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Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best VA Mortgage Lenders in Colorado Springs
Updated February 5, 2026
Market Overview
117
Total Lenders
11,446
Total Loans
0.07%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Exceptional | $2,981 | -0.215% | 2,239 | |
2 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Exceptional | Sound | Strong | $1,062 | -0.626% | 171 | |
3 | PRIORITY HOME MORTGAGE, L.P. | Exceptional | Exceptional | Strong | Strong | Strong | $1,611 | -1.075% | 52 | |
4 | NBKC BANK | Exceptional | Exceptional | Exceptional | Strong | Sound | $943 | -0.587% | 33 | |
5 | ENT Credit Union | Exceptional | Strong | Strong | Strong | Exceptional | $1,819 | -0.231% | 928 | |
6 | GUARANTEED RATE, INC. | Exceptional | Strong | Exceptional | Strong | Strong | $2,698 | -0.217% | 302 | |
7 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Strong | $2,648 | -0.274% | 249 | |
8 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $2,463 | -0.370% | 191 | |
9 | The Huntington National Bank | Exceptional | Strong | Exceptional | Strong | Strong | $2,011 | +0.111% | 75 | |
10 | GUARANTEED RATE AFFINITY, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $2,074 | +0.032% | 71 | |
11 | CORNERSTONE CAPITAL BANK, SSB | Exceptional | Strong | Exceptional | Exceptional | Sound | $6,495 | +0.045% | 50 | |
12 | MOVEMENT MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Strong | $3,921 | +0.068% | 132 | |
13 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Exceptional | Sound | Exceptional | Exceptional | Strong | $3,012 | +0.288% | 104 | |
14 | CMG MORTGAGE, INC. | Exceptional | Sound | Exceptional | Exceptional | Strong | $1,921 | -0.250% | 99 | |
15 | JPMorgan Chase Bank, National Association | Exceptional | Strong | Exceptional | Sound | Strong | $1,710 | +0.084% | 94 | |
16 | INSPIRE HOME LOANS INC. | Exceptional | Strong | Exceptional | Strong | Sound | -$1,535 | +0.635% | 41 | |
17 | KIND LENDING, LLC | Exceptional | Strong | Exceptional | Strong | Sound | $3,282 | +0.198% | 35 | |
18 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,247 | +0.066% | 686 | |
19 | NEWREZ LLC | Strong | Sound | Exceptional | Strong | Strong | $3,095 | +0.139% | 173 | |
20 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,654 | +0.032% | 167 | |
21 | NEST HOME LENDING, LLC | Strong | Sound | Strong | Exceptional | Strong | $3,981 | -0.353% | 128 | |
22 | THE LOAN STORE, INC. | Strong | Sound | Exceptional | Strong | Strong | $2,004 | +0.148% | 97 | |
23 | Paramount Residential Mortgage Group, Inc. | Strong | Sound | Exceptional | Strong | Strong | $3,091 | +0.509% | 85 | |
24 | Plains Commerce Bank | Strong | Sound | Exceptional | Strong | Strong | $3,522 | -0.107% | 75 | |
25 | USAA Federal Savings Bank | Strong | Strong | Exceptional | Sound | Sound | $2,410 | -0.268% | 65 | |
26 | INTERCAP LENDING INC. | Strong | Sound | Exceptional | Exceptional | Sound | $3,059 | +0.374% | 36 | |
27 | TOWNE MORTGAGE COMPANY | Strong | Sound | Exceptional | Exceptional | Sound | $2,769 | +0.132% | 35 | |
28 | SWBC MORTGAGE CORPORATION | Strong | Sound | Exceptional | Exceptional | Sound | $2,830 | +0.109% | 31 | |
29 | The Central Trust Bank | Strong | Sound | Strong | Strong | Strong | $2,188 | -0.014% | 264 | |
30 | NFM, INC. | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,133 | +0.045% | 254 | |
31 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,392 | +0.305% | 243 | |
32 | NBH Bank | Strong | Sound | Strong | Strong | Strong | $2,280 | +0.083% | 164 | |
33 | FLAT BRANCH MORTGAGE, INC. | Strong | Acceptable | Exceptional | Exceptional | Strong | $2,106 | -0.041% | 125 | |
34 | HUNT MORTGAGE CORPORATION | Strong | Sound | Strong | Strong | Strong | $3,249 | -0.305% | 65 | |
35 | American Liberty Mortgage, Incorporated | Strong | Sound | Strong | Strong | Strong | $4,078 | +0.210% | 43 | |
36 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Sound | Exceptional | Strong | Sound | $1,018 | -0.094% | 36 | |
37 | Flagstar Bank, N.A. | Strong | Sound | Exceptional | Strong | Sound | $3,212 | +0.109% | 36 | |
38 | PLANET HOME LENDING, LLC | Strong | Sound | Exceptional | Strong | Sound | $2,233 | -0.319% | 35 | |
39 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,175 | +0.036% | 399 | |
40 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,173 | +0.073% | 302 | |
41 | MORTGAGE SOLUTIONS OF COLORADO, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,094 | -0.229% | 234 | |
42 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,484 | +0.337% | 164 | |
43 | V.I.P. MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $3,545 | +0.232% | 152 | |
44 | LOWER, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,371 | +0.063% | 135 | |
45 | BAY EQUITY LLC | Strong | Acceptable | Exceptional | Strong | Strong | $4,303 | +0.127% | 111 | |
46 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Strong | $4,672 | +0.026% | 83 | |
47 | Northpointe Bank | Strong | Sound | Strong | Strong | Sound | $3,289 | +0.155% | 41 | |
48 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Strong | Sound | $2,176 | +0.098% | 60 | |
49 | GROUP MORTGAGE, LLC | Strong | Acceptable | Strong | Strong | Strong | $5,978 | -0.014% | 47 | |
50 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Sound | $3,641 | +0.194% | 28 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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