🛡️
Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Company Lenders in Missouri
Updated February 6, 2026
Market Overview
48
Total Lenders
74,144
Total Loans
0.36%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | VICTORY MORTGAGE, L.L.C. | Exceptional | Exceptional | Strong | Strong | Strong | $658 | +0.143% | 164 | |
2 | FLAT BRANCH MORTGAGE, INC. | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $1,466 | +0.402% | 6,598 | |
3 | COMMUNITY MORTGAGE, LLC | Exceptional | Strong | Strong | Strong | Exceptional | $1,670 | +0.128% | 728 | |
4 | GERSHMAN INVESTMENT CORP. | Exceptional | Sound | Exceptional | Strong | Exceptional | $1,357 | +0.524% | 1,424 | |
5 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,557 | +0.444% | 4,984 | |
6 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $1,693 | +0.358% | 3,245 | |
7 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $3,220 | +0.374% | 453 | |
8 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Strong | Strong | Sound | Strong | $1,388 | +0.191% | 312 | |
9 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Strong | Strong | $1,016 | +0.476% | 241 | |
10 | PLAZA HOME MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Strong | $1,409 | +0.564% | 227 | |
11 | THOMPSON KANE & COMPANY, INC | Strong | Sound | Strong | Exceptional | Strong | $1,552 | +0.321% | 163 | |
12 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,213 | +0.521% | 3,817 | |
13 | DAS Acquisition Company, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,004 | +0.653% | 3,012 | |
14 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,123 | +0.422% | 1,909 | |
15 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,246 | +0.288% | 1,293 | |
16 | LEADERONE FINANCIAL CORPORATION | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,744 | +0.611% | 786 | |
17 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Strong | $1,918 | -0.045% | 746 | |
18 | DELMAR FINANCIAL COMPANY | Strong | Sound | Strong | Strong | Strong | $1,237 | +0.334% | 585 | |
19 | Nations Lending Corporation | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,301 | +0.649% | 224 | |
20 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Exceptional | $2,106 | +0.634% | 1,932 | |
21 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | Strong | $2,020 | +0.580% | 707 | |
22 | Prosperity Home Mortgage, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $1,911 | +0.352% | 579 | |
23 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,529 | +0.481% | 518 | |
24 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,889 | +0.552% | 446 | |
25 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $1,816 | +0.314% | 252 | |
26 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Strong | $2,886 | +0.453% | 218 | |
27 | GoodLeap, LLC | Strong | Sound | Strong | Sound | Strong | $2,790 | -0.182% | 186 | |
28 | LOWER, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $1,675 | +0.505% | 178 | |
29 | Mortgage Research Center, LLC | Strong | Acceptable | Strong | Sound | Exceptional | $1,671 | +0.488% | 2,112 | |
30 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Strong | $1,781 | +0.448% | 553 | |
31 | GUARANTEED RATE AFFINITY, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $2,489 | +0.411% | 525 | |
32 | Midwest Mortgage Associates Corporation | Strong | Sound | Sound | Sound | Strong | $1,290 | +0.345% | 440 | |
33 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | Sound | $2,493 | +0.491% | 153 | |
34 | ENDEAVOR CAPITAL, LLC. | Strong | Acceptable | Strong | Sound | Strong | $2,297 | +0.411% | 531 | |
35 | AMERICAN PACIFIC MORTGAGE CORPORATION | Strong | Mediocre | Exceptional | Strong | Strong | $1,872 | +0.508% | 474 | |
36 | FAMILY FINANCE MORTGAGE, LLC | Strong | Acceptable | Sound | Strong | Strong | $1,707 | +0.685% | 275 | |
37 | SUMMIT FUNDING, INC. | Strong | Mediocre | Exceptional | Strong | Strong | $2,861 | +0.582% | 266 | |
38 | EVERETT FINANCIAL, INC. | Strong | Mediocre | Exceptional | Strong | Strong | $2,424 | +0.878% | 251 | |
39 | Waterstone Mortgage Corporation | Strong | Mediocre | Exceptional | Strong | Strong | $3,373 | +0.322% | 171 | |
40 | ZILLOW HOME LOANS, LLC | Strong | Acceptable | Strong | Sound | Strong | $3,106 | +0.578% | 154 | |
41 | JLB CORPORATION | Sound | Acceptable | Sound | Sound | Strong | $3,694 | +0.344% | 486 | |
42 | GENEVA FINANCIAL, LLC | Sound | Mediocre | Strong | Strong | Strong | $2,925 | +0.660% | 443 | |
43 | ROYAL UNITED MORTGAGE LLC | Sound | Mediocre | Strong | Strong | Strong | $3,247 | +1.149% | 201 | |
44 | CARRINGTON MORTGAGE SERVICES, LLC | Sound | Acceptable | Strong | Acceptable | Strong | $4,343 | +0.396% | 182 | |
45 | FIRST INTEGRITY MORTGAGE SERVICES, INC. | Sound | Acceptable | Sound | Sound | Strong | $1,791 | +0.551% | 165 | |
46 | Click n' Close, Inc. | Sound | Mediocre | Strong | Sound | Strong | $5,629 | +1.729% | 359 | |
47 | AMERISAVE MORTGAGE CORPORATION | Sound | Mediocre | Strong | Acceptable | Strong | $3,095 | +0.700% | 200 | |
48 | Equity Prime Mortgage LLC | Sound | Mediocre | Sound | Acceptable | Strong | $2,886 | +1.174% | 184 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to find your perfect lender?
Get personalized recommendations based on your specific needs
MissouriConventional
No credit impact
3-minute process
100% free