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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Lenders in Marietta
Updated February 5, 2026
Market Overview
195
Total Lenders
20,238
Total Loans
0.28%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | Truist Bank | Exceptional | Strong | Exceptional | Strong | Exceptional | $1,051 | +0.017% | 289 | |
2 | DELTA COMMUNITY CREDIT UNION | Exceptional | Exceptional | Strong | Sound | Exceptional | $2,163 | -0.446% | 205 | |
3 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Exceptional | Sound | Strong | $724 | -0.553% | 194 | |
4 | PROVIDENT FUNDING ASSOCIATES, L.P. | Exceptional | Exceptional | Exceptional | Sound | Strong | $1,550 | -0.097% | 119 | |
5 | VICTORY MORTGAGE, L.L.C. | Exceptional | Exceptional | Strong | Strong | Strong | $766 | +0.096% | 52 | |
6 | Bank of America, National Association | Exceptional | Strong | Exceptional | Strong | Strong | $1,413 | -0.062% | 154 | |
7 | U.S. Bank National Association | Exceptional | Strong | Exceptional | Strong | Strong | -$66 | -0.055% | 70 | |
8 | Ameris Bank | Exceptional | Sound | Exceptional | Strong | Exceptional | $3,151 | +0.173% | 826 | |
9 | LOANDEPOT.COM, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,560 | -0.175% | 381 | |
10 | VANDERBILT MORTGAGE AND FINANCE, INC. | Exceptional | Sound | Exceptional | Strong | Exceptional | $2,800 | +0.328% | 367 | |
11 | Wells Fargo Bank, National Association | Exceptional | Strong | Exceptional | Sound | Strong | $1,994 | -0.021% | 291 | |
12 | First Heritage Mortgage, LLC | Exceptional | Sound | Exceptional | Exceptional | Strong | $2,539 | +0.420% | 175 | |
13 | NBKC BANK | Exceptional | Exceptional | Strong | Sound | Sound | $679 | -0.228% | 53 | |
14 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $2,820 | +0.135% | 1,808 | |
15 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,549 | +0.251% | 1,796 | |
16 | JPMorgan Chase Bank, National Association | Strong | Sound | Exceptional | Strong | Strong | $2,446 | +0.144% | 329 | |
17 | First Federal Bank | Strong | Strong | Strong | Sound | Strong | $1,690 | +0.085% | 126 | |
18 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Strong | Strong | Sound | Strong | $3,910 | +0.229% | 115 | |
19 | SouthState Bank, National Association | Strong | Sound | Exceptional | Strong | Strong | $2,308 | +0.219% | 71 | |
20 | PLAZA HOME MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Strong | $3,807 | +0.492% | 64 | |
21 | First Horizon Bank | Strong | Sound | Exceptional | Strong | Strong | $1,766 | +0.087% | 59 | |
22 | Fifth Third Bank, National Association | Strong | Strong | Exceptional | Sound | Sound | $91 | -0.014% | 42 | |
23 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,722 | +0.231% | 724 | |
24 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,307 | +0.346% | 437 | |
25 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,644 | +0.277% | 330 | |
26 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Strong | $1,892 | +0.041% | 284 | |
27 | SWBC MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Exceptional | $1,862 | +0.247% | 252 | |
28 | Capital City Home Loans, LLC | Strong | Sound | Strong | Strong | Strong | $1,862 | +0.224% | 160 | |
29 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,777 | +0.279% | 129 | |
30 | NexBank | Strong | Sound | Strong | Strong | Strong | $2,334 | +0.241% | 128 | |
31 | Heritage Mortgage, LLC | Strong | Sound | Strong | Strong | Strong | $1,872 | -0.114% | 112 | |
32 | Synovus Bank | Strong | Sound | Strong | Strong | Strong | $1,918 | -0.038% | 82 | |
33 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Strong | Sound | $2,227 | +0.174% | 57 | |
34 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $4,182 | +0.590% | 326 | |
35 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | Strong | $2,586 | +0.077% | 289 | |
36 | Prosperity Home Mortgage, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,232 | +0.212% | 273 | |
37 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $4,534 | +0.339% | 172 | |
38 | KIND LENDING, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,356 | +0.335% | 170 | |
39 | United Community Bank | Strong | Acceptable | Exceptional | Strong | Strong | $2,080 | +0.388% | 146 | |
40 | Flagstar Bank, N.A. | Strong | Acceptable | Exceptional | Strong | Strong | $2,679 | +0.237% | 145 | |
41 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,565 | +0.401% | 130 | |
42 | Regions Bank | Strong | Acceptable | Exceptional | Strong | Strong | $1,883 | +0.259% | 123 | |
43 | Renasant Bank | Strong | Acceptable | Exceptional | Strong | Strong | $3,521 | +0.100% | 110 | |
44 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | Strong | $4,358 | +0.219% | 101 | |
45 | STOCKTON MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $2,954 | +0.297% | 101 | |
46 | LOWER, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,343 | +0.333% | 94 | |
47 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Exceptional | Strong | Strong | $3,494 | +0.529% | 88 | |
48 | FIRST COMMUNITY MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $3,904 | +0.541% | 76 | |
49 | THE LOAN STORE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $3,288 | +0.305% | 73 | |
50 | Alcova Mortgage LLC | Strong | Acceptable | Exceptional | Exceptional | Sound | $3,029 | +0.237% | 46 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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