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Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.

Best Conventional Mortgage Lenders in Camden

Updated February 5, 2026

Market Overview

142

Total Lenders

14,865

Total Loans

0.38%

Median Rate Spread

Rank	Lender	Overall	Pricing	Product	Pull Through	Place	Avg Fees	Spread	Volume
1	OceanFirst Bank, National Association	Exceptional	Exceptional	Strong	Exceptional	Strong	-$220	-0.149%	185
2	NATION ONE MORTGAGE CORPORATION	Exceptional	Strong	Strong	Exceptional	Exceptional	$1,233	+0.560%	377
3	NAVY FEDERAL CREDIT UNION	Exceptional	Exceptional	Exceptional	Sound	Strong	$543	-0.379%	163
4	Bank of America, National Association	Exceptional	Strong	Exceptional	Strong	Strong	$2,558	+0.034%	136
5	POLICE & FIRE	Exceptional	Exceptional	Strong	Sound	Strong	$329	+0.064%	123
6	NJ LENDERS CORP.	Exceptional	Strong	Exceptional	Strong	Strong	$2,354	+0.362%	96
7	PNC Bank, National Association	Exceptional	Strong	Exceptional	Strong	Strong	$438	+0.167%	66
8	PROVIDENT FUNDING ASSOCIATES, L.P.	Exceptional	Exceptional	Exceptional	Sound	Sound	$846	+0.017%	60
9	Wells Fargo Bank, National Association	Exceptional	Strong	Exceptional	Sound	Strong	$2,103	+0.130%	165
10	Columbia Bank	Exceptional	Exceptional	Sound	Sound	Strong	$18	-0.774%	103
11	Citizens Bank, National Association	Exceptional	Strong	Exceptional	Sound	Strong	$1,340	-0.003%	101
12	Wilmington Savings Fund Society, FSB	Exceptional	Strong	Strong	Strong	Strong	$1,380	+0.020%	78
13	U.S. Bank National Association	Exceptional	Strong	Exceptional	Strong	Sound	$123	+0.014%	39
14	Truist Bank	Exceptional	Strong	Exceptional	Strong	Sound	$918	-0.006%	37
15	ROCKET MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$4,590	+0.362%	1,259
16	UNITED WHOLESALE MORTGAGE, LLC	Strong	Acceptable	Exceptional	Exceptional	Exceptional	$2,866	+0.190%	674
17	LOANDEPOT.COM, LLC	Strong	Sound	Exceptional	Strong	Strong	$3,687	+0.330%	202
18	JPMorgan Chase Bank, National Association	Strong	Sound	Exceptional	Strong	Strong	$2,554	+0.244%	151
19	Advisors Mortgage Group, L.L.C.	Strong	Sound	Exceptional	Strong	Strong	$2,649	+0.410%	149
20	MUTUAL OF OMAHA MORTGAGE, INC.	Strong	Strong	Strong	Sound	Strong	$1,480	+0.177%	74
21	Manufacturers and Traders Trust Company	Strong	Sound	Exceptional	Strong	Strong	$1,610	+0.043%	62
22	CROSSCOUNTRY MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	Exceptional	$4,315	+0.525%	934
23	Prosperity Home Mortgage, LLC	Strong	Acceptable	Exceptional	Strong	Exceptional	$1,539	+0.369%	446
24	CMG MORTGAGE, INC.	Strong	Acceptable	Exceptional	Strong	Exceptional	$3,421	+0.407%	369
25	PENNYMAC LOAN SERVICES, LLC	Strong	Sound	Exceptional	Sound	Strong	$863	+0.143%	179
26	MLD MORTGAGE INC.	Strong	Sound	Strong	Strong	Strong	$2,939	+0.133%	104
27	MERIDIAN BANK	Strong	Sound	Strong	Strong	Strong	$2,488	+0.475%	51
28	PLAZA HOME MORTGAGE, INC.	Strong	Sound	Exceptional	Strong	Sound	$2,648	+0.552%	40
29	GREENTREE MORTGAGE COMPANY, L.P.	Strong	Acceptable	Strong	Strong	Exceptional	$2,670	+0.459%	833
30	GUARANTEED RATE, INC.	Strong	Acceptable	Exceptional	Strong	Strong	$2,988	+0.186%	347
31	EMM LOANS LLC	Strong	Acceptable	Exceptional	Strong	Strong	$2,651	+0.411%	246
32	FREEDOM MORTGAGE CORPORATION	Strong	Sound	Strong	Sound	Strong	$2,576	+0.319%	236
33	MOVEMENT MORTGAGE, LLC	Strong	Acceptable	Exceptional	Strong	Strong	$2,992	+0.416%	234
34	Gateway First Bank	Strong	Acceptable	Exceptional	Strong	Strong	$2,727	+0.455%	213
35	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	Strong	Acceptable	Exceptional	Strong	Strong	$3,378	+0.455%	209
36	ALLIED MORTGAGE GROUP, INC.	Strong	Sound	Strong	Sound	Strong	$3,746	+0.436%	205
37	1st Colonial Community Bank	Strong	Sound	Sound	Sound	Exceptional	$1,889	+0.263%	202
38	TD Bank, National Association	Strong	Sound	Strong	Sound	Strong	$425	+0.315%	158
39	NATIONSTAR MORTGAGE LLC	Strong	Acceptable	Exceptional	Strong	Strong	$4,272	+0.475%	154
40	Paramount Residential Mortgage Group, Inc.	Strong	Acceptable	Exceptional	Strong	Strong	$3,415	+0.568%	87
41	AMERICAN FINANCIAL NETWORK, INC.	Strong	Acceptable	Exceptional	Strong	Strong	$3,895	+0.529%	77
42	Fulton Bank, National Association	Strong	Acceptable	Exceptional	Strong	Strong	$1,992	+0.286%	53
43	ABSOLUTE HOME MORTGAGE CORPORATION	Strong	Acceptable	Strong	Sound	Exceptional	$2,938	+0.593%	415
44	NEW AMERICAN FUNDING, LLC	Strong	Acceptable	Exceptional	Sound	Strong	$2,883	+0.539%	225
45	NEWREZ LLC	Strong	Acceptable	Exceptional	Sound	Strong	$3,318	+0.413%	193
46	GUARANTEED RATE AFFINITY, LLC	Strong	Acceptable	Exceptional	Sound	Strong	$2,261	+0.189%	69
47	THE LOAN STORE, INC.	Strong	Acceptable	Exceptional	Strong	Sound	$1,817	+0.202%	65
48	CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP	Strong	Acceptable	Exceptional	Strong	Sound	$4,178	+0.443%	62
49	UNION HOME MORTGAGE CORP.	Strong	Acceptable	Exceptional	Strong	Sound	$2,593	+0.452%	59
50	Flagstar Bank, N.A.	Strong	Acceptable	Exceptional	Strong	Sound	$2,594	+0.397%	49

How We Rank Lenders

Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.

Our Point System (Max 40 Points)

Pricing

Rate and fee competitiveness (25%)

Pull Through

Reliability in closing loans (25%)

Product

Specialization in the loan type (25%)

Place

Local market expertise (25%)

Data Integrity & Updates

Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.

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