🛡️

Safe Rate's TrueRank Guarantee

Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best FHA Mortgage Lenders in Greenville

Updated February 5, 2026

Market Overview

145

Total Lenders

12,367

Total Loans

0.26%

Median Rate Spread

Rank	Lender	Overall	Pricing	Product	Pull Through	Place	Avg Fees	Spread	Volume
1	First Heritage Mortgage, LLC	Exceptional	Strong	Exceptional	Exceptional	Strong	$2,552	+0.173%	149
2	FBC MORTGAGE, LLC	Exceptional	Strong	Exceptional	Exceptional	Strong	$1,066	-0.613%	134
3	UNITED WHOLESALE MORTGAGE, LLC	Exceptional	Sound	Exceptional	Exceptional	Exceptional	$2,971	+0.196%	606
4	SouthState Bank, National Association	Exceptional	Strong	Strong	Strong	Exceptional	$1,577	+0.219%	235
5	FREEDOM MORTGAGE CORPORATION	Exceptional	Strong	Exceptional	Strong	Strong	$2,450	+0.296%	183
6	Southern First Bank	Exceptional	Strong	Strong	Sound	Exceptional	$1,745	+0.220%	395
7	LOANDEPOT.COM, LLC	Exceptional	Sound	Exceptional	Strong	Exceptional	$2,685	-0.360%	331
8	PENNYMAC LOAN SERVICES, LLC	Exceptional	Strong	Exceptional	Sound	Strong	$1,398	+0.029%	94
9	VANDERBILT MORTGAGE AND FINANCE, INC.	Exceptional	Sound	Exceptional	Exceptional	Strong	$3,042	+0.087%	93
10	ARK-LA-TEX FINANCIAL SERVICES, LLC.	Exceptional	Strong	Exceptional	Strong	Sound	$2,752	+0.478%	44
11	ROCKET MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$4,144	+0.318%	1,063
12	PRIMELENDING, A PLAINSCAPITAL COMPANY	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$3,957	+0.129%	653
13	Countybank	Strong	Sound	Strong	Strong	Exceptional	$2,007	+0.250%	234
14	ATLANTIC BAY MORTGAGE GROUP, L.L.C.	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$3,092	+0.403%	213
15	Truist Bank	Strong	Strong	Strong	Sound	Strong	$1,666	+0.149%	152
16	Ameris Bank	Strong	Sound	Exceptional	Strong	Strong	$2,565	+0.226%	139
17	Renasant Bank	Strong	Sound	Exceptional	Strong	Strong	$2,124	+0.139%	109
18	Flagstar Bank, N.A.	Strong	Sound	Exceptional	Strong	Strong	$2,052	+0.268%	87
19	THE LOAN STORE, INC.	Strong	Sound	Exceptional	Strong	Strong	$1,792	+0.171%	58
20	TOWNE MORTGAGE COMPANY	Strong	Sound	Exceptional	Exceptional	Sound	$3,729	+0.328%	45
21	GoodLeap, LLC	Strong	Strong	Exceptional	Sound	Sound	$5,905	-0.064%	27
22	MOVEMENT MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	Exceptional	$2,940	+0.363%	268
23	LOWER, LLC	Strong	Acceptable	Exceptional	Strong	Exceptional	$3,151	+0.589%	251
24	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Exceptional	Strong	$3,793	+0.500%	152
25	United Community Bank	Strong	Sound	Strong	Strong	Strong	$2,504	+0.448%	71
26	NEWREZ LLC	Strong	Sound	Exceptional	Sound	Strong	$2,783	+0.355%	64
27	UNION HOME MORTGAGE CORP.	Strong	Acceptable	Exceptional	Exceptional	Strong	$3,088	+0.619%	60
28	DELMAR FINANCIAL COMPANY	Strong	Sound	Strong	Strong	Strong	$2,975	+0.336%	59
29	KIND LENDING, LLC	Strong	Sound	Exceptional	Strong	Sound	$3,263	+0.311%	40
30	INSPIRE HOME LOANS INC.	Strong	Sound	Exceptional	Strong	Sound	$2,087	+0.065%	38
31	RESICENTRAL, LLC	Strong	Strong	Strong	Sound	Sound	$2,765	+0.182%	36
32	PNC Bank, National Association	Strong	Strong	Strong	Sound	Sound	$923	+0.244%	29
33	GUARANTEED RATE, INC.	Strong	Acceptable	Exceptional	Strong	Strong	$1,967	+0.260%	70
34	GUILD MORTGAGE COMPANY LLC	Strong	Acceptable	Exceptional	Strong	Strong	$2,826	+0.479%	68
35	CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP	Strong	Acceptable	Exceptional	Strong	Strong	$2,172	+0.424%	63
36	HOMEOWNERS FINANCIAL GROUP USA, LLC	Strong	Acceptable	Exceptional	Strong	Strong	$4,192	+0.472%	47
37	NFM, INC.	Strong	Acceptable	Exceptional	Exceptional	Sound	$2,827	+0.551%	45
38	HOWARD HANNA FINANCIAL SERVICES, INC.	Strong	Sound	Strong	Strong	Sound	$1,837	+0.344%	41
39	T2 FINANCIAL LLC	Strong	Acceptable	Exceptional	Exceptional	Sound	$4,015	+0.462%	33
40	Luminate Home Loans, Inc.	Strong	Mediocre	Exceptional	Strong	Exceptional	$4,103	+0.227%	200
41	MUTUAL OF OMAHA MORTGAGE, INC.	Strong	Acceptable	Exceptional	Sound	Strong	$2,682	+0.235%	73
42	ON Q FINANCIAL, LLC	Strong	Acceptable	Strong	Strong	Strong	$2,472	+0.394%	64
43	AMERICAN PACIFIC MORTGAGE CORPORATION	Strong	Mediocre	Exceptional	Exceptional	Strong	$3,489	+0.715%	53
44	SOUTHPOINT FINANCIAL SERVICES, INC.	Strong	Acceptable	Strong	Strong	Strong	$2,504	+0.306%	51
45	PLAZA HOME MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	Sound	$2,929	+0.174%	43
46	CMG MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	Sound	$2,930	+0.297%	41
47	Equity Prime Mortgage LLC	Strong	Acceptable	Exceptional	Strong	Sound	$5,571	+1.171%	31
48	GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION	Strong	Acceptable	Exceptional	Strong	Sound	$4,279	+1.031%	28
49	Paramount Residential Mortgage Group, Inc.	Strong	Acceptable	Exceptional	Strong	Sound	$3,220	+0.661%	27
50	RESOURCE FINANCIAL SERVICES, INC.	Strong	Acceptable	Strong	Strong	Sound	$2,742	+0.266%	28

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

Pricing

Rate and fee competitiveness (25%)

Pull Through

Reliability in closing loans (25%)

Product

Specialization in the loan type (25%)

Place

Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Ready to find your perfect lender?

Get personalized recommendations based on your specific needs

GreenvilleFHA

No credit impact

3-minute process

100% free