🛡️

Safe Rate's TrueRank Guarantee

Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best Mortgage Company Lenders in Oklahoma City

Updated February 5, 2026

Market Overview

Total Lenders

9,798

Total Loans

0.43%

Median Rate Spread

Rank	Lender	Overall	Pricing	Pull Through	Place	Avg Fees	Spread	Volume
1	UNITED WHOLESALE MORTGAGE, LLC	Strong	Sound	Exceptional	Exceptional	$2,551	+0.172%	769
2	ASSOCIATED MORTGAGE CORPORATION	Strong	Sound	Exceptional	Exceptional	$2,389	+0.229%	695
3	LENDLO MORTGAGE, LLC	Strong	Sound	Exceptional	Exceptional	$3,041	+0.394%	408
4	MLD MORTGAGE INC.	Strong	Sound	Exceptional	Exceptional	$2,793	+0.249%	376
5	PROVIDENT FUNDING ASSOCIATES, L.P.	Strong	Exceptional	Sound	Sound	$1,943	-0.048%	38
6	CWM PARTNERS, L.P.	Strong	Sound	Strong	Exceptional	$2,015	+0.268%	217
7	FLAT BRANCH MORTGAGE, INC.	Strong	Sound	Exceptional	Strong	$2,386	+0.195%	98
8	ARK-LA-TEX FINANCIAL SERVICES, LLC.	Strong	Sound	Exceptional	Strong	$1,726	+0.450%	67
9	ROCKET MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	$3,792	+0.352%	1,162
10	GUARANTEED RATE, INC.	Strong	Sound	Strong	Strong	$2,138	+0.292%	215
11	PENNYMAC LOAN SERVICES, LLC	Strong	Sound	Strong	Strong	$1,709	-0.015%	200
12	LOANDEPOT.COM, LLC	Strong	Sound	Strong	Strong	$2,278	+0.167%	151
13	FREEDOM MORTGAGE CORPORATION	Strong	Sound	Strong	Strong	$2,446	+0.472%	138
14	AML FUNDING LLC	Strong	Sound	Strong	Strong	$1,863	+0.365%	60
15	FIRST COLONY MORTGAGE CORPORATION	Strong	Sound	Exceptional	Sound	$1,687	+0.171%	36
16	Mortgage Research Center, LLC	Strong	Acceptable	Strong	Exceptional	$649	+0.267%	548
17	FINANCIAL CONCEPTS MORTGAGE, LLC	Strong	Acceptable	Strong	Exceptional	$2,705	+0.405%	311
18	CMG MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	$2,621	+0.219%	170
19	UNION HOME MORTGAGE CORP.	Strong	Acceptable	Exceptional	Strong	$2,562	+0.448%	167
20	SWBC MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Strong	$4,085	+0.364%	155
21	GUILD MORTGAGE COMPANY LLC	Strong	Acceptable	Exceptional	Strong	$2,624	+0.470%	139
22	V.I.P. MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	$1,999	+0.299%	114
23	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Strong	$3,487	+0.575%	112
24	AMERIHOME MORTGAGE COMPANY, LLC	Strong	Sound	Sound	Strong	$2,871	+0.571%	84
25	MUTUAL OF OMAHA MORTGAGE, INC.	Strong	Sound	Sound	Strong	$2,273	+0.107%	66
26	BAY EQUITY LLC	Strong	Sound	Strong	Sound	$2,169	+0.276%	35
27	NATIONSTAR MORTGAGE LLC	Strong	Acceptable	Strong	Strong	$3,052	+0.350%	115
28	American Mortgage Bank, LLC	Strong	Acceptable	Strong	Strong	$2,425	+0.662%	110
29	CROSSCOUNTRY MORTGAGE, LLC	Strong	Acceptable	Strong	Strong	$2,800	+0.633%	108
30	KIND LENDING, LLC	Strong	Acceptable	Strong	Strong	$2,527	+0.427%	81
31	Paramount Residential Mortgage Group, Inc.	Strong	Acceptable	Strong	Strong	$2,765	+0.613%	80
32	MORTGAGE SOLUTIONS OF COLORADO, LLC	Strong	Acceptable	Strong	Strong	$1,851	+0.569%	68
33	THE MORTGAGE LINK, INC.	Strong	Acceptable	Strong	Strong	$2,498	+0.598%	66
34	AMERICAN PORTFOLIO MORTGAGE CORPORATION	Strong	Acceptable	Strong	Strong	$3,280	+0.728%	62
35	GoodLeap, LLC	Strong	Sound	Sound	Sound	$3,762	-0.092%	55
36	PRIMELENDING, A PLAINSCAPITAL COMPANY	Strong	Acceptable	Exceptional	Sound	$2,259	+0.384%	38
37	CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP	Strong	Acceptable	Exceptional	Sound	$3,014	+0.418%	36
38	Luminate Home Loans, Inc.	Sound	Mediocre	Strong	Exceptional	$3,892	+0.725%	316
39	NEWREZ LLC	Sound	Acceptable	Sound	Strong	$1,973	+0.542%	153
40	NEW AMERICAN FUNDING, LLC	Sound	Acceptable	Sound	Strong	$3,145	+0.673%	109
41	TOWNE MORTGAGE COMPANY	Sound	Acceptable	Strong	Sound	$3,001	+0.297%	59
42	ENVOY MORTGAGE, LTD	Sound	Acceptable	Sound	Strong	$3,004	+0.504%	58
43	Equity Prime Mortgage LLC	Sound	Acceptable	Strong	Sound	$2,509	+0.865%	58
44	SUN WEST MORTGAGE COMPANY, INC.	Sound	Acceptable	Strong	Sound	$2,763	+0.500%	58
45	ZILLOW HOME LOANS, LLC	Sound	Acceptable	Strong	Sound	$2,411	+0.536%	55
46	PLAZA HOME MORTGAGE, INC.	Sound	Acceptable	Strong	Sound	$2,424	+0.508%	49
47	GARDNER FINANCIAL SERVICES, LTD.	Sound	Mediocre	Strong	Strong	$2,915	+0.703%	149
48	SOUTHWEST FUNDING, LP	Sound	Mediocre	Strong	Strong	$3,141	+0.685%	71
49	CARRINGTON MORTGAGE SERVICES, LLC	Sound	Acceptable	Sound	Sound	$3,610	+0.479%	49

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 30 Points)

Pricing

Rate and fee competitiveness (33%)

Pull Through

Reliability in closing loans (33%)

Place

Local market expertise (33%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Ready to find your perfect lender?

Get personalized recommendations based on your specific needs

Oklahoma City, OK

No credit impact

3-minute process

100% free