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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best VA Mortgage Company Lenders in Missouri
Updated February 6, 2026
Market Overview
48
Total Lenders
74,144
Total Loans
0.36%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Exceptional | $1,693 | +0.358% | 3,245 | |
2 | GERSHMAN INVESTMENT CORP. | Exceptional | Strong | Exceptional | Strong | Exceptional | $1,357 | +0.524% | 1,424 | |
3 | COMMUNITY MORTGAGE, LLC | Exceptional | Strong | Strong | Exceptional | Exceptional | $1,670 | +0.128% | 728 | |
4 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $2,246 | +0.288% | 1,293 | |
5 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $1,918 | -0.045% | 746 | |
6 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $2,020 | +0.580% | 707 | |
7 | Prosperity Home Mortgage, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $1,911 | +0.352% | 579 | |
8 | GUARANTEED RATE AFFINITY, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $2,489 | +0.411% | 525 | |
9 | GUARANTEED RATE, INC. | Exceptional | Strong | Exceptional | Strong | Strong | $1,816 | +0.314% | 252 | |
10 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Exceptional | Sound | Exceptional | Exceptional | Strong | $1,016 | +0.476% | 241 | |
11 | VICTORY MORTGAGE, L.L.C. | Exceptional | Strong | Strong | Strong | Strong | $658 | +0.143% | 164 | |
12 | FLAT BRANCH MORTGAGE, INC. | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $1,466 | +0.402% | 6,598 | |
13 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,557 | +0.444% | 4,984 | |
14 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $2,123 | +0.422% | 1,909 | |
15 | NEWREZ LLC | Strong | Sound | Exceptional | Strong | Strong | $1,781 | +0.448% | 553 | |
16 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $3,220 | +0.374% | 453 | |
17 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Strong | $1,388 | +0.191% | 312 | |
18 | PLAZA HOME MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Strong | $1,409 | +0.564% | 227 | |
19 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,213 | +0.521% | 3,817 | |
20 | DAS Acquisition Company, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,004 | +0.653% | 3,012 | |
21 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $1,671 | +0.488% | 2,112 | |
22 | DELMAR FINANCIAL COMPANY | Strong | Sound | Strong | Strong | Strong | $1,237 | +0.334% | 585 | |
23 | Midwest Mortgage Associates Corporation | Strong | Sound | Strong | Strong | Strong | $1,290 | +0.345% | 440 | |
24 | THOMPSON KANE & COMPANY, INC | Strong | Sound | Strong | Strong | Strong | $1,552 | +0.321% | 163 | |
25 | ENDEAVOR CAPITAL, LLC. | Strong | Sound | Strong | Sound | Strong | $2,297 | +0.411% | 531 | |
26 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,529 | +0.481% | 518 | |
27 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $2,889 | +0.552% | 446 | |
28 | FAMILY FINANCE MORTGAGE, LLC | Strong | Acceptable | Strong | Exceptional | Strong | $1,707 | +0.685% | 275 | |
29 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Strong | $2,886 | +0.453% | 218 | |
30 | GoodLeap, LLC | Strong | Sound | Strong | Sound | Strong | $2,790 | -0.182% | 186 | |
31 | LOWER, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $1,675 | +0.505% | 178 | |
32 | LEADERONE FINANCIAL CORPORATION | Strong | Mediocre | Exceptional | Strong | Exceptional | $2,744 | +0.611% | 786 | |
33 | GENEVA FINANCIAL, LLC | Strong | Mediocre | Exceptional | Exceptional | Strong | $2,925 | +0.660% | 443 | |
34 | Nations Lending Corporation | Strong | Mediocre | Exceptional | Exceptional | Strong | $2,301 | +0.649% | 224 | |
35 | Equity Prime Mortgage LLC | Strong | Acceptable | Exceptional | Sound | Strong | $2,886 | +1.174% | 184 | |
36 | CARRINGTON MORTGAGE SERVICES, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $4,343 | +0.396% | 182 | |
37 | ZILLOW HOME LOANS, LLC | Strong | Acceptable | Strong | Strong | Strong | $3,106 | +0.578% | 154 | |
38 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | Sound | $2,493 | +0.491% | 153 | |
39 | NEW AMERICAN FUNDING, LLC | Strong | Mediocre | Exceptional | Sound | Exceptional | $2,106 | +0.634% | 1,932 | |
40 | AMERICAN PACIFIC MORTGAGE CORPORATION | Strong | Mediocre | Exceptional | Strong | Strong | $1,872 | +0.508% | 474 | |
41 | SUMMIT FUNDING, INC. | Strong | Mediocre | Exceptional | Strong | Strong | $2,861 | +0.582% | 266 | |
42 | EVERETT FINANCIAL, INC. | Strong | Mediocre | Exceptional | Strong | Strong | $2,424 | +0.878% | 251 | |
43 | AMERISAVE MORTGAGE CORPORATION | Strong | Acceptable | Strong | Sound | Strong | $3,095 | +0.700% | 200 | |
44 | Waterstone Mortgage Corporation | Strong | Mediocre | Exceptional | Strong | Strong | $3,373 | +0.322% | 171 | |
45 | NEW DAY FINANCIAL, LLC | Sound | Mediocre | Exceptional | Sound | Strong | $3,622 | +1.314% | 194 | |
46 | FIRST INTEGRITY MORTGAGE SERVICES, INC. | Sound | Acceptable | Sound | Sound | Strong | $1,791 | +0.551% | 165 | |
47 | Click n' Close, Inc. | Sound | Mediocre | Strong | Sound | Strong | $5,629 | +1.729% | 359 | |
48 | ROYAL UNITED MORTGAGE LLC | Sound | Mediocre | Strong | Sound | Strong | $3,247 | +1.149% | 201 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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