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Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best Conventional Mortgage Lenders in Wyoming

Updated February 6, 2026

Market Overview

Total Lenders

5,839

Total Loans

0.25%

Median Rate Spread

Rank	Lender	Overall	Pricing	Product	Pull Through	Place	Avg Fees	Spread	Volume
1	WEST GATE BANK	Exceptional	Exceptional	Exceptional	Exceptional	Sound	$2,594	-0.095%	30
2	U.S. Bank National Association	Exceptional	Strong	Exceptional	Strong	Strong	$1,653	+0.127%	106
3	NAVY FEDERAL CREDIT UNION	Exceptional	Exceptional	Exceptional	Sound	Sound	$987	-0.514%	39
4	First Western Trust Bank	Exceptional	Strong	Strong	Strong	Strong	$2,701	+0.064%	64
5	Wells Fargo Bank, National Association	Exceptional	Strong	Exceptional	Sound	Strong	$2,419	+0.179%	55
6	First National Bank of Omaha	Exceptional	Strong	Exceptional	Strong	Sound	$2,020	+0.441%	19
7	Bank of America, National Association	Exceptional	Strong	Exceptional	Strong	Sound	$1,234	+0.159%	14
8	The Huntington National Bank	Exceptional	Strong	Exceptional	Strong	Sound	$2,268	+0.466%	13
9	ROCKET MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$4,405	+0.263%	691
10	UNITED WHOLESALE MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$3,048	+0.087%	489
11	BAY EQUITY LLC	Strong	Sound	Exceptional	Strong	Strong	$3,996	+0.228%	139
12	LOANDEPOT.COM, LLC	Strong	Sound	Exceptional	Strong	Strong	$3,813	+0.167%	56
13	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Strong	Exceptional	$4,322	+0.391%	442
14	GUILD MORTGAGE COMPANY LLC	Strong	Acceptable	Exceptional	Strong	Exceptional	$4,006	+0.420%	403
15	Jonah Bank of Wyoming	Strong	Acceptable	Strong	Exceptional	Exceptional	$3,553	-0.139%	311
16	Servion, Inc.	Strong	Sound	Strong	Strong	Strong	$3,811	+0.067%	81
17	MUTUAL OF OMAHA MORTGAGE, INC.	Strong	Strong	Strong	Sound	Sound	$2,643	+0.259%	40
18	JPMorgan Chase Bank, National Association	Strong	Sound	Exceptional	Strong	Sound	$2,435	+0.341%	35
19	PLAZA HOME MORTGAGE, INC.	Strong	Sound	Exceptional	Strong	Sound	$4,098	+0.431%	25
20	Zions Bancorporation, N.A.	Strong	Strong	Strong	Sound	Sound	$931	-0.163%	25
21	BMO Bank National Association	Strong	Strong	Strong	Sound	Sound	$1,009	+0.495%	22
22	Glacier Bank	Strong	Acceptable	Exceptional	Sound	Exceptional	$3,385	+0.162%	216
23	CROSSCOUNTRY MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	Strong	$5,403	+0.337%	193
24	WESTERN VISTA	Strong	Acceptable	Sound	Exceptional	Exceptional	$3,538	+0.015%	118
25	CMG MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	Strong	$2,955	+0.396%	106
26	KIND LENDING, LLC	Strong	Acceptable	Exceptional	Strong	Strong	$3,256	+0.212%	90
27	FREEDOM MORTGAGE CORPORATION	Strong	Sound	Strong	Sound	Strong	$4,011	+0.005%	73
28	Plains Commerce Bank	Strong	Acceptable	Exceptional	Strong	Strong	$3,724	+0.379%	72
29	PRIMARY RESIDENTIAL MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	Strong	$5,016	+0.361%	60
30	NATIONSTAR MORTGAGE LLC	Strong	Acceptable	Exceptional	Strong	Strong	$3,656	+0.362%	57
31	PENNYMAC LOAN SERVICES, LLC	Strong	Sound	Exceptional	Sound	Sound	$1,487	-0.179%	35
32	Blue Federal Credit Union	Strong	Sound	Sound	Strong	Strong	$4,069	-0.601%	25
33	Pinnacle Bank - Wyoming	Strong	Acceptable	Sound	Strong	Exceptional	$2,869	+0.098%	164
34	USAA Federal Savings Bank	Strong	Sound	Strong	Acceptable	Strong	$1,543	-0.244%	60
35	GUARANTEED RATE, INC.	Strong	Acceptable	Exceptional	Strong	Sound	$2,354	+0.148%	45
36	ANB Bank	Strong	Sound	Sound	Sound	Strong	$237	-0.122%	45
37	Flagstar Bank, N.A.	Strong	Acceptable	Exceptional	Strong	Sound	$3,064	+0.190%	44
38	Paramount Residential Mortgage Group, Inc.	Strong	Acceptable	Exceptional	Strong	Sound	$2,859	+0.290%	28
39	MOVEMENT MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	Sound	$4,073	+0.185%	24
40	NBH Bank	Strong	Sound	Strong	Sound	Sound	$1,444	+0.302%	23
41	PRIMELENDING, A PLAINSCAPITAL COMPANY	Strong	Acceptable	Exceptional	Strong	Sound	$2,033	+0.559%	22
42	THE LOAN STORE, INC.	Strong	Acceptable	Exceptional	Strong	Sound	$1,523	+0.365%	16
43	UNION HOME MORTGAGE CORP.	Strong	Acceptable	Exceptional	Strong	Sound	$4,044	+0.258%	15
44	Wallick & Volk, Inc.	Strong	Mediocre	Strong	Strong	Exceptional	$4,144	+0.438%	250
45	AMERICAN PACIFIC MORTGAGE CORPORATION	Strong	Mediocre	Exceptional	Strong	Strong	$5,106	+0.489%	100
46	UNIWYO FEDERAL CREDIT UNION	Strong	Acceptable	Sound	Sound	Exceptional	$3,739	+0.181%	82
47	First Interstate Bank	Strong	Sound	Sound	Acceptable	Strong	$1,875	+0.309%	44
48	NEWREZ LLC	Strong	Acceptable	Exceptional	Sound	Sound	$3,133	+0.070%	38
49	NEW AMERICAN FUNDING, LLC	Strong	Acceptable	Exceptional	Sound	Sound	$2,643	+0.658%	36
50	PLANET HOME LENDING, LLC	Strong	Acceptable	Strong	Strong	Sound	$1,676	+0.128%	15

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

Pricing

Rate and fee competitiveness (25%)

Pull Through

Reliability in closing loans (25%)

Product

Specialization in the loan type (25%)

Place

Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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