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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best VA Mortgage Lenders in Arkansas
Updated February 6, 2026
Market Overview
180
Total Lenders
31,386
Total Loans
0.34%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | LENDLO MORTGAGE, LLC | Exceptional | Exceptional | Exceptional | Exceptional | Exceptional | $3,294 | +0.382% | 892 | |
2 | NBKC BANK | Exceptional | Exceptional | Exceptional | Strong | Strong | $667 | -0.196% | 91 | |
3 | Arvest Bank | Exceptional | Strong | Exceptional | Strong | Exceptional | $1,711 | +0.302% | 2,687 | |
4 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Strong | $2,407 | -0.024% | 804 | |
5 | Eagle Bank and Trust Company | Exceptional | Strong | Strong | Exceptional | Exceptional | $2,209 | +0.191% | 783 | |
6 | First Security Bank | Exceptional | Exceptional | Strong | Sound | Exceptional | $1,802 | -0.166% | 493 | |
7 | First Horizon Bank | Exceptional | Exceptional | Strong | Strong | Strong | $1,747 | +0.135% | 434 | |
8 | Firstar Bank | Exceptional | Strong | Strong | Exceptional | Exceptional | $1,451 | +0.034% | 334 | |
9 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Exceptional | Sound | Strong | $633 | -0.513% | 284 | |
10 | MORTGAGE INVESTORS GROUP, INC. | Exceptional | Strong | Exceptional | Exceptional | Strong | $2,125 | +0.323% | 186 | |
11 | BANK OF LITTLE ROCK MORTGAGE CORPORATION | Exceptional | Strong | Strong | Strong | Exceptional | $1,030 | +0.192% | 340 | |
12 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $2,160 | -0.026% | 291 | |
13 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $2,844 | +0.266% | 271 | |
14 | GERSHMAN INVESTMENT CORP. | Exceptional | Strong | Exceptional | Strong | Strong | $1,481 | +0.008% | 263 | |
15 | Priority Bank | Exceptional | Strong | Strong | Strong | Exceptional | $2,112 | +0.015% | 260 | |
16 | U.S. Bank National Association | Exceptional | Strong | Exceptional | Strong | Strong | $1,068 | +0.140% | 253 | |
17 | GUARANTEED RATE, INC. | Exceptional | Strong | Exceptional | Strong | Strong | $2,307 | +0.368% | 193 | |
18 | GMFS LLC | Exceptional | Strong | Exceptional | Strong | Strong | $2,057 | +0.238% | 92 | |
19 | ARKANSAS Federal Credit Union | Exceptional | Sound | Strong | Exceptional | Exceptional | $2,417 | -0.047% | 477 | |
20 | ENCORE BANK | Exceptional | Strong | Strong | Sound | Exceptional | $1,069 | +0.231% | 408 | |
21 | SWBC MORTGAGE CORPORATION | Exceptional | Sound | Exceptional | Exceptional | Strong | $3,871 | +0.260% | 304 | |
22 | JPMorgan Chase Bank, National Association | Exceptional | Strong | Exceptional | Sound | Strong | $1,809 | +0.147% | 238 | |
23 | USAA Federal Savings Bank | Exceptional | Strong | Exceptional | Sound | Strong | $1,433 | -0.157% | 206 | |
24 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Exceptional | Sound | Exceptional | Exceptional | Strong | $3,016 | +0.527% | 175 | |
25 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Exceptional | Sound | Exceptional | Exceptional | Strong | $4,086 | +0.267% | 137 | |
26 | KIND LENDING, LLC | Exceptional | Strong | Exceptional | Strong | Sound | $1,139 | +0.423% | 66 | |
27 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,673 | +0.435% | 2,648 | |
28 | FLAT BRANCH MORTGAGE, INC. | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $2,020 | +0.272% | 1,087 | |
29 | Centennial Bank | Strong | Sound | Strong | Strong | Exceptional | $1,726 | +0.245% | 882 | |
30 | First Community Bank | Strong | Sound | Strong | Strong | Exceptional | $2,907 | +0.262% | 684 | |
31 | ASSOCIATED MORTGAGE CORPORATION | Strong | Sound | Exceptional | Strong | Strong | $1,296 | +0.171% | 306 | |
32 | First Financial Bank | Strong | Sound | Strong | Strong | Exceptional | $2,152 | +0.194% | 247 | |
33 | Gateway First Bank | Strong | Sound | Exceptional | Strong | Strong | $2,581 | +0.211% | 237 | |
34 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,836 | +0.413% | 204 | |
35 | Chambers Bank | Strong | Sound | Strong | Exceptional | Strong | $2,294 | -0.007% | 196 | |
36 | NEWREZ LLC | Strong | Sound | Exceptional | Strong | Strong | $1,930 | +0.455% | 157 | |
37 | MOVEMENT MORTGAGE, LLC | Strong | Sound | Exceptional | Exceptional | Sound | $3,191 | +0.577% | 109 | |
38 | CMG MORTGAGE, INC. | Strong | Sound | Exceptional | Exceptional | Sound | $991 | +0.060% | 102 | |
39 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,022 | +0.430% | 936 | |
40 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,089 | +0.535% | 631 | |
41 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,457 | +0.696% | 611 | |
42 | Simmons Bank | Strong | Sound | Strong | Sound | Exceptional | $1,834 | +0.393% | 531 | |
43 | Bank of England | Strong | Sound | Strong | Strong | Strong | $1,949 | +0.307% | 371 | |
44 | Cadence Bank | Strong | Sound | Strong | Strong | Strong | $1,639 | +0.346% | 311 | |
45 | FIRST COMMUNITY MORTGAGE, INC. | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,493 | +0.399% | 223 | |
46 | Wells Fargo Bank, National Association | Strong | Sound | Exceptional | Sound | Strong | $2,458 | +0.080% | 166 | |
47 | MY MOVE MORTGAGE, LLC | Strong | Sound | Strong | Strong | Strong | $2,333 | +0.076% | 154 | |
48 | T2 FINANCIAL LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,984 | +0.406% | 115 | |
49 | The Central Trust Bank | Strong | Sound | Strong | Strong | Strong | $1,867 | +0.314% | 107 | |
50 | Paramount Residential Mortgage Group, Inc. | Strong | Sound | Exceptional | Strong | Sound | $2,219 | +0.335% | 81 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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