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Safe Rate's TrueRank Guarantee

Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best Conventional Mortgage Company Lenders in Arkansas

Updated February 6, 2026

Market Overview

Total Lenders

31,386

Total Loans

0.34%

Median Rate Spread

Rank	Lender	Overall	Pricing	Product	Pull Through	Place	Avg Fees	Spread	Volume
1	FLAT BRANCH MORTGAGE, INC.	Exceptional	Sound	Exceptional	Exceptional	Exceptional	$2,020	+0.272%	1,087
2	BANK OF LITTLE ROCK MORTGAGE CORPORATION	Exceptional	Strong	Strong	Strong	Exceptional	$1,030	+0.192%	340
3	GMFS LLC	Exceptional	Sound	Exceptional	Exceptional	Strong	$2,057	+0.238%	92
4	ROCKET MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$3,673	+0.435%	2,648
5	ASSOCIATED MORTGAGE CORPORATION	Strong	Sound	Exceptional	Strong	Strong	$1,296	+0.171%	306
6	GERSHMAN INVESTMENT CORP.	Strong	Sound	Exceptional	Strong	Strong	$1,481	+0.008%	263
7	COMMUNITY MORTGAGE CORPORATION	Strong	Sound	Strong	Exceptional	Strong	$2,561	+0.178%	257
8	LOANDEPOT.COM, LLC	Strong	Sound	Exceptional	Strong	Strong	$2,836	+0.413%	204
9	ARK-LA-TEX FINANCIAL SERVICES, LLC.	Strong	Sound	Exceptional	Strong	Strong	$3,016	+0.527%	175
10	UNITED WHOLESALE MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	Strong	$2,407	-0.024%	804
11	HIGHLANDS RESIDENTIAL MORTGAGE, LTD.	Strong	Acceptable	Exceptional	Strong	Exceptional	$3,089	+0.535%	631
12	PENNYMAC LOAN SERVICES, LLC	Strong	Sound	Exceptional	Sound	Strong	$2,160	-0.026%	291
13	MY MOVE MORTGAGE, LLC	Strong	Sound	Strong	Strong	Strong	$2,333	+0.076%	154
14	FIRST WESTERN MORTGAGE, INC.	Strong	Strong	Sound	Sound	Strong	$1,052	+0.029%	138
15	MUTUAL OF OMAHA MORTGAGE, INC.	Strong	Strong	Strong	Sound	Sound	$1,811	+0.337%	67
16	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Strong	Strong	$3,457	+0.696%	611
17	SWBC MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Strong	Strong	$3,871	+0.260%	304
18	GUILD MORTGAGE COMPANY LLC	Strong	Acceptable	Exceptional	Strong	Strong	$2,358	+0.423%	293
19	FREEDOM MORTGAGE CORPORATION	Strong	Sound	Strong	Sound	Strong	$2,844	+0.266%	271
20	DAS Acquisition Company, LLC	Strong	Acceptable	Exceptional	Strong	Strong	$2,529	+0.652%	261
21	NATIONSTAR MORTGAGE LLC	Strong	Acceptable	Exceptional	Strong	Strong	$2,468	+0.599%	225
22	FIRST COMMUNITY MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	Strong	$2,493	+0.399%	223
23	GUARANTEED RATE, INC.	Strong	Acceptable	Exceptional	Strong	Strong	$2,307	+0.368%	193
24	MORTGAGE INVESTORS GROUP, INC.	Strong	Acceptable	Exceptional	Strong	Strong	$2,125	+0.323%	186
25	CROSSCOUNTRY MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	Strong	$3,247	+0.568%	181
26	PRIMELENDING, A PLAINSCAPITAL COMPANY	Strong	Acceptable	Exceptional	Strong	Strong	$4,086	+0.267%	137
27	PRIMARY RESIDENTIAL MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	Strong	$3,928	+1.085%	136
28	T2 FINANCIAL LLC	Strong	Acceptable	Exceptional	Strong	Strong	$2,984	+0.406%	115
29	STOCKTON MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Strong	Strong	$2,268	+0.488%	104
30	LOWER, LLC	Strong	Acceptable	Exceptional	Strong	Strong	$2,393	+0.349%	100
31	Nations Lending Corporation	Strong	Acceptable	Exceptional	Exceptional	Sound	$1,982	+0.335%	70
32	Mortgage Research Center, LLC	Strong	Acceptable	Strong	Sound	Exceptional	$2,022	+0.430%	936
33	LENDLO MORTGAGE, LLC	Strong	Acceptable	Strong	Sound	Exceptional	$3,294	+0.382%	892
34	NEW AMERICAN FUNDING, LLC	Strong	Acceptable	Exceptional	Sound	Strong	$2,987	+0.673%	333
35	MORTGAGE FINANCIAL SERVICES, LLC	Strong	Acceptable	Strong	Strong	Strong	$2,581	+0.696%	254
36	NEWREZ LLC	Strong	Acceptable	Exceptional	Sound	Strong	$1,930	+0.455%	157
37	MOVEMENT MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	Sound	$3,191	+0.577%	109
38	CMG MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	Sound	$991	+0.060%	102
39	Paramount Residential Mortgage Group, Inc.	Strong	Acceptable	Exceptional	Strong	Sound	$2,219	+0.335%	81
40	GoodLeap, LLC	Strong	Sound	Strong	Sound	Sound	$3,898	+0.242%	79
41	PILGRIM MORTGAGE LLC	Strong	Acceptable	Strong	Strong	Strong	$3,081	+0.696%	76
42	Sierra Pacific Mortgage Company, Inc.	Strong	Acceptable	Exceptional	Strong	Sound	$2,623	+0.433%	72
43	KIND LENDING, LLC	Strong	Acceptable	Exceptional	Strong	Sound	$1,139	+0.423%	66
44	Luminate Home Loans, Inc.	Strong	Mediocre	Exceptional	Strong	Strong	$4,651	+0.854%	209
45	ZILLOW HOME LOANS, LLC	Strong	Acceptable	Strong	Sound	Strong	$3,117	+0.533%	109
46	GENEVA FINANCIAL, LLC	Sound	Mediocre	Strong	Strong	Strong	$4,676	+0.726%	112
47	CARRINGTON MORTGAGE SERVICES, LLC	Sound	Acceptable	Strong	Acceptable	Strong	$4,395	+0.549%	107
48	EVERETT FINANCIAL, INC.	Sound	Mediocre	Exceptional	Strong	Sound	$3,473	+1.180%	68
49	AMERICAN FINANCIAL RESOURCES, INC.	Sound	Acceptable	Strong	Sound	Sound	$2,428	+0.681%	66

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

Pricing

Rate and fee competitiveness (25%)

Pull Through

Reliability in closing loans (25%)

Product

Specialization in the loan type (25%)

Place

Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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