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Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Company Lenders in Knoxville
Updated February 5, 2026
Market Overview
41
Total Lenders
12,347
Total Loans
0.27%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,248 | +0.289% | 1,012 | |
2 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,323 | +0.163% | 909 | |
3 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Strong | Strong | $1,688 | +0.322% | 116 | |
4 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $3,577 | +0.431% | 89 | |
5 | VANDERBILT MORTGAGE AND FINANCE, INC. | Strong | Sound | Exceptional | Strong | Strong | $2,976 | -0.039% | 82 | |
6 | MORTGAGE INVESTORS GROUP, INC. | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,609 | +0.217% | 1,596 | |
7 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Strong | $2,594 | +0.024% | 186 | |
8 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Strong | Strong | Sound | Sound | $1,773 | +0.356% | 70 | |
9 | PLAZA HOME MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Sound | $3,178 | +0.325% | 34 | |
10 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,397 | +0.292% | 454 | |
11 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $3,567 | +0.365% | 386 | |
12 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $3,311 | +0.334% | 293 | |
13 | FIRST COMMUNITY MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $3,262 | +0.099% | 270 | |
14 | STOCKTON MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $4,257 | +0.295% | 206 | |
15 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | Strong | $3,147 | +0.277% | 127 | |
16 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $4,328 | +0.060% | 104 | |
17 | AMERICAN FINANCIAL NETWORK, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,922 | +0.556% | 99 | |
18 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $4,574 | +0.597% | 98 | |
19 | LOWER, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,889 | +0.585% | 93 | |
20 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | Strong | $4,027 | +0.240% | 81 | |
21 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Strong | $5,504 | +0.386% | 79 | |
22 | AMERIHOME MORTGAGE COMPANY, LLC | Strong | Sound | Strong | Strong | Sound | $1,421 | +0.341% | 53 | |
23 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Strong | $2,227 | +0.276% | 144 | |
24 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $4,176 | +0.543% | 90 | |
25 | THE LOAN STORE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $2,450 | +0.337% | 76 | |
26 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $2,072 | +0.169% | 67 | |
27 | Sierra Pacific Mortgage Company, Inc. | Strong | Acceptable | Exceptional | Strong | Sound | $4,492 | +0.448% | 53 | |
28 | FIRST COLONY MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Sound | $3,260 | +0.094% | 53 | |
29 | KIND LENDING, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $1,886 | +0.461% | 30 | |
30 | GoodLeap, LLC | Strong | Sound | Strong | Sound | Sound | $5,885 | +0.033% | 30 | |
31 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Sound | Strong | $1,135 | +0.751% | 242 | |
32 | AMERICAN PACIFIC MORTGAGE CORPORATION | Strong | Mediocre | Exceptional | Strong | Strong | $4,291 | +0.287% | 163 | |
33 | CANOPY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Sound | Sound | $4,682 | +0.443% | 40 | |
34 | NFM, INC. | Sound | Mediocre | Exceptional | Strong | Sound | $5,291 | +0.549% | 57 | |
35 | AMERICAN FINANCIAL RESOURCES, INC. | Sound | Acceptable | Strong | Sound | Sound | $3,917 | +0.618% | 46 | |
36 | CHURCHILL MORTGAGE CORPORATION | Sound | Mediocre | Exceptional | Strong | Sound | $3,907 | +0.556% | 41 | |
37 | Farm Credit Mid-America, ACA | Sound | Mediocre | Strong | Sound | Strong | $6,193 | +0.678% | 80 | |
38 | CARRINGTON MORTGAGE SERVICES, LLC | Sound | Acceptable | Strong | Acceptable | Sound | $3,446 | +0.182% | 37 | |
39 | Wolfe Financial, Inc | Sound | Mediocre | Strong | Sound | Sound | $5,257 | +0.517% | 35 | |
40 | AMERISAVE MORTGAGE CORPORATION | Sound | Mediocre | Strong | Acceptable | Sound | $5,695 | +0.737% | 32 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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Knoxville, TNConventional
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