🛡️
Safe Rate's TrueRank Guarantee
Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best Conventional Mortgage Lenders in Crestview
Updated February 5, 2026
Market Overview
85
Total Lenders
5,034
Total Loans
0.11%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | DSLD MORTGAGE, LLC | Exceptional | Exceptional | Exceptional | Strong | Exceptional | $112 | -0.424% | 141 | |
2 | NAVY FEDERAL CREDIT UNION | Exceptional | Exceptional | Exceptional | Sound | Strong | $774 | -0.599% | 89 | |
3 | BankPlus | Exceptional | Strong | Strong | Strong | Exceptional | $2,218 | -0.004% | 96 | |
4 | Citizens Bank, National Association | Exceptional | Strong | Exceptional | Sound | Strong | $1,629 | -0.084% | 44 | |
5 | Bank of America, National Association | Exceptional | Strong | Exceptional | Strong | Sound | $887 | -0.281% | 29 | |
6 | PNC Bank, National Association | Exceptional | Strong | Exceptional | Strong | Sound | $294 | +0.126% | 22 | |
7 | Truist Bank | Exceptional | Strong | Exceptional | Strong | Sound | $1,065 | -0.105% | 21 | |
8 | Morgan Stanley Private Bank, National Association | Exceptional | Exceptional | Strong | Sound | Sound | $207 | -0.366% | 18 | |
9 | U.S. Bank National Association | Exceptional | Strong | Exceptional | Strong | Sound | $766 | -0.101% | 17 | |
10 | UNITED WHOLESALE MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $2,880 | -0.037% | 438 | |
11 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,345 | +0.157% | 343 | |
12 | Trustmark National Bank | Strong | Sound | Exceptional | Strong | Strong | $1,622 | -0.036% | 74 | |
13 | Northpointe Bank | Strong | Sound | Exceptional | Strong | Strong | $3,138 | +0.416% | 62 | |
14 | Cadence Bank | Strong | Sound | Exceptional | Strong | Strong | $2,989 | +0.370% | 53 | |
15 | MORTGAGE ONE OF THE SOUTH, INC. | Strong | Exceptional | Acceptable | Sound | Strong | $1,780 | -0.532% | 37 | |
16 | Wells Fargo Bank, National Association | Strong | Strong | Exceptional | Sound | Sound | $2,345 | +0.021% | 33 | |
17 | Fifth Third Bank, National Association | Strong | Strong | Exceptional | Sound | Sound | $110 | -0.171% | 18 | |
18 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,335 | +0.093% | 275 | |
19 | PENNYMAC LOAN SERVICES, LLC | Strong | Sound | Exceptional | Sound | Strong | $1,160 | -0.416% | 55 | |
20 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Strong | Sound | Exceptional | Strong | Sound | $436 | +0.178% | 34 | |
21 | Ameris Bank | Strong | Sound | Exceptional | Strong | Sound | $3,265 | +0.182% | 33 | |
22 | JPMorgan Chase Bank, National Association | Strong | Sound | Exceptional | Strong | Sound | $2,000 | +0.242% | 25 | |
23 | LOANDEPOT.COM, LLC | Strong | Sound | Exceptional | Strong | Sound | $3,529 | +0.247% | 23 | |
24 | First Federal Bank | Strong | Strong | Strong | Sound | Sound | $1,042 | -0.399% | 18 | |
25 | NEW AMERICAN FUNDING, LLC | Strong | Acceptable | Exceptional | Sound | Exceptional | $2,260 | -0.001% | 381 | |
26 | University Bank | Strong | Acceptable | Strong | Strong | Exceptional | $2,382 | -0.163% | 149 | |
27 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $4,098 | +0.473% | 104 | |
28 | FREEDOM MORTGAGE CORPORATION | Strong | Sound | Strong | Sound | Strong | $1,974 | -0.185% | 103 | |
29 | Regions Bank | Strong | Acceptable | Exceptional | Strong | Strong | $2,848 | +0.249% | 97 | |
30 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Strong | Strong | $2,929 | +0.127% | 91 | |
31 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $1,363 | -0.438% | 77 | |
32 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $3,051 | +0.079% | 64 | |
33 | Centennial Bank | Strong | Sound | Strong | Sound | Strong | $2,199 | +0.022% | 37 | |
34 | Capital City Home Loans, LLC | Strong | Sound | Strong | Strong | Sound | $3,076 | +0.168% | 29 | |
35 | Synovus Bank | Strong | Sound | Strong | Strong | Sound | $1,814 | -0.112% | 18 | |
36 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | Strong | Acceptable | Exceptional | Exceptional | Sound | $3,368 | +0.558% | 13 | |
37 | NEWREZ LLC | Strong | Acceptable | Exceptional | Sound | Strong | $3,217 | +0.340% | 59 | |
38 | GUARANTEED RATE AFFINITY, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $2,991 | +0.259% | 39 | |
39 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,020 | +0.168% | 37 | |
40 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Sound | $3,343 | +0.088% | 37 | |
41 | NATIONSTAR MORTGAGE LLC | Strong | Acceptable | Exceptional | Strong | Sound | $3,803 | +0.048% | 36 | |
42 | TOWNE MORTGAGE COMPANY | Strong | Acceptable | Exceptional | Strong | Sound | $2,246 | +0.422% | 33 | |
43 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Exceptional | Strong | Sound | $1,999 | +0.036% | 26 | |
44 | SWBC MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Sound | $627 | +0.246% | 24 | |
45 | Flagstar Bank, N.A. | Strong | Acceptable | Exceptional | Strong | Sound | $1,761 | +0.494% | 19 | |
46 | STOCKTON MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Sound | $3,481 | +0.298% | 18 | |
47 | Renasant Bank | Strong | Acceptable | Exceptional | Strong | Sound | $2,231 | +0.339% | 16 | |
48 | THE LOAN STORE, INC. | Strong | Acceptable | Exceptional | Strong | Sound | $4,503 | +0.159% | 12 | |
49 | LOWER, LLC | Strong | Acceptable | Exceptional | Strong | Sound | $4,150 | +0.561% | 12 | |
50 | FBC MORTGAGE, LLC | Strong | Acceptable | Strong | Sound | Strong | $1,099 | -0.831% | 68 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
Ready to find your perfect lender?
Get personalized recommendations based on your specific needs
CrestviewConventional
No credit impact
3-minute process
100% free