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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best VA Mortgage Company Lenders in Oklahoma City
Updated February 5, 2026
Market Overview
44
Total Lenders
16,841
Total Loans
0.34%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | LENDLO MORTGAGE, LLC | Exceptional | Exceptional | Exceptional | Exceptional | Exceptional | $3,041 | +0.394% | 408 | |
2 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Exceptional | $2,551 | +0.172% | 769 | |
3 | MLD MORTGAGE INC. | Exceptional | Strong | Strong | Strong | Exceptional | $2,793 | +0.249% | 376 | |
4 | GUARANTEED RATE, INC. | Exceptional | Strong | Exceptional | Strong | Strong | $2,138 | +0.292% | 215 | |
5 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $1,709 | -0.015% | 200 | |
6 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $2,446 | +0.472% | 138 | |
7 | ASSOCIATED MORTGAGE CORPORATION | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,389 | +0.229% | 695 | |
8 | CMG MORTGAGE, INC. | Exceptional | Sound | Exceptional | Exceptional | Strong | $2,621 | +0.219% | 170 | |
9 | SWBC MORTGAGE CORPORATION | Exceptional | Sound | Exceptional | Exceptional | Strong | $4,085 | +0.364% | 155 | |
10 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Exceptional | Sound | Exceptional | Exceptional | Strong | $1,726 | +0.450% | 67 | |
11 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,792 | +0.352% | 1,162 | |
12 | CWM PARTNERS, L.P. | Strong | Sound | Strong | Strong | Exceptional | $2,015 | +0.268% | 217 | |
13 | NEWREZ LLC | Strong | Sound | Exceptional | Strong | Strong | $1,973 | +0.542% | 153 | |
14 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,278 | +0.167% | 151 | |
15 | Paramount Residential Mortgage Group, Inc. | Strong | Sound | Exceptional | Strong | Strong | $2,765 | +0.613% | 80 | |
16 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Strong | $2,273 | +0.107% | 66 | |
17 | TOWNE MORTGAGE COMPANY | Strong | Sound | Exceptional | Exceptional | Sound | $3,001 | +0.297% | 59 | |
18 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Sound | Exceptional | Exceptional | Sound | $2,259 | +0.384% | 38 | |
19 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $649 | +0.267% | 548 | |
20 | FINANCIAL CONCEPTS MORTGAGE, LLC | Strong | Acceptable | Strong | Exceptional | Exceptional | $2,705 | +0.405% | 311 | |
21 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,487 | +0.575% | 112 | |
22 | American Mortgage Bank, LLC | Strong | Sound | Strong | Strong | Strong | $2,425 | +0.662% | 110 | |
23 | FLAT BRANCH MORTGAGE, INC. | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,386 | +0.195% | 98 | |
24 | SUN WEST MORTGAGE COMPANY, INC. | Strong | Sound | Exceptional | Strong | Sound | $2,763 | +0.500% | 58 | |
25 | PLAZA HOME MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Sound | $2,424 | +0.508% | 49 | |
26 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | Strong | $2,562 | +0.448% | 167 | |
27 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,624 | +0.470% | 139 | |
28 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,052 | +0.350% | 115 | |
29 | V.I.P. MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $1,999 | +0.299% | 114 | |
30 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,800 | +0.633% | 108 | |
31 | MORTGAGE SOLUTIONS OF COLORADO, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $1,851 | +0.569% | 68 | |
32 | SOUTHWEST FUNDING, LP | Strong | Acceptable | Strong | Strong | Strong | $3,141 | +0.685% | 71 | |
33 | ENVOY MORTGAGE, LTD | Strong | Acceptable | Exceptional | Sound | Strong | $3,004 | +0.504% | 58 | |
34 | GoodLeap, LLC | Strong | Sound | Strong | Sound | Sound | $3,762 | -0.092% | 55 | |
35 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Sound | $3,014 | +0.418% | 36 | |
36 | Luminate Home Loans, Inc. | Strong | Mediocre | Strong | Strong | Exceptional | $3,892 | +0.725% | 316 | |
37 | GARDNER FINANCIAL SERVICES, LTD. | Strong | Mediocre | Strong | Exceptional | Strong | $2,915 | +0.703% | 149 | |
38 | Equity Prime Mortgage LLC | Strong | Acceptable | Exceptional | Sound | Sound | $2,509 | +0.865% | 58 | |
39 | ZILLOW HOME LOANS, LLC | Strong | Acceptable | Strong | Strong | Sound | $2,411 | +0.536% | 55 | |
40 | CARRINGTON MORTGAGE SERVICES, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $3,610 | +0.479% | 49 | |
41 | NEW AMERICAN FUNDING, LLC | Sound | Mediocre | Exceptional | Sound | Strong | $3,145 | +0.673% | 109 | |
42 | AMERISAVE MORTGAGE CORPORATION | Sound | Acceptable | Strong | Sound | Sound | $3,216 | +0.972% | 35 | |
43 | NEW DAY FINANCIAL, LLC | Sound | Mediocre | Exceptional | Sound | Sound | $5,033 | +1.233% | 55 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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