🛡️
Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Lenders in Greenville
Updated February 5, 2026
Market Overview
145
Total Lenders
12,367
Total Loans
0.26%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | First Reliance Bank | Exceptional | Strong | Strong | Exceptional | Exceptional | $1,714 | +0.114% | 227 | |
2 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Exceptional | Sound | Strong | $1,232 | -0.538% | 122 | |
3 | Truist Bank | Exceptional | Strong | Exceptional | Strong | Strong | $1,666 | +0.149% | 152 | |
4 | First National Bank of Pennsylvania | Exceptional | Strong | Exceptional | Strong | Strong | $1,136 | +0.021% | 70 | |
5 | Bank of America, National Association | Exceptional | Strong | Exceptional | Strong | Strong | $1,623 | -0.016% | 60 | |
6 | PROVIDENT FUNDING ASSOCIATES, L.P. | Exceptional | Exceptional | Exceptional | Sound | Sound | $2,278 | -0.100% | 29 | |
7 | LOANDEPOT.COM, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,685 | -0.360% | 331 | |
8 | SouthState Bank, National Association | Exceptional | Sound | Exceptional | Strong | Exceptional | $1,577 | +0.219% | 235 | |
9 | First Heritage Mortgage, LLC | Exceptional | Sound | Exceptional | Exceptional | Strong | $2,552 | +0.173% | 149 | |
10 | Wells Fargo Bank, National Association | Exceptional | Strong | Exceptional | Sound | Strong | $2,260 | +0.099% | 142 | |
11 | Fifth Third Bank, National Association | Exceptional | Strong | Exceptional | Sound | Strong | $252 | -0.072% | 75 | |
12 | First Palmetto Bank | Exceptional | Strong | Strong | Strong | Strong | $1,261 | +0.259% | 49 | |
13 | U.S. Bank National Association | Exceptional | Strong | Exceptional | Strong | Sound | $247 | +0.099% | 39 | |
14 | STATE EMPLOYEES' | Exceptional | Strong | Exceptional | Strong | Sound | $2,383 | -0.584% | 31 | |
15 | PNC Bank, National Association | Exceptional | Strong | Exceptional | Strong | Sound | $923 | +0.244% | 29 | |
16 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,144 | +0.318% | 1,063 | |
17 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $2,971 | +0.196% | 606 | |
18 | Countybank | Strong | Sound | Strong | Strong | Exceptional | $2,007 | +0.250% | 234 | |
19 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,092 | +0.403% | 213 | |
20 | JPMorgan Chase Bank, National Association | Strong | Sound | Exceptional | Strong | Strong | $2,085 | +0.135% | 195 | |
21 | Ameris Bank | Strong | Sound | Exceptional | Strong | Strong | $2,565 | +0.226% | 139 | |
22 | VANDERBILT MORTGAGE AND FINANCE, INC. | Strong | Sound | Exceptional | Strong | Strong | $3,042 | +0.087% | 93 | |
23 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Strong | Strong | Sound | Strong | $2,682 | +0.235% | 73 | |
24 | Truliant Federal Credit Union | Strong | Strong | Strong | Sound | Strong | $930 | +0.208% | 65 | |
25 | FOUNDERS FEDERAL CREDIT UNION | Strong | Strong | Strong | Sound | Strong | -$204 | -0.171% | 59 | |
26 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,957 | +0.129% | 653 | |
27 | Southern First Bank | Strong | Sound | Strong | Sound | Exceptional | $1,745 | +0.220% | 395 | |
28 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,940 | +0.363% | 268 | |
29 | LOWER, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,151 | +0.589% | 251 | |
30 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Strong | $1,398 | +0.029% | 94 | |
31 | DELMAR FINANCIAL COMPANY | Strong | Sound | Strong | Strong | Strong | $2,975 | +0.336% | 59 | |
32 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Strong | Sound | $2,752 | +0.478% | 44 | |
33 | PLAZA HOME MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Sound | $2,929 | +0.174% | 43 | |
34 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,490 | +0.591% | 211 | |
35 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | Strong | $2,450 | +0.296% | 183 | |
36 | First-Citizens Bank & Trust Company | Strong | Sound | Strong | Sound | Strong | $1,454 | -0.069% | 155 | |
37 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $3,793 | +0.500% | 152 | |
38 | Renasant Bank | Strong | Acceptable | Exceptional | Strong | Strong | $2,124 | +0.139% | 109 | |
39 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,430 | +0.534% | 100 | |
40 | Flagstar Bank, N.A. | Strong | Acceptable | Exceptional | Strong | Strong | $2,052 | +0.268% | 87 | |
41 | The Park National Bank | Strong | Acceptable | Exceptional | Strong | Strong | $1,350 | +0.427% | 82 | |
42 | United Community Bank | Strong | Acceptable | Exceptional | Strong | Strong | $2,504 | +0.448% | 71 | |
43 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $1,967 | +0.260% | 70 | |
44 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,826 | +0.479% | 68 | |
45 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Strong | $2,172 | +0.424% | 63 | |
46 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | Strong | $3,088 | +0.619% | 60 | |
47 | THE LOAN STORE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $1,792 | +0.171% | 58 | |
48 | Pinnacle Bank | Strong | Sound | Strong | Strong | Sound | $2,157 | -0.013% | 30 | |
49 | RESOURCE FINANCIAL SERVICES, INC. | Strong | Sound | Strong | Strong | Sound | $2,742 | +0.266% | 28 | |
50 | GO MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | Strong | $3,760 | +0.619% | 69 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to find your perfect lender?
Get personalized recommendations based on your specific needs
GreenvilleConventional
No credit impact
3-minute process
100% free