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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Company Lenders in Reno
Updated February 5, 2026
Market Overview
45
Total Lenders
5,965
Total Loans
0.22%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,220 | +0.155% | 551 | |
2 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,571 | +0.117% | 458 | |
3 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $3,104 | +0.203% | 96 | |
4 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $4,889 | +0.520% | 776 | |
5 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $5,309 | +0.531% | 286 | |
6 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Strong | $3,079 | +0.035% | 125 | |
7 | GREATER NEVADA LLC | Strong | Sound | Sound | Strong | Exceptional | $2,149 | -0.428% | 102 | |
8 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Strong | Strong | Sound | Sound | $1,698 | -0.031% | 33 | |
9 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Strong | Sound | $3,453 | +0.218% | 18 | |
10 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | Strong | $3,282 | +0.321% | 121 | |
11 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $5,340 | +0.317% | 89 | |
12 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $3,038 | +0.082% | 81 | |
13 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,049 | +0.357% | 68 | |
14 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | Strong | $3,420 | -0.176% | 59 | |
15 | MLD MORTGAGE INC. | Strong | Sound | Strong | Strong | Sound | $2,978 | +0.228% | 14 | |
16 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $4,601 | +0.397% | 101 | |
17 | CANOPY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $4,454 | +0.240% | 75 | |
18 | MASON MCDUFFIE MORTGAGE CORPORATION | Strong | Acceptable | Strong | Strong | Strong | $3,542 | +0.390% | 45 | |
19 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Sound | $4,711 | +0.135% | 43 | |
20 | AMERICAN FINANCIAL NETWORK, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $5,822 | +0.531% | 41 | |
21 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Sound | $4,939 | +0.951% | 38 | |
22 | THE LOAN STORE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $3,445 | +0.149% | 37 | |
23 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $402 | +0.064% | 34 | |
24 | FIRST COLONY MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Sound | $2,813 | -0.115% | 27 | |
25 | GoodLeap, LLC | Strong | Sound | Strong | Sound | Sound | $3,725 | -0.556% | 27 | |
26 | Sierra Pacific Mortgage Company, Inc. | Strong | Acceptable | Exceptional | Strong | Sound | $1,850 | +0.199% | 25 | |
27 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Sound | $3,053 | +0.317% | 19 | |
28 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Exceptional | Strong | Sound | $3,598 | +0.763% | 15 | |
29 | KIND LENDING, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $2,411 | +0.194% | 13 | |
30 | INFINITY EQUITY GROUP, INC. | Strong | Mediocre | Strong | Strong | Exceptional | $3,675 | +0.560% | 102 | |
31 | SUMMIT FUNDING, INC. | Strong | Mediocre | Exceptional | Strong | Strong | $6,177 | +0.666% | 99 | |
32 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | Strong | Mediocre | Exceptional | Strong | Strong | $4,598 | +0.308% | 49 | |
33 | PLANET HOME LENDING, LLC | Strong | Acceptable | Strong | Strong | Sound | $3,384 | +0.361% | 28 | |
34 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Sound | $2,366 | +0.382% | 24 | |
35 | AXIA FINANCIAL, LLC | Sound | Mediocre | Strong | Strong | Strong | $5,590 | +0.476% | 84 | |
36 | PREMIER MORTGAGE RESOURCES, L.L.C. | Sound | Mediocre | Exceptional | Strong | Sound | $3,452 | +0.162% | 34 | |
37 | PEAK RESIDENTIAL LENDING INC | Sound | Mediocre | Strong | Strong | Strong | $5,428 | +0.278% | 31 | |
38 | Luminate Home Loans, Inc. | Sound | Mediocre | Exceptional | Strong | Sound | $3,779 | +0.505% | 30 | |
39 | AMERICAN PACIFIC MORTGAGE CORPORATION | Sound | Mediocre | Exceptional | Strong | Sound | $5,368 | +0.328% | 25 | |
40 | TJC Mortgage, Inc. | Sound | Mediocre | Strong | Sound | Strong | $4,490 | +0.289% | 75 | |
41 | ISERVE RESIDENTIAL LENDING, LLC | Sound | Mediocre | Sound | Sound | Strong | $5,245 | +0.576% | 67 | |
42 | Cornerstone First Mortgage, Inc | Sound | Mediocre | Strong | Sound | Sound | $5,688 | +0.350% | 22 | |
43 | OCMBC, INC. | Sound | Mediocre | Strong | Sound | Sound | $3,958 | +0.523% | 14 | |
44 | AMERISAVE MORTGAGE CORPORATION | Sound | Mediocre | Strong | Acceptable | Sound | $4,170 | +0.505% | 16 | |
45 | HOMEXPRESS MORTGAGE CORP. | Sound | Mediocre | Strong | Acceptable | Sound | $5,535 | +1.235% | 15 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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