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Safe Rate's TrueRank Guarantee

Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best Conventional Mortgage Lenders in Brownsville

Updated February 5, 2026

Market Overview

Total Lenders

2,577

Total Loans

0.48%

Median Rate Spread

Rank	Lender	Overall	Pricing	Product	Pull Through	Place	Avg Fees	Spread	Volume
1	RALLY CREDIT UNION	Exceptional	Exceptional	Strong	Strong	Exceptional	$832	+0.294%	92
2	COMMUNITY DEVELOPMENT CORPORATION OF BROWNSVILLE	Exceptional	Exceptional	Sound	Exceptional	Exceptional	$1,496	+0.090%	52
3	RANDOLPH-BROOKS FEDERAL CREDIT UNION	Exceptional	Exceptional	Exceptional	Strong	Sound	$1,397	+0.096%	11
4	SECURITY SERVICE FEDERAL CREDIT UNION	Exceptional	Exceptional	Strong	Sound	Strong	-$464	+0.105%	46
5	NAVY FEDERAL CREDIT UNION	Exceptional	Exceptional	Exceptional	Sound	Sound	$509	-0.322%	22
6	PROVIDENT FUNDING ASSOCIATES, L.P.	Exceptional	Exceptional	Exceptional	Sound	Sound	$1,404	-0.008%	15
7	JPMorgan Chase Bank, National Association	Exceptional	Sound	Exceptional	Strong	Exceptional	$3,430	+0.116%	145
8	Wells Fargo Bank, National Association	Exceptional	Strong	Exceptional	Sound	Strong	$1,578	-0.010%	32
9	UNITED WHOLESALE MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$3,145	+0.248%	205
10	ROCKET MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$3,659	+0.570%	179
11	Bank of America, National Association	Strong	Strong	Exceptional	Strong	Acceptable	$1,857	-0.041%	10
12	DAS Acquisition Company, LLC	Strong	Acceptable	Exceptional	Strong	Exceptional	$4,439	+0.418%	135
13	GUARANTEED RATE, INC.	Strong	Acceptable	Exceptional	Strong	Exceptional	$5,619	+0.741%	99
14	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Strong	Exceptional	$4,557	+0.446%	86
15	LOANDEPOT.COM, LLC	Strong	Sound	Exceptional	Strong	Sound	$4,024	+0.816%	22
16	PLAZA HOME MORTGAGE, INC.	Strong	Sound	Exceptional	Strong	Sound	$2,917	+0.038%	16
17	Flagstar Bank, N.A.	Strong	Acceptable	Exceptional	Strong	Strong	$4,347	+0.002%	65
18	CROSSCOUNTRY MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	Strong	$4,323	+0.860%	56
19	FREEDOM MORTGAGE CORPORATION	Strong	Sound	Strong	Sound	Strong	$1,856	+0.147%	50
20	LOWER, LLC	Strong	Acceptable	Exceptional	Strong	Strong	$4,219	+0.589%	48
21	CMG MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	Strong	$4,672	+0.505%	43
22	Paramount Residential Mortgage Group, Inc.	Strong	Acceptable	Exceptional	Strong	Strong	$3,466	+0.432%	37
23	HIGHLANDS RESIDENTIAL MORTGAGE, LTD.	Strong	Acceptable	Exceptional	Strong	Strong	$4,411	+0.440%	34
24	PENNYMAC LOAN SERVICES, LLC	Strong	Sound	Exceptional	Sound	Sound	$2,592	+0.035%	22
25	Nations Lending Corporation	Strong	Acceptable	Exceptional	Exceptional	Sound	$4,207	+0.864%	21
26	AMERIHOME MORTGAGE COMPANY, LLC	Strong	Sound	Strong	Strong	Sound	$3,927	+0.247%	12
27	HALLMARK HOME MORTGAGE, LLC	Strong	Mediocre	Exceptional	Strong	Exceptional	$4,428	+0.671%	126
28	MOVEMENT MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	Sound	$5,447	+0.351%	24
29	Gateway First Bank	Strong	Acceptable	Exceptional	Strong	Sound	$4,224	+0.715%	23
30	NATIONSTAR MORTGAGE LLC	Strong	Acceptable	Exceptional	Strong	Sound	$4,188	+0.729%	18
31	GUILD MORTGAGE COMPANY LLC	Strong	Acceptable	Exceptional	Strong	Sound	$3,267	+0.706%	17
32	PRIMARY RESIDENTIAL MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	Sound	$3,996	+0.441%	15
33	GoodLeap, LLC	Strong	Sound	Strong	Sound	Sound	$2,846	+1.048%	15
34	KIND LENDING, LLC	Strong	Acceptable	Exceptional	Strong	Sound	$2,782	+0.218%	14
35	PRIMELENDING, A PLAINSCAPITAL COMPANY	Strong	Acceptable	Exceptional	Strong	Sound	$4,397	+1.079%	12
36	WILLOW BEND MORTGAGE COMPANY, LLC	Strong	Acceptable	Strong	Sound	Strong	$4,929	+0.377%	50
37	AMERICAN PACIFIC MORTGAGE CORPORATION	Strong	Mediocre	Exceptional	Strong	Strong	$4,973	+0.532%	47
38	NATIONS RELIABLE LENDING, LLC	Strong	Acceptable	Strong	Sound	Strong	$3,594	+0.261%	37
39	NEW AMERICAN FUNDING, LLC	Strong	Acceptable	Exceptional	Sound	Sound	$2,894	+0.838%	19
40	NEWREZ LLC	Strong	Acceptable	Exceptional	Sound	Sound	$2,833	+0.609%	16
41	SECURITYNATIONAL MORTGAGE COMPANY	Sound	Mediocre	Strong	Sound	Exceptional	$4,808	+0.856%	126
42	STONEWOOD HOME LENDING, LLC	Sound	Mediocre	Sound	Strong	Exceptional	$4,966	+0.299%	53
43	RIGHT START MORTGAGE, INC.	Sound	Mediocre	Strong	Strong	Strong	$5,064	+0.847%	46
44	SUN WEST MORTGAGE COMPANY, INC.	Sound	Acceptable	Strong	Sound	Sound	$2,998	+0.762%	23
45	Synergy One Lending, Inc.	Sound	Acceptable	Strong	Strong	Acceptable	$2,821	+0.414%	10
46	ROYAL UNITED MORTGAGE LLC	Sound	Mediocre	Strong	Strong	Sound	$3,201	+1.445%	19
47	International Bank of Commerce	Sound	Acceptable	Sound	Sound	Sound	$1,021	+0.692%	12
48	ZILLOW HOME LOANS, LLC	Sound	Acceptable	Strong	Sound	Acceptable	$3,710	+0.600%	10
49	DIRECTIONS EQUITY, LLC	Sound	Mediocre	Sound	Sound	Strong	$1,559	+0.321%	47
50	Lone Star National Bank	Sound	Mediocre	Sound	Sound	Strong	$4,028	+0.561%	31

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

Pricing

Rate and fee competitiveness (25%)

Pull Through

Reliability in closing loans (25%)

Product

Specialization in the loan type (25%)

Place

Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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