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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Lenders in Gulfport
Updated February 5, 2026
Market Overview
52
Total Lenders
4,540
Total Loans
0.21%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | DSLD MORTGAGE, LLC | Exceptional | Exceptional | Exceptional | Strong | Exceptional | $53 | -0.374% | 263 | |
2 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Exceptional | Sound | Exceptional | $603 | -0.407% | 149 | |
3 | Trustmark National Bank | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,116 | +0.242% | 227 | |
4 | Cadence Bank | Exceptional | Sound | Exceptional | Strong | Exceptional | $1,472 | +0.358% | 158 | |
5 | GMFS LLC | Exceptional | Sound | Exceptional | Exceptional | Strong | $1,894 | +0.440% | 83 | |
6 | HANCOCK WHITNEY BANK | Exceptional | Strong | Strong | Strong | Strong | $1,783 | +0.210% | 75 | |
7 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,833 | +0.408% | 332 | |
8 | KEESLER | Strong | Strong | Sound | Sound | Exceptional | $532 | -0.406% | 251 | |
9 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $3,174 | +0.242% | 45 | |
10 | Wells Fargo Bank, National Association | Strong | Strong | Exceptional | Sound | Sound | $2,232 | +0.133% | 40 | |
11 | BankPlus | Strong | Strong | Strong | Strong | Sound | $935 | -0.056% | 10 | |
12 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,590 | +0.446% | 377 | |
13 | SWBC MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,753 | +0.154% | 231 | |
14 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,564 | +0.551% | 166 | |
15 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,821 | +0.036% | 88 | |
16 | DELMAR FINANCIAL COMPANY | Strong | Sound | Strong | Strong | Strong | $2,659 | +0.585% | 58 | |
17 | JPMorgan Chase Bank, National Association | Strong | Sound | Exceptional | Strong | Sound | $2,123 | +0.200% | 31 | |
18 | CHEVRON Federal Credit Union | Strong | Strong | Strong | Sound | Sound | $529 | +0.274% | 15 | |
19 | Regions Bank | Strong | Acceptable | Exceptional | Strong | Strong | $2,531 | +0.385% | 101 | |
20 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $3,166 | +0.539% | 93 | |
21 | TOWNE MORTGAGE COMPANY | Strong | Acceptable | Exceptional | Strong | Strong | $3,788 | +0.302% | 65 | |
22 | FIRST COLONY MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $2,845 | +0.273% | 56 | |
23 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | Strong | $2,888 | +0.376% | 46 | |
24 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Sound | $2,561 | -0.304% | 31 | |
25 | NAVIGATOR CU | Strong | Strong | Acceptable | Sound | Strong | $2,289 | +0.098% | 28 | |
26 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Sound | Exceptional | -$3,183 | +0.135% | 231 | |
27 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $2,726 | +0.657% | 107 | |
28 | Magnolia Bank, Incorporated | Strong | Acceptable | Strong | Strong | Strong | $3,221 | +0.308% | 105 | |
29 | Flagstar Bank, N.A. | Strong | Acceptable | Exceptional | Strong | Sound | $1,294 | +0.044% | 39 | |
30 | AFFORDABLE MORTGAGE ADVISORS, LLC. | Strong | Acceptable | Strong | Strong | Strong | $2,558 | +0.451% | 36 | |
31 | Renasant Bank | Strong | Acceptable | Exceptional | Strong | Sound | $2,392 | +0.496% | 22 | |
32 | Merchants & Marine Bank | Strong | Sound | Sound | Strong | Sound | $1,042 | +0.250% | 19 | |
33 | STOCKTON MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Sound | $2,961 | +0.432% | 18 | |
34 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,476 | -0.062% | 15 | |
35 | THE LOAN STORE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $1,553 | +0.468% | 14 | |
36 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $1,942 | +0.186% | 14 | |
37 | FIRST COMMUNITY MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $3,245 | +0.363% | 12 | |
38 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,365 | +0.376% | 11 | |
39 | Community Bank of Mississippi | Strong | Mediocre | Strong | Strong | Exceptional | $2,044 | +0.601% | 115 | |
40 | USAA Federal Savings Bank | Strong | Sound | Strong | Acceptable | Sound | $993 | +0.031% | 37 | |
41 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Sound | $2,412 | +0.512% | 27 | |
42 | MORTGAGE SOLUTIONS OF COLORADO, LLC | Sound | Mediocre | Sound | Acceptable | Strong | $2,548 | +0.650% | 106 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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