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Our rankings are earned, not bought. We analyze 2,347 lenders using federal HMDA data—no pay-to-play, no cherry-picking. You see the best options based on performance metrics, not advertising dollars.
Best FHA Mortgage Company Lenders in Georgia
Updated February 6, 2026
Market Overview
50
Total Lenders
137,043
Total Loans
0.33%
Median Rate Spread
| Rank | Lender | Overall | Pricing | Product | Pull Through | Place | Avg Fees | Spread | Volume | Action |
|---|---|---|---|---|---|---|---|---|---|---|
1 | TRAILBLAZER MORTGAGE L.L.C. | Exceptional | Exceptional | Strong | Strong | Exceptional | $2,377 | -0.472% | 770 | |
2 | FREEDOM MORTGAGE CORPORATION | Exceptional | Strong | Exceptional | Strong | Exceptional | $2,648 | +0.165% | 1,970 | |
3 | First Heritage Mortgage, LLC | Exceptional | Strong | Exceptional | Exceptional | Strong | $2,936 | +0.289% | 512 | |
4 | FBC MORTGAGE, LLC | Exceptional | Strong | Exceptional | Exceptional | Strong | $2,110 | +0.006% | 490 | |
5 | UNITED WHOLESALE MORTGAGE, LLC | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $2,909 | +0.131% | 11,272 | |
6 | BANKSOUTH MORTGAGE COMPANY, LLC | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $4,153 | +0.252% | 2,119 | |
7 | PENNYMAC LOAN SERVICES, LLC | Exceptional | Strong | Exceptional | Sound | Exceptional | $1,987 | +0.009% | 1,954 | |
8 | VANDERBILT MORTGAGE AND FINANCE, INC. | Exceptional | Sound | Exceptional | Exceptional | Exceptional | $2,837 | +0.193% | 1,807 | |
9 | Prosperity Home Mortgage, LLC | Exceptional | Strong | Exceptional | Strong | Strong | $3,134 | +0.225% | 1,019 | |
10 | MORTGAGE ASSURANCE, INC. | Exceptional | Strong | Strong | Strong | Exceptional | $2,243 | +0.112% | 562 | |
11 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | Exceptional | Strong | Exceptional | Strong | Strong | $2,805 | +0.214% | 399 | |
12 | LOANDEPOT.COM, LLC | Exceptional | Sound | Exceptional | Strong | Exceptional | $3,013 | -0.016% | 2,166 | |
13 | SWBC MORTGAGE CORPORATION | Exceptional | Sound | Exceptional | Exceptional | Strong | $1,796 | +0.310% | 506 | |
14 | TOWNE MORTGAGE COMPANY | Exceptional | Sound | Exceptional | Exceptional | Strong | $2,911 | +0.448% | 360 | |
15 | ROCKET MORTGAGE, LLC | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $4,205 | +0.286% | 13,981 | |
16 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Exceptional | Exceptional | $3,676 | +0.426% | 3,242 | |
17 | Capital City Home Loans, LLC | Strong | Sound | Strong | Strong | Exceptional | $2,167 | +0.305% | 822 | |
18 | INSPIRE HOME LOANS INC. | Strong | Sound | Exceptional | Strong | Strong | $1,316 | +0.799% | 803 | |
19 | KIND LENDING, LLC | Strong | Sound | Exceptional | Strong | Strong | $2,569 | +0.398% | 736 | |
20 | THE LOAN STORE, INC. | Strong | Sound | Exceptional | Strong | Strong | $2,626 | +0.258% | 451 | |
21 | EMM LOANS LLC | Strong | Sound | Exceptional | Strong | Strong | $3,174 | +0.469% | 328 | |
22 | MOVEMENT MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,666 | +0.280% | 2,603 | |
23 | GUILD MORTGAGE COMPANY LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,012 | +0.316% | 2,399 | |
24 | GUARANTEED RATE, INC. | Strong | Acceptable | Exceptional | Strong | Exceptional | $3,505 | +0.286% | 1,526 | |
25 | CANOPY MORTGAGE, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $4,537 | +0.366% | 1,308 | |
26 | ZILLOW HOME LOANS, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $2,923 | +0.332% | 947 | |
27 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,148 | +0.327% | 883 | |
28 | NEWREZ LLC | Strong | Sound | Exceptional | Sound | Strong | $3,041 | +0.339% | 842 | |
29 | HOMEOWNERS FINANCIAL GROUP USA, LLC | Strong | Acceptable | Exceptional | Strong | Exceptional | $4,631 | +0.354% | 822 | |
30 | AMERICAN FINANCING CORPORATION | Strong | Sound | Exceptional | Sound | Strong | $4,908 | +0.073% | 601 | |
31 | UNION HOME MORTGAGE CORP. | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,683 | +0.464% | 597 | |
32 | FIRST COMMUNITY MORTGAGE, INC. | Strong | Acceptable | Exceptional | Exceptional | Strong | $3,690 | +0.508% | 585 | |
33 | NFM, INC. | Strong | Acceptable | Exceptional | Exceptional | Strong | $4,429 | +0.646% | 491 | |
34 | PRIMELENDING, A PLAINSCAPITAL COMPANY | Strong | Acceptable | Exceptional | Exceptional | Strong | $4,015 | +0.336% | 419 | |
35 | Mortgage Research Center, LLC | Strong | Acceptable | Exceptional | Sound | Exceptional | $2,325 | +0.493% | 3,330 | |
36 | EVERETT FINANCIAL, INC. | Strong | Mediocre | Exceptional | Exceptional | Exceptional | $5,167 | +0.797% | 1,971 | |
37 | LOWER, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,392 | +0.449% | 740 | |
38 | CMG MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,225 | +0.217% | 725 | |
39 | Equity Prime Mortgage LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,687 | +0.875% | 627 | |
40 | Paramount Residential Mortgage Group, Inc. | Strong | Acceptable | Exceptional | Strong | Strong | $3,355 | +0.503% | 599 | |
41 | STOCKTON MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Strong | Strong | $3,169 | +0.397% | 532 | |
42 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | Strong | Acceptable | Exceptional | Strong | Strong | $3,346 | +0.417% | 383 | |
43 | AMERICAN FINANCIAL NETWORK, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $2,087 | +0.644% | 376 | |
44 | GUARANTEED RATE AFFINITY, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $3,617 | +0.428% | 374 | |
45 | PLAZA HOME MORTGAGE, INC. | Strong | Acceptable | Exceptional | Strong | Strong | $3,370 | +0.362% | 310 | |
46 | MORTGAGE SOLUTIONS OF COLORADO, LLC | Strong | Acceptable | Exceptional | Strong | Strong | $1,952 | +0.558% | 286 | |
47 | CROSSCOUNTRY MORTGAGE, LLC | Strong | Mediocre | Exceptional | Strong | Exceptional | $4,060 | +0.556% | 2,044 | |
48 | CARRINGTON MORTGAGE SERVICES, LLC | Strong | Acceptable | Exceptional | Sound | Strong | $4,671 | +0.308% | 582 | |
49 | MUTUAL OF OMAHA MORTGAGE, INC. | Strong | Acceptable | Exceptional | Sound | Strong | $3,100 | +0.255% | 564 | |
50 | AMERISAVE MORTGAGE CORPORATION | Strong | Acceptable | Exceptional | Sound | Strong | $4,966 | +0.648% | 399 |
How We Rank Lenders
Our rankings use geometric mean scoring across equally-weighted categories. This rewards lenders who perform consistently well across all metrics, not just excel in one area.
Our Point System (Max 40 Points)
10
Pricing
Rate and fee competitiveness (25%)
10
Pull Through
Reliability in closing loans (25%)
10
Product
Specialization in the loan type (25%)
10
Place
Local market expertise (25%)
Data Integrity & Updates
Data is updated quarterly based on the latest HMDA filings and proprietary SafeRate analysis. All metrics are calculated using standardized methodologies to ensure fair comparison across lenders.
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