound | Exceptional | Exceptional | Strong | $1,154 | +0.448% | 298 | |
15 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,563 | +0.479% | 11,005 | |
16 | NFM, INC. | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,704 | +0.644% | 2,434 | |
17 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,004 | +0.585% | 2,217 | |
18 | HOWARD HANNA FINANCIAL SERVICES, INC. | Strong | Sound | Strong | Strong | Exceptional | $2,332 | +0.349% | 1,621 | |
19 | EQUITY RESOURCES, INC. | Strong | Sound | Strong | Strong | Exceptional | $1,605 | +0.389% | 728 | |
20 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Strong | $2,287 | +0.406% | 626 | |
21 | Paramount Residential Mortgage Group, Inc. | Strong | Sound | Exceptional | Strong | Strong | $3,777 | +0.642% | 455 | |
22 | FIRST EQUITY MORTGAGE INCORPORATED | Strong | Strong | Strong | Sound | Strong | $995 | +0.054% | 284 | |
23 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,360 | +0.722% | 8,629 | |
24 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,254 | +0.761% | 3,651 | |
25 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $1,522 | +0.698% | 2,573 | |
26 | RUOFF MORTGAGE COMPANY, INC. | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,213 | +0.372% | 1,958 | |
27 | LOWER, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,803 | +0.616% | 1,789 | |
28 | FIRST COMMUNITY MORTGAGE, INC. | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,000 | +0.461% | 999 | |
29 | T2 FINANCIAL LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,186 | +0.547% | 552 | |
30 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,279 | +0.671% | 458 | |
31 | RMC HOME MORTGAGE, LLC | Strong | Sound | Strong | Strong | Strong | $4,248 | +0.232% | 311 | |
32 | DAS Acquisition Company, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,790 | +0.697% | 855 | |
33 | Synergy One Lending, Inc. | Strong | Acceptable | Strong | Strong | Exceptional | $3,266 | +0.544% | 850 | |
34 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,230 | +0.527% | 777 | |
35 | GoodLeap, LLC | Strong | Sound | Strong | Sound | Strong | $3,352 | +0.074% | 376 | |
36 | Nations Lending Corporation | Strong | Mediocre | Exceptional | Exceptional | Strong | $3,137 | +0.514% | 512 | |
37 | CARRINGTON MORTGAGE SERVICES, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $3,274 | +0.664% | 438 | |
38 | NATIONS RELIABLE LENDING, LLC | Strong | Acceptable | Strong | Strong | Strong | $3,146 | +0.621% | 284 | |
39 | ZILLOW HOME LOANS, LLC | Strong | Acceptable | Strong | Strong | Strong | $2,359 | +0.692% | 278 | |
40 | POLARIS HOME FUNDING CORP. | Strong | Mediocre | Strong | Strong | Exceptional | $3,591 | +0.761% | 670 | |
41 | RAPID MORTGAGE COMPANY | Strong | Mediocre | Strong | Strong | Exceptional | $3,835 | +0.680% | 625 | |
42 | UNION CAPITAL MORTGAGE CORPORATION | Strong | Acceptable | Sound | Sound | Exceptional | $2,825 | +0.318% | 469 | |
43 | AMERICAN PACIFIC MORTGAGE CORPORATION | Strong | Mediocre | Exceptional | Strong | Strong | $3,605 | +0.786% | 424 | |
44 | AMERISAVE MORTGAGE CORPORATION | Strong | Acceptable | Strong | Sound | Strong | $4,304 | +0.725% | 292 | |
45 | NEW AMERICAN FUNDING, LLC | Sound | Mediocre | Exceptional | Sound | Strong | $3,213 | +0.870% | 751 | |
46 | LIBERTY HOME MORTGAGE CORPORATION | Sound | Mediocre | Strong | Sound | Exceptional | $3,253 | +0.866% | 652 | |
47 | GO MORTGAGE, LLC | Sound | Mediocre | Strong | Strong | Strong | $2,781 | +0.570% | 454 | |
48 | NEW DAY FINANCIAL, LLC | Sound | Mediocre | Exceptional | Sound | Strong | $4,179 | +1.238% | 361 | |
49 | BAYSHORE MORTGAGE FUNDING, LLC | Sound | Mediocre | Strong | Strong | Strong | $2,921 | +0.588% | 293 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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