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Safe Rate's TrueRank Guarantee

Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best FHA Mortgage Lenders in Pittsburgh

Updated February 5, 2026

Market Overview

147

Total Lenders

22,872

Total Loans

0.34%

Median Rate Spread

Rank	Lender	Overall	Pricing	Product	Pull Through	Place	Avg Fees	Spread	Volume
1	First National Bank of Pennsylvania	Exceptional	Exceptional	Strong	Strong	Exceptional	$1,047	+0.215%	589
2	Union Savings Bank	Exceptional	Exceptional	Strong	Strong	Exceptional	$1,199	+0.085%	343
3	The Huntington National Bank	Exceptional	Strong	Exceptional	Strong	Exceptional	$312	+0.499%	430
4	Univest Bank and Trust Co.	Exceptional	Exceptional	Strong	Strong	Strong	$1,718	+0.157%	158
5	HOMESTEAD FUNDING CORP.	Exceptional	Strong	Exceptional	Exceptional	Strong	$888	+0.002%	98
6	UNITED WHOLESALE MORTGAGE, LLC	Exceptional	Sound	Exceptional	Exceptional	Exceptional	$2,284	+0.420%	1,464
7	First Commonwealth Bank	Exceptional	Strong	Strong	Strong	Exceptional	$986	+0.282%	422
8	FREEDOM MORTGAGE CORPORATION	Exceptional	Strong	Exceptional	Strong	Strong	$2,343	+0.505%	129
9	Liberty	Exceptional	Strong	Exceptional	Strong	Strong	$1,440	+0.376%	78
10	PNC Bank, National Association	Exceptional	Strong	Strong	Sound	Exceptional	-$920	+0.073%	775
11	Dollar Bank, Federal Savings Bank	Exceptional	Strong	Strong	Sound	Exceptional	$908	+0.208%	685
12	Citizens Bank, National Association	Exceptional	Strong	Strong	Sound	Exceptional	$1,180	+0.165%	531
13	PENNYMAC LOAN SERVICES, LLC	Exceptional	Strong	Exceptional	Sound	Strong	$1,808	+0.208%	342
14	RMC HOME MORTGAGE, LLC	Exceptional	Sound	Exceptional	Strong	Exceptional	$3,356	+0.394%	236
15	JLB CORPORATION	Exceptional	Sound	Strong	Exceptional	Exceptional	$3,357	+0.391%	185
16	SWBC MORTGAGE CORPORATION	Exceptional	Sound	Exceptional	Exceptional	Strong	$2,391	+0.174%	116
17	WesBanco Bank, Inc.	Exceptional	Strong	Strong	Strong	Strong	$1,662	+0.177%	93
18	TOWNE MORTGAGE COMPANY	Exceptional	Sound	Exceptional	Exceptional	Strong	$1,549	+0.383%	90
19	GoodLeap, LLC	Exceptional	Strong	Exceptional	Sound	Strong	$3,148	-0.084%	73
20	ROCKET MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$3,242	+0.400%	2,335
21	HOWARD HANNA FINANCIAL SERVICES, INC.	Strong	Sound	Strong	Strong	Exceptional	$2,358	+0.252%	926
22	WEST PENN FINANCIAL SERVICE CENTER, INC.	Strong	Sound	Strong	Strong	Exceptional	$1,960	+0.267%	567
23	UNION HOME MORTGAGE CORP.	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$2,776	+0.600%	473
24	FEDERATED MORTGAGE CORP.	Strong	Sound	Sound	Exceptional	Exceptional	$1,818	+0.199%	201
25	Flagstar Bank, N.A.	Strong	Sound	Exceptional	Strong	Strong	$2,054	+0.511%	140
26	LOANDEPOT.COM, LLC	Strong	Sound	Exceptional	Strong	Strong	$2,995	+0.739%	126
27	ALLIED MORTGAGE GROUP, INC.	Strong	Sound	Exceptional	Strong	Strong	$3,203	+0.462%	67
28	MICHIGAN MUTUAL, INC.	Strong	Sound	Exceptional	Strong	Strong	$1,688	+0.394%	61
29	MOVEMENT MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	Exceptional	$2,524	+0.361%	968
30	AFFORDABLE MORTGAGE ADVISORS, LLC.	Strong	Acceptable	Exceptional	Strong	Exceptional	$1,997	+0.393%	609
31	GUARANTEED RATE AFFINITY, LLC	Strong	Acceptable	Exceptional	Strong	Exceptional	$3,006	+0.268%	503
32	PLAZA HOME MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	Exceptional	$2,182	+0.304%	429
33	STOCKTON MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Strong	Exceptional	$2,896	+0.318%	301
34	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Exceptional	Strong	$3,273	+0.433%	224
35	NEWREZ LLC	Strong	Sound	Exceptional	Sound	Strong	$2,291	+0.509%	85
36	PRIMELENDING, A PLAINSCAPITAL COMPANY	Strong	Acceptable	Exceptional	Exceptional	Strong	$3,786	+0.440%	77
37	VICTORIAN FINANCE, LLC	Strong	Acceptable	Strong	Strong	Exceptional	$3,721	+0.354%	510
38	Mortgage Research Center, LLC	Strong	Acceptable	Exceptional	Sound	Exceptional	$979	+0.464%	429
39	EQUITY RESOURCES, INC.	Strong	Acceptable	Strong	Strong	Exceptional	$2,412	+0.273%	372
40	JPMorgan Chase Bank, National Association	Strong	Sound	Strong	Sound	Strong	$2,036	+0.211%	243
41	BAY EQUITY LLC	Strong	Acceptable	Exceptional	Strong	Strong	$2,710	+0.145%	153
42	GUILD MORTGAGE COMPANY LLC	Strong	Acceptable	Exceptional	Strong	Strong	$2,523	+0.214%	120
43	FIRST COMMUNITY MORTGAGE, INC.	Strong	Acceptable	Exceptional	Exceptional	Sound	$1,667	+0.466%	51
44	CROSSCOUNTRY MORTGAGE, LLC	Strong	Mediocre	Exceptional	Strong	Exceptional	$2,794	+0.447%	434
45	ZILLOW HOME LOANS, LLC	Strong	Acceptable	Exceptional	Strong	Sound	$1,939	+0.738%	64
46	CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP	Strong	Acceptable	Exceptional	Strong	Sound	$2,627	+0.374%	51
47	Equity Prime Mortgage LLC	Strong	Acceptable	Exceptional	Strong	Sound	$2,526	+0.926%	50
48	AMERISAVE MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Sound	Sound	$3,943	+0.992%	57
49	MUTUAL OF OMAHA MORTGAGE, INC.	Strong	Acceptable	Exceptional	Sound	Sound	$1,883	+0.079%	55

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

Pricing

Rate and fee competitiveness (25%)

Pull Through

Reliability in closing loans (25%)

Product

Specialization in the loan type (25%)

Place

Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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