🛡️

Safe Rate's TrueRank Guarantee

Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best Conventional Mortgage Lenders in Marietta

Updated February 5, 2026

Market Overview

195
Total Lenders
20,238
Total Loans
0.28%
Median Rate Spread
RankLenderOverallPricingProductPull ThroughPlaceAvg FeesSpreadVolumeAction
1
Truist Bank
Exceptional
Strong
Exceptional
Strong
Exceptional
$1,051+0.017%289
2
DELTA COMMUNITY CREDIT UNION
Exceptional
Exceptional
Strong
Sound
Exceptional
$2,163-0.446%205
3
NAVY FEDERAL CREDIT UNION
Exceptional
Exceptional
Exceptional
Sound
Strong
$724-0.553%194
4
PROVIDENT FUNDING ASSOCIATES, L.P.
Exceptional
Exceptional
Exceptional
Sound
Strong
$1,550-0.097%119
5
VICTORY MORTGAGE, L.L.C.
Exceptional
Exceptional
Strong
Strong
Strong
$766+0.096%52
6
Bank of America, National Association
Exceptional
Strong
Exceptional
Strong
Strong
$1,413-0.062%154
7
U.S. Bank National Association
Exceptional
Strong
Exceptional
Strong
Strong
-$66-0.055%70
8
Ameris Bank
Exceptional
Sound
Exceptional
Strong
Exceptional
$3,151+0.173%826
9
LOANDEPOT.COM, LLC
Exceptional
Sound
Exceptional
Strong
Exceptional
$2,560-0.175%381
10
VANDERBILT MORTGAGE AND FINANCE, INC.
Exceptional
Sound
Exceptional
Strong
Exceptional
$2,800+0.328%367
11
Wells Fargo Bank, National Association
Exceptional
Strong
Exceptional
Sound
Strong
$1,994-0.021%291
12
First Heritage Mortgage, LLC
Exceptional
Sound
Exceptional
Exceptional
Strong
$2,539+0.420%175
13
NBKC BANK
Exceptional
Exceptional
Strong
Sound
Sound
$679-0.228%53
14
UNITED WHOLESALE MORTGAGE, LLC
Strong
Acceptable
Exceptional
Exceptional
Exceptional
$2,820+0.135%1,808
15
ROCKET MORTGAGE, LLC
Strong
Acceptable
Exceptional
Exceptional
Exceptional
$4,549+0.251%1,796
16
JPMorgan Chase Bank, National Association
Strong
Sound
Exceptional
Strong
Strong
$2,446+0.144%329
17
First Federal Bank
Strong
Strong
Strong
Sound
Strong
$1,690+0.085%126
18
MUTUAL OF OMAHA MORTGAGE, INC.
Strong
Strong
Strong
Sound
Strong
$3,910+0.229%115
19
SouthState Bank, National Association
Strong
Sound
Exceptional
Strong
Strong
$2,308+0.219%71
20
PLAZA HOME MORTGAGE, INC.
Strong
Sound
Exceptional
Strong
Strong
$3,807+0.492%64
21
First Horizon Bank
Strong
Sound
Exceptional
Strong
Strong
$1,766+0.087%59
22
Fifth Third Bank, National Association
Strong
Strong
Exceptional
Sound
Sound
$91-0.014%42
23
MOVEMENT MORTGAGE, LLC
Strong
Acceptable
Exceptional
Strong
Exceptional
$2,722+0.231%724
24
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Strong
Acceptable
Exceptional
Strong
Exceptional
$3,307+0.346%437
25
GUARANTEED RATE, INC.
Strong
Acceptable
Exceptional
Strong
Exceptional
$3,644+0.277%330
26
PENNYMAC LOAN SERVICES, LLC
Strong
Sound
Exceptional
Sound
Strong
$1,892+0.041%284
27
SWBC MORTGAGE CORPORATION
Strong
Acceptable
Exceptional
Strong
Exceptional
$1,862+0.247%252
28
Capital City Home Loans, LLC
Strong
Sound
Strong
Strong
Strong
$1,862+0.224%160
29
ATLANTIC BAY MORTGAGE GROUP, L.L.C.
Strong
Acceptable
Exceptional
Exceptional
Strong
$2,777+0.279%129
30
NexBank
Strong
Sound
Strong
Strong
Strong
$2,334+0.241%128
31
Heritage Mortgage, LLC
Strong
Sound
Strong
Strong
Strong
$1,872-0.114%112
32
Synovus Bank
Strong
Sound
Strong
Strong
Strong
$1,918-0.038%82
33
ARK-LA-TEX FINANCIAL SERVICES, LLC.
Strong
Sound
Exceptional
Strong
Sound
$2,227+0.174%57
34
CROSSCOUNTRY MORTGAGE, LLC
Strong
Acceptable
Exceptional
Strong
Strong
$4,182+0.590%326
35
FREEDOM MORTGAGE CORPORATION
Strong
Sound
Strong
Sound
Strong
$2,586+0.077%289
36
Prosperity Home Mortgage, LLC
Strong
Acceptable
Exceptional
Strong
Strong
$3,232+0.212%273
37
NATIONSTAR MORTGAGE LLC
Strong
Acceptable
Exceptional
Strong
Strong
$4,534+0.339%172
38
KIND LENDING, LLC
Strong
Acceptable
Exceptional
Strong
Strong
$2,356+0.335%170
39
United Community Bank
Strong
Acceptable
Exceptional
Strong
Strong
$2,080+0.388%146
40
Flagstar Bank, N.A.
Strong
Acceptable
Exceptional
Strong
Strong
$2,679+0.237%145
41
GUILD MORTGAGE COMPANY LLC
Strong
Acceptable
Exceptional
Strong
Strong
$3,565+0.401%130
42
Regions Bank
Strong
Acceptable
Exceptional
Strong
Strong
$1,883+0.259%123
43
Renasant Bank
Strong
Acceptable
Exceptional
Strong
Strong
$3,521+0.100%110
44
PRIMELENDING, A PLAINSCAPITAL COMPANY
Strong
Acceptable
Exceptional
Strong
Strong
$4,358+0.219%101
45
STOCKTON MORTGAGE CORPORATION
Strong
Acceptable
Exceptional
Strong
Strong
$2,954+0.297%101
46
LOWER, LLC
Strong
Acceptable
Exceptional
Strong
Strong
$3,343+0.333%94
47
Paramount Residential Mortgage Group, Inc.
Strong
Acceptable
Exceptional
Strong
Strong
$3,494+0.529%88
48
FIRST COMMUNITY MORTGAGE, INC.
Strong
Acceptable
Exceptional
Strong
Strong
$3,904+0.541%76
49
THE LOAN STORE, INC.
Strong
Acceptable
Exceptional
Strong
Strong
$3,288+0.305%73
50
Alcova Mortgage LLC
Strong
Acceptable
Exceptional
Exceptional
Sound
$3,029+0.237%46

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

Ready to find your perfect lender?

Get personalized recommendations based on your specific needs

Marietta, GAConventional
No credit impact
3-minute process
100% free